Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
20 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

> Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

views
     
vanitas
post Nov 2 2018, 10:46 AM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(nexona88 @ Nov 2 2018, 10:35 AM)
More people selling?
Unless u referring to the last Sunday sales.. Others than that.. Kinda limited units...
*
More people subscribe, more people selling.
Given one with 100 quota, another with 50 quota, of course the bigger fund size one is easier to get.
vanitas
post Nov 2 2018, 10:00 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 2 2018, 09:46 PM)
Hows the Capital gain tax on stock market ?????
*
Not this year, only rpgt for now. Future don't know.
vanitas
post Nov 5 2018, 12:12 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(jason210 @ Nov 5 2018, 11:51 AM)
Oversea 1 week, a lot of drama here from page 7 till page 27, in budget, im still under b40 so enjoy candies...
In ASNB, i only invest less than 30k due to insufficient saving, so no issue for me to scare about FP to VP,  even to VP also i have confidence in Malaysia's future.
Gov keep encourage everyone invest in share/UT, so will have more people in later.
Can i ask, who else start join here after watch spark liang video?
*
Video link please.
vanitas
post Nov 5 2018, 12:23 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(Lance XIII @ Nov 5 2018, 12:15 PM)
Hi, is there any difference between ASM, ASM2 and ASM3? Plan to register an account when I have time, would like to know which to prioritise. Also, there any disadvantage opening account in bank compared to ASNB office? I'm non-bumi btw.
*
ASM is unofficially suspended, can't top up now. As for differences, in short just different dividend date. No disadvantage to open account in bank.

QUOTE(klchoy @ Nov 5 2018, 12:16 PM)
But how to open any FP when there is no available funds?
*
Open VP with min rm10 and top up FP online.
* If it is kids account, then need to test your luck, go to branch try will be better.

This post has been edited by vanitas: Nov 5 2018, 12:24 PM
vanitas
post Nov 5 2018, 02:55 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(Lance XIII @ Nov 5 2018, 12:42 PM)
Ok thanks bro. Cant top up now but can open account?
*
Open account with ASM2 or ASM3 only for now.
vanitas
post Nov 5 2018, 05:38 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(nexona88 @ Nov 5 2018, 05:07 PM)
Good they didn't touch..
What if they says.. Those holding above 500k needed to be taxed or multi teir dividends... I mean those more 500k get just 4% instead of 6% 😕😈
*
4% lower than FD wor.. T20 like uncle will all withdraw or not?
vanitas
post Nov 5 2018, 05:49 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 5 2018, 05:42 PM)
Finally u know my feeling.

Ocbc 4.25% fd , but they suggested 4% for me.  sad.gif
*
Cimb got 4.5% @ 6 months, and can be done online.

At least give 4.6% for over 500k, so T20 like uncle can still keep inside.
vanitas
post Nov 5 2018, 06:05 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 5 2018, 05:54 PM)
Spend few rm15 to do transfer unit to family members.
smile.gif
*
Uncle need 5 or more family members involved.
vanitas
post Nov 5 2018, 07:32 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 5 2018, 07:11 PM)
Ya , as fast as possible . Life is too short , unker mau fast fast enjoy  .

The only thing to worry is inflation . Who know after 12years roti kosong cost rm500.  Haha .
*
RM 500 for roti kosong? That one more like currency depreciation than inflation.

Park some money to stable currency to reduce risk maybe? USD, SGD, yen... Uncle should know better than me.
vanitas
post Nov 5 2018, 07:57 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(nexona88 @ Nov 5 2018, 07:52 PM)
Why not.
Email asnb for the old prospects 🙏
Hope they got it in PDF form 😁😬😄 since that time no PDF files 😈
*
This must be the strangest request of the year...
vanitas
post Nov 5 2018, 09:04 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(alexanderclz @ Nov 5 2018, 08:42 PM)
as long as higher than fd, I'm ok.
start looking for alternatives now
*
We don't have much choices for low risk investment. EPF or FD, then what else in your mind?
vanitas
post Nov 5 2018, 09:14 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(plumberly @ Nov 5 2018, 07:48 PM)
Have an interesting story to tell. But need infor first to verify.

AA
One ASB was converted from FP to VP in 1990(?). True that it was originally "designed" to start as FP with a clause in their trustee/prospectus to change to VP in 1990? Anyone here can confirm that?

BB
Any one has a copy of the prospectus before 1990? I tried in ASNB, no luck.

Thanks.
*
"The first PNB fund, Amanah Saham Nasional, was launched as a fixed-price fund in 1981 but it reverted back to market pricing in 1991 as per the trust deed.
Soon after that, Amanah Saham Bumiputera, a fixed-price fund was launched in 1990 for investors not accustomed to market fluctuations."
Source: http://www.theedgemarkets.com/article/cove...y-pnb-conundrum

So ASN was actually forced convert into VP by rules set earlier, and then PNB makes ASB instead to continue the FP fund. Is this the interesting story?

If this is the case, we can expect the prospectus shall mention the date to convert from FP to VP, not by overnight decision.

This post has been edited by vanitas: Nov 5 2018, 09:19 PM
vanitas
post Nov 5 2018, 09:34 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(plumberly @ Nov 5 2018, 09:29 PM)
You hit the nail on the head! Good.

I called ASNB office today and the lady told me the SC's extension has nothing to do with the FP or VP, just changes in statement reporting. I find that surprising and then asked what about the ASB that was changed from FP to VP. She told me that was stated in the trustee/prospectus to change to VP in 1990. I wanted to verify that in the old prospectus and thus asked here.

Don't take what I have said as the golden truth. If later they changed them to VP, I will not be liable.

The master prospectus is too long to read. I wanted to scan through by searching for word "fixed" but cannot search that doc (like a scanned doc). Anyone here can help by converting that to normal pdf?

Thanks.
*
So, that's the story, ASN changed to variable price wasn't any problem with the management, economy or fund, but just by rule. And there is no rule stating ASM will change from FP to VP, so nothing we should worry. Of course my interpretation could be wrong.

Anyway, share the doc here, since it is not confidential, I think some members here will be free to read?

vanitas
post Nov 6 2018, 09:31 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 6 2018, 09:20 PM)
Yesterday I received wawasan laporan tahun by postman, this is my first time get it although I have wawasan account more than 20years.

Feeling surprise wo.

All the while u guyz ada received laporan tahun every year???
*
Wah, uncle having account since wawasan first launch.

If I am not mistaken, I got annual report last year.
vanitas
post Nov 6 2018, 10:23 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 6 2018, 09:44 PM)
Few years ago , business fail almost habis . Luckily no die.  Haha .
*
Wonder what kind of business with such high risk and reward.
vanitas
post Nov 7 2018, 05:39 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(jason210 @ Nov 7 2018, 05:21 PM)
Hahaha, but low risk, safe, i dont think so they will ask other to buy high risk one, maybe i can open a youtube channel and teach other buy ASNB?

Or maybe too hard for other to spend their time top up, for me if not joining here i will try 2-5 times then give up, now we know we have to keep trying around 1-2hour only can achieve our small target.

Like uncle maybe need 4-6hour to hit target (90k everyday)😂😂😂😏😏😏
*
Uncle can hire people to key in captcha, and some people can automate the process.

Anyway, 30k per try is fast for 90k. If compare to top up 3k and 30k, the difficulty doesn't increase much.

This post has been edited by vanitas: Nov 7 2018, 05:40 PM
vanitas
post Nov 7 2018, 05:53 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 7 2018, 05:48 PM)
Don't 30k per try unless special day such as dividend day.

For normal day I realized the best amount is 8k,8k,8k,then 6k.
*
I thought uncle will said don't 30k per try because bullets finished very fast, can't play captcha. lol
30k works for me, maybe because I key in real fast.. hmm, any withdrawal can grab within seconds...
vanitas
post Nov 7 2018, 09:00 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 7 2018, 08:54 PM)
Actually, the news write down the drop in percentage will be more useful than 6b...

Uncle really very free... Your business no need manage or govern?
vanitas
post Nov 7 2018, 09:29 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 7 2018, 09:11 PM)
I free until read others lowyat topic and I always see my boss leave message in others topic. nexona88.

Kakakaka.
*
Uncle got wife already, don't simply stalking people with leng lui as profile picture.
vanitas
post Nov 7 2018, 09:48 PM

Enthusiast
*****
Senior Member
785 posts

Joined: Mar 2012
QUOTE(DBHILUHDAQWISRTNJ @ Nov 7 2018, 09:38 PM)
Wah , u want me die .

Just coincidence saw the message.

Sometimes is funny to read other forum like property .
Example a message 2012 , some forumer very confident this property can earn many money.  But today result is fail.

So I hope 10years later asnb still very successful , or else whole world laugh unker sohem , buy so much units.
*
Uncle got report on how many percentage of people having over 500k units? I read last time it was only 4.x% over 100k units.

Multiply that percentage with 10m+ members, many people accompanying uncle.

20 Pages < 1 2 3 4 > » 
Bump Topic Topic ClosedOptions New Topic
 

Change to:
| Lo-Fi Version
0.0252sec    0.31    7 queries    GZIP Disabled
Time is now: 4th December 2025 - 01:46 AM