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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
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shazmiey
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Jul 4 2019, 08:46 PM
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Getting Started

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hi guys, just to ask some questions.
I applied for Maybankard 2 online through Maybank2u like a month ago. However I didnt complete the application as I didnt submit any supporting documents.
Only last week, I received a phone call asking regarding my card application and asked if i wanna proceed or not, i said yes, so he asked my details manually and after the call, he emailed me with details of documents that I need to submit. I didnt reply to the email and completely forgot abt it.
Just now I received a text from Maybank, saying card application has been aprroved.
My question; - Can they approve card application without I submitting my payslip etc? - If the sms is legit, how can check if my credit card application is actually has been approved? - They will send the cards to my billing address or i need to pick it up at any maybank branches?
Tqsm.
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shazmiey
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Jul 4 2019, 08:50 PM
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Getting Started

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QUOTE(koala225 @ Jul 4 2019, 09:49 PM) why not contact card centre? I tried to call 1300886688, but push 1 for bla bla bla, push 2 fro bla bla bla, when i choose credit card, they asked for t pin, not sure what is that.
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shazmiey
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Jul 4 2019, 09:03 PM
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Getting Started

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QUOTE(koala225 @ Jul 4 2019, 09:52 PM) contact as oversea which phone numbers 03 xxxxxxxx thanks for suggestion, i did called the number and it seems my application has been approved. Its just wondering how my card can be approved though I didnt submit any of my documents. They said they will post to my billing address.
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shazmiey
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Jul 4 2019, 09:40 PM
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Getting Started

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QUOTE(koala225 @ Jul 4 2019, 10:12 PM) So strange. can approve without documents. My brother submit application yesterday without provide documents yet because still waiting accountant to email him. Then ,I inform him no need provide document see. strange is it? My friends who recently applied with monthly income more than 5k also rejected. He applied for same maybankard 2 gold. Anyway, mine is approved without sending my documents cos my salary is credited to my maybank account.
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shazmiey
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Jul 4 2019, 09:41 PM
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Getting Started

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QUOTE(engyr @ Jul 4 2019, 10:40 PM) Is your salary credited to Maybank? yes it is.That might be the reason.
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shazmiey
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Jul 4 2019, 09:52 PM
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Getting Started

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QUOTE(koala225 @ Jul 4 2019, 10:45 PM) I remember like 10 years back, my salary also credited to maybank account. I apply 2 cards with documents also rejected. Maybe your friend background too clean. I really don't understand your case. Do u have any loan with them? it baffles me too, so I thought that might be case, cos that is only I could think of. I dont have any loan with Maybank. Anyway, talking about credit background, mine is clean too, no personal loan ,no hire purchase loan, only PTPTN.
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shazmiey
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Jul 4 2019, 09:54 PM
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QUOTE(beLIEve @ Jul 4 2019, 10:51 PM) 10 years? 15+ years back, I didn't apply also they send me them cards. Only problem is they sent to my office address and I no longer work there. Years later, they showed up in maybank2me with me owing them money. so dangerous la, hmm. maybe they need more customers, so the only way to gain is to approve credit cards free free.
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shazmiey
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Jul 4 2019, 09:55 PM
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Getting Started

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QUOTE(koala225 @ Jul 4 2019, 10:53 PM) Someone can spend with your card without activation? in his case i think it's the service tax.
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shazmiey
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Jul 11 2019, 10:40 PM
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Getting Started

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QUOTE(IzaakC @ Jul 11 2019, 10:16 PM) I am amazed with Maybank's cc application... Sent my application through m2u yesterday, today approved.  p/s: how long it take for them to deliver the card ya? Can call customer service, they will assist, mine was approved on July 4, July 8 attempt delivery to my office but fail. So I guess it takes only few days.
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shazmiey
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Jul 16 2019, 11:24 AM
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Getting Started

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card approved on 4 July, until today, not receiving the card. So slow. They tried to sent to my work address but failed, now need to wait for 5 days before I can self pick up the card at nearest maybank. hmm.
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shazmiey
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Jul 16 2019, 12:30 PM
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Getting Started

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QUOTE(avinlim @ Jul 16 2019, 12:49 PM) Not their problem...I think is ur work address fail delivery cause the delay. They've been quite fast in their card delivery. I requested for the card to be self collected anyway, maybe mishap when filling the form manually through phone call. Now just need to wait.
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shazmiey
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Jul 16 2019, 01:13 PM
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Getting Started

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QUOTE(beLIEve @ Jul 16 2019, 01:53 PM) no. I did that and told me it's their procedure to try mail first. And to repeat, i've never had problem with PosLaju except delivery from Maybank, 2 separate card application. PosLaju just note that no one is home while I rotted home the entire day. Actually you can. You can self collect if you residing in Sabah or Sarawak. I’m in Sabah anyway.
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shazmiey
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Jul 18 2019, 11:29 AM
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Getting Started

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Hi guys, just wanna ask something, my card was approved on 4 July, only received and activate it on 17 July. My first swipe was yesterday as well, but transaction is yet to reflected in my maybank2u. How many days before i can see the transaction in my account?
When should i expect my account statement? Will I receive it by the end of this month and deadline of payment at the end of next month or how?
Sorry, kinda new to this, this is my first cc.
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shazmiey
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Jul 18 2019, 11:42 AM
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Getting Started

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QUOTE(#Victor @ Jul 18 2019, 12:32 PM) do u check ur available credit limit? u don't see it in M2U because merchant yet posted the transaction, come back to check few more days later. u can call CS to find out ur statement date if u urge to know, payment due is 20 days from statement date. TQ, i guess there is no ground rule of the statement date, thanks2!
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shazmiey
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Jul 18 2019, 11:45 AM
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Getting Started

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QUOTE(ClarenceT @ Jul 18 2019, 12:38 PM) Usually the transactions will take 0-2 days (wait for the merchant to claim money) to be posted (you can see it only after 10 am on the following day at m2u). It is possible that the transaction could be posted 1 month later or never posted! Maybank don't inform you when your first statement will be issued, you check your m2u every day, you will know when the first statement is generated and you must settle the STATEMENT BALANCE within 20 days (DUE DATE) from statement date. I see, i thought transaction would be reflected immediately. Anyway, it seems my credit limit has decreased, so I guess, it should be okay. Thanks for the response anyway
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shazmiey
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Jul 25 2019, 01:17 PM
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Getting Started

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let say i buy something using ezypay, e.g 12 months, and i have spare cash to settle everything let say in the third month, is it possible to do that? or i do have to pay some fee?
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shazmiey
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Aug 1 2019, 07:51 PM
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Just wanna share my experience,
I called CS asking when would I get my first account statement. I will be receiving my statement by 3rd day every month and last payment would be on 23rd. I requested my bill cycle to be adjusted from 3rd to 7th day every month to accommodate me as I usually received my salary on 25th. And according to CS, we can request to change our bill cycle and it takes 30 days to process.
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shazmiey
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Aug 6 2019, 11:01 AM
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Getting Started

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sorry guys for asking to much, another question.
I already received my first statement, so I have paid the total amount, but I clicked outstanding balance and paid it. But, still I have my statement balance, and it has an option to pay for it. The last amount I paid was reflected in my total spending (the pie chart one).
What should i do? should i pay again the amount in statement balance or is it okay as i've clear up my outstanding balance?
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shazmiey
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Aug 6 2019, 11:07 AM
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Getting Started

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QUOTE(CardNoob @ Aug 6 2019, 12:02 PM) Statement balance will not be updated till next statement. As long as you have cleared the statement balance, you're fine! thank you so much! i guess i'm the cardnoob one. hahaha l
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shazmiey
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Aug 6 2019, 11:09 AM
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Getting Started

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QUOTE(cybpsych @ Aug 6 2019, 12:05 PM) STATEMENT BALANCE is fixed it's a historical details to show your spending/payments from last statement --> current statement cutoff. it's called a statement for a reason same like your monthly SYABAS, TNB, MAXIS/DIGI/UMOBILE bills. you make payment to those every month, have you asked them why your bill statement still "same amount"?  sorry laaa noob one here.
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