Today Maybank and UOB were working fine

temporarily can dump into mortgage or FD, till ASNB release the SC decision...

at least can earn 4-5%

I think there no need for ASNB to make a big shift to change FP to VP..

Actual accounting of FP, i believe should have taken account of real NAV...the FP accounting should be kind of consolidated accounting...

Wawasan’s real NAV should be easily 1.50...while ASM and AS1M real NAV i agree could be below 1.00 based on ASG fund NAV and performances..

in a way, VP is more transparent and dynamic compared to FP..

At least for VP, u could accumulate during bearish market at lower NAV...while FP u don’t have this opportunity...the only major downside is 5% SC...

This post has been edited by veera77: Oct 31 2018, 07:49 PM

compared to big bunch of immatured and manipulating forumers in i3 investor...hmmm...i would say we here are much matured and responsible...

I can’t believe this...huh huh...trying non-stop from morning habuk takda

This month not much bullet..,only trying 3k one shot ASM2

Thanks bro
This post boost my motivation today...
No give up...will try try try

Finally successful 3k ASM2 after a boost from forumers here... thx tjx


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Utilizing 30k ASM3 allocation for Indian...which also applicable for each Indian kids


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Ha ha...just to round up the total..before i dont know that can use odd number...only learned from this forum

*Its for three different kid account

This post has been edited by veera77: Nov 1 2018, 03:06 PM

Yes there is 1.5 billion allocation for Indian ASM3 started from Jan 2018

Each Indian can top up first 30k without any quota restriction...after 30k as usual based on quota and availability.

This post has been edited by veera77: Nov 1 2018, 03:59 PM

Dividend ASM2 and ASM3 byk lama lagi...Sept/Oct...ASM april can forget bcoz dividend from old investment only...

Sorry 2018..edited my post accordingly

Yes...activate the power of magical compunding interest

Lucky Malaysia have option for low risk investment which gives compounding return from 4-6%...

In Qatar, where i’m working..the highest return u could for low risk investment is 1.5%...

72/1.5 = 48 yrs to double ur investment

This post has been edited by veera77: Nov 1 2018, 04:10 PM


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don't know about other...but that is my plan....get 1million in ASx and your retirement plan is on...

for 1 million @ 6% interest...monthly return is 5k...thats is more than enough...but must make sure to settle all other comitments before retirement eg mortgage, kids education loan etc...

if kids want some share from parents wealth...i would nominate them and tell them...enjoy this money only after i die...till then let me enjoy my retirement...

that is biggest and most difficult question to answer...

if Bursa crosses 1,900 pts....9% sure coming

true 20 yrs ago...

now i think equity return are lesser and fund size a much bigger due to dividend re-investment...

dulu most of bursa counter easily can give 10% dividend...now 3% consider very great

when crazy Trump took over the presidency...DJ sky rocket to 26,000 in few months..

in Malaysia, we expected the same....but now even struggling to maintain 1,700

Exactly...better decent return in long run...rather than...high return in short term, then kantoi in long run.....eg BAT, MEDIA