Whenever I see FD rate from 5% onwards, I don't check further. Sure packaged with something.

You have to count count now loh. Total money you put in vs total money now (7.5% FD interest + number of units multiply current price). As long as don't lose too much, just sell la. Unless you have advisor telling you KLSE will go up soon.....

Yes they're long term. But too long to my liking. Before knowing these FP funds, I strictly FD only. At most, I lose interest when I make premature withdrawal. Principal still guaranteed.

This post has been edited by beLIEve: Apr 2 2019, 11:41 AM

actually this one also weird. If buy online, ASN also enforce minimum $100. but buy offline, minimum $10.

Sure need minimum $100 ah? Not any amount that prevents the account from being closed will do? Just curious only. I don't mind leaving $100 the day I need to cash out (this is when I utilize ASM3. hehe)

let me rephrase. higher than 4.x% means 5.x%, 6.x%, 7.x%. i'll edit my post

yes your understanding is correct. So the first thing you lose is the commission. If stock market goes up, you probably can make some profit from the trust fund's price increase, subjected that it increases (probably need a lot of people to buy to go up)

you got type anything wrong kah?
10k x 0.97 = $9700

I presume you meant 10k units at $1?

Since already not qualified for this month's dividend, if really love ASM1, give it a couple of weeks loh. If very daring, wait until May 1 only buy ASM2/3 if still cannot buy ASM1.

hmm this sounds like an ideal case. But shouldn't price drop after dividend? Imagine someone buying a day before dividend and someone buying after ex-dividend. The one buying after ex-dividend will be a big sucker paying the same price as the one before because s/he is not entitled for dividends.

I looky see mine. I got extra 4.6 units after dividend. So it's not pro-rated. Before suspending for dividend, it was hovering around $0.96, never touch $0.95. Now it's $0.91x.

A lot got sucked in already. Only people here are vary. When they promo, they will scare you with the inflation lah, why not make more money than FD lah, this lah, that lah.

I don't know how good is the trust fund business now. The last time public bank lurked for me, they said they have FP funds too (or maybe, capital guaranteed fund, I don't remember). When I asked about commission, no waiver. What I wanted was something I can cash out if I need 1money without losing my capital.

I thought that's only an excuse to get the "difficult to buy funds".

that's why loh. I also worry 1 day I come across ASM3 unlimited sale. Buy or no buy IF got cash on hand. If no cash on hand then just watch quietly like unker 1.0

You cannot kid some scripts into ASN servers and open the gate?

This post has been edited by beLIEve: Apr 2 2019, 01:14 PM

that's the idea. but i don't and won't recommend anyone to buy VP funds because I don't do it myself.

I don't recall KLSE dropping much in 2008. Only US dan kawasan2 yang sewaktu dengannya crashed.

Hehe. unker so smart. KLSE not for the faint-hearted. Big risk big gain mah.

That one you'll be shitting bricks and won't dare to buy As unker 1.0 said loh....

If you upgrade your hat to a black one, then you can afford the 30k per shot bullet.



This post has been edited by beLIEve: Apr 2 2019, 02:48 PM

Wear a black hat then can make more bullets la. Or wear white hat also can. Red hat probably earn you less than the other 2. Just don't wear green hat.

This post has been edited by beLIEve: Apr 2 2019, 02:49 PM

I've brought people to print out their statements before. with AmBank though. As far as I know, they don't update passbooks only.

Hope you're only selling a bit. You're the one who gave me hope of buying couple of months back.

his avatar is ayam. I think #define ayam "I am"

until 4pm still possible. after that less units available only

i thought plug n play? but i dont know ah, only safekeeping it. haven't use.

slaughtered by the ayam

p/s : i didnt login. only left with a hundred bucks to round up my units. buy can don't buy also can.

This post has been edited by beLIEve: Apr 2 2019, 03:32 PM

The withdraw form is called Redeem or Redemption. So, people redeem from ASN and it's up to ASN to put these up for sale immediately or accumulate and sell one shot. If ASN goes for the latter, no one will be able to buy.

the press misquoted the chicken. fake news

chicken just meant to say he is going to try buy ASM1 now, same time as yesterday. But the press thought can buy already.

This post has been edited by beLIEve: Apr 2 2019, 03:40 PM

normally it's the staffs who do that. Big organizations don't need to do that and have a reputation to uphold. They lose far more $$$ if caught

why Apr 20 and not rantau?