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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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1mr3tard3d
post Sep 22 2021, 10:55 AM

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QUOTE(ZeneticX @ Sep 19 2021, 03:15 PM)
not sure if this had been asked before....

i) I'm currently holder for Maybank 2 Gold AMEX. The Visa card had been cancelled because I registered before SST came into effect and hence its a valid reason for me

ii) Now I would like to upgrade to Platinum, will I still get AMEX only or it will come with a new Visa/MC as well? Can I make a call to upgrade or have to walk in to card centre?

iii) My AMEX Gold currently have an ongoing EPP. Do I have to settle the full amount before upgrade or can transfer over to the new card after upgrade?
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have u tried the contact us function from M2U?
or u could try emailing mbbcardservices@maybank.com.my
but your case is quite unique
1mr3tard3d
post Sep 25 2021, 03:44 PM

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QUOTE(Tariq_H @ Sep 25 2021, 02:52 PM)
Need advise sifus, cash back on weekend is 5%, max rm50 a month if I'm not wrong. Its mean equal to purchase of RM 1000. Does this mean purchase over 1000 it is better to get TP on weekday rather then CB on weekend?
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so far most reward point is about equivalent to 0.2% of the RM spent, u might work out from there
so a five times/ten times multiple will only translate into 1%-2%
there is also expiry date
but they are plenty of of cash back cards which provide 1% to 5% cash back
some cash back card has no cap too, just make sure the benefit and requirement matches with your spending pattern, should also consider the service tax RM25/card
1mr3tard3d
post Oct 5 2021, 04:31 PM

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QUOTE(Wolgie @ Oct 5 2021, 11:02 AM)
Just received SERVICES TAX for both card.
Where to use point to redeem. i check redeem online dont have.
Must call?
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Gold/Platinum
Amex
source

fill up the form and email to maybankrewards@maybank.com.my
1mr3tard3d
post Oct 12 2021, 11:37 AM

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QUOTE(tan_aniki @ Oct 12 2021, 12:10 AM)
why monday nite using amex?
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coz u get 5x treatpoints instead of 1? lol.gif
joking aside, u may plan ahead for some expense to spend on weekend
but sometimes u just can't wait till the weekend

QUOTE(!@#$%^ @ Oct 12 2021, 02:13 AM)
not really. amex has 5% cashback on weekends whereas only meagre points on weekdays. thus the question.
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yeah, but would u buy the newspaper for the entire week during the weekend, or stock up your lighter/cigarette for instance?

This post has been edited by 1mr3tard3d: Oct 12 2021, 11:41 AM
1mr3tard3d
post Nov 4 2021, 01:34 PM

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QUOTE(nano28 @ Nov 4 2021, 01:05 AM)
user posted image

I am new to credit card. I just buy oppo x3 worth rm1k using shopee ezy pay 0% interest.

That makes my statement balance high. I read somewhere if i dont clear statement balance, i will be charge of interest?

1)Is that true even though i use ezypay 0% interest?

2) Can i just let the statement balance like that and just pay my normal shopping statement + ezypay installment?

3) Since the statement balance is mix of my normal shopping and the total amount of ezypay, where can i check how much i need to pay each month to avoid any interest?
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r u sure that u selected the correct payment method?
cause instalment plan should look like this
user posted image
and no, the statement balance would only show the instalment amount, not the entire amount

have u tried to view from Maybank2u (web) or M2U app instead of MAE?
1mr3tard3d
post Nov 5 2021, 10:18 AM

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QUOTE(janson_kaniaz @ Nov 5 2021, 09:57 AM)
Posting date  Transaction date 
 
1-Nov-2021  31-Oct-2021  abc  RM400.25 

I assume this transaction will be counted in Nov quota correct?
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should follow transaction date
1 Nov 2021 is Monday, btw
1mr3tard3d
post Nov 24 2021, 02:20 PM

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QUOTE(GTA5 @ Nov 24 2021, 12:50 PM)
How the heck do I get negative treats points?

user posted image
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expired after 3 years?
1mr3tard3d
post Dec 13 2021, 11:17 AM

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QUOTE(Zenith5229 @ Dec 12 2021, 06:56 PM)
Why should all credit cards give rewards or cashback for ewallet ?
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he asked why not using other cards which provides incentives for ewallet
instead of why is the card not providing incentive for ewallet
i.e. not recognising the alternative options available
QUOTE(LuckyBai @ Dec 12 2021, 05:15 PM)
for not being a smart consumer
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not so 'smart' if ending up with unwanted/impulse purchase due to the spending/other requirements of the cards (min spending/first come first served, etc)
1mr3tard3d
post Jan 12 2022, 10:39 AM

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QUOTE(akping_1 @ Jan 12 2022, 09:43 AM)
Any1 notice the M2U schedule payment problem? statement due on 10/1 and alrd set the schedule payment on end of Dec, but 11/1 check and no payment made to the statement even the balance inside account is enough.
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perhaps the customer support could answer your question
last time used e-standing instruction via M2U classic to pay statement balance on specific date, no issue so far
can't find the option in the new version M2U
1mr3tard3d
post Feb 15 2022, 12:22 PM

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QUOTE(cappuccino vs latte @ Feb 14 2022, 11:09 PM)
Nonetheless, you must have accumulated significant amount of treat points to make it work.
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that is not necessary
https://forum.lowyat.net/index.php?showtopi...ost&p=102953432

QUOTE(!@#$%^ @ Feb 14 2022, 11:17 PM)
not sure what are u advocating, but the cashback will be clawed back.
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i suppose he was suggesting that the cancelled transaction will claw back treatspoint instead of cashback

QUOTE(PoisonSoul @ Feb 15 2022, 12:53 AM)
1/2 (weekday) = make purchase of RM1k, floating amount in MBB records
1/2 1-2mins after 1st step = request refund, MBB still floating
3/2 (weekday) = This part see if Lazada wants to make settlement or not. Let's go with make settlement. U earn 5000 TP.
4/2 = lazada realised u refunded. they credit back 1k to your cc
5/2 = MBB claw back ur 5000 TP
???????????????????????????? What you trying to do here??????
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nope, he mentioned that the transaction is done on weekend, not weekdays

QUOTE(ClarenceT @ Feb 15 2022, 01:19 PM)
Normally the original payment transaction is reversed so the transaction date remains unchanged, no impact on cashback unless cross month.

However, Lazada's Finance dept is too lazy to process the reversal, they create another payment transaction but with credit amount, still zero sum for 2 unrelated Amex transactions.

Don't abuse.
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Now I see how that works, if it is posted as a separate payment transaction, they should not clawback the treatspoint either

This post has been edited by 1mr3tard3d: Feb 15 2022, 03:30 PM
1mr3tard3d
post Mar 6 2022, 02:36 PM

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QUOTE(WIS9000 @ Mar 5 2022, 11:23 AM)
Well, this is my registered phone number and had even use this same number to join in on previous campaigns.
not sure why this round no confirmation even after sending 3rd SMS to register.

anyways, thanks for the feedback, just sharing to see any others like same case as me.
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+1, same here
no confirmation received after registration

Update: Mar 7 2022, 3:20 PM, received the confirmation sms after the third attempt

This post has been edited by 1mr3tard3d: Mar 7 2022, 03:21 PM
1mr3tard3d
post Apr 9 2022, 01:02 PM

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QUOTE(silverwave @ Apr 9 2022, 10:16 AM)
hi, do i still get cashback for amex if i renew a professional body membership (international)?
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why wouldn't?
though it might be safe to perform the transaction on Saturday night or Sunday
experienced twice where the transaction date was Friday, emailed them and it was resolved
1mr3tard3d
post May 20 2022, 01:17 AM

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QUOTE(playboy88 @ May 20 2022, 12:19 AM)
for top up lazada wallet with amex, will we get the x5 point? or weekend discount?
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i guess no hmm.gif, not sure about the MCC
user posted image
FAQ

u mean the MBBSAT18 or MBBSUN18?
haven't tried be4 because ran out be4 i could check out
but should not be a problem, 5% cash back/5x treatspoint on post-discount amount
1mr3tard3d
post May 26 2022, 03:17 PM

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QUOTE(ghost00 @ May 26 2022, 10:41 AM)
I stuck in registration of filling salary page, I was kept pressing Save & Next button but the page kept refresh on same page even all are filled out.

Guess I go to the branch to sign up for 2 gold cards.
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last time was able to fill in the form & submit via email, not sure if they have fully converted to online form only

QUOTE(fruitie @ May 26 2022, 01:54 PM)
but I'm not able to remove this expired card.
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unable to find the way to remove
or the card cannot be removed after following the steps?
1mr3tard3d
post May 26 2022, 03:33 PM

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QUOTE(fruitie @ May 26 2022, 03:20 PM)
There is no removal button
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u mean like this?
user posted image

u need to click/select the card to proceed to the next step ...

» Click to show Spoiler - click again to hide... «

1mr3tard3d
post Jun 2 2022, 09:26 AM

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QUOTE(HumbleBF @ Jun 2 2022, 08:01 AM)
Wait what AMEX doesn't give 5% cashback on weekends on petrol alrdy ? Since when they revise?
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don't think they revised the TNC
user posted image

sometimes there is issue with transaction date
drop them an email, they will probably make credit adjustment
1mr3tard3d
post Aug 16 2022, 11:18 AM

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QUOTE(ooiwbng @ Aug 5 2022, 07:19 PM)
Hi guys, I'm currently on the 2 card gold and would like to move up to the 2 card plat. do i apply then cancel or do i walk into a branch and get their advice instead
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i emailed them last time
» Click to show Spoiler - click again to hide... «


QUOTE(tadashi987 @ Aug 7 2022, 07:42 PM)
is there any perks of upgrading?
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perks hmm.gif, if u ask me
Travel insurance coverage of up to RM700,000 when you charge your travel tickets in full to your Maybank 2 Platinum Card.
Click here for Certificate of Insurance


QUOTE(WaCKy-Angel @ Aug 16 2022, 10:03 AM)
Changing from Gold to Platinum does not necessarily gives u higher CL automatically.
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unless you applied the M2 gold while your income exceeds the M2 platinum requirement
in theory, the increase in income should result in higher CL

but yeah, forget about maybank if CL is the upgrading concern
1mr3tard3d
post Aug 22 2022, 10:28 AM

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QUOTE(socratesman @ Aug 21 2022, 03:52 PM)
So in theory, if i make 100 transactions of RM0.20 each (all in same month) , shld get RM 1 monthly cb  hmm.gif  laugh.gif
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theoretically yes, due to the rounding mechanism

QUOTE(red streak @ Aug 21 2022, 05:56 PM)
What convenience could you possibly get with a useless VISA card with no benefits at all?  rolleyes.gif C'monlah chacha your reasoning makes no sense. The cashback is as good as either the Affin Duo or the PBB Quantum without any minimum spending per swipe or other restrictive T&C and you're saying it's peanuts. Might as well cancel it entirely instead of paying the RM25 SST every year for the useless half of the cards.
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so he will be paying RM 25 instead of RM 50 hmm.giflaugh.gif
ermmm...i suppose he seconded the second part, convenience, instead of the peanut part
additional credit limit as backup perhaps

but i m willing to plan spending on weekend for that 'peanut', spending reward that beats savings in FD/MMF
1mr3tard3d
post Aug 23 2022, 12:44 PM

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QUOTE(Wolgie @ Aug 22 2022, 12:42 PM)
RM25 only marĀ  brows.gif
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i m cheapskate to the point where i do not wish to pay the RM 8 annual debit card fee lol.gif

QUOTE(ZeneticX @ Aug 23 2022, 11:17 AM)
unlike PBB Quantum Visa, and the cap is much higher at RM50
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theoretically speaking, PBB Quantum is RM 60 compared with M2Gold/Platinum

This post has been edited by 1mr3tard3d: Aug 23 2022, 12:49 PM
1mr3tard3d
post Sep 5 2022, 11:01 AM

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QUOTE(r21 @ Sep 1 2022, 11:58 AM)
These were just some deep down questions I had in mind. All these previous years I took precaution by avoiding swipes at "contentious" timings.. (early Sat & late Sun either when overseas myself or when buying foreign online)
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that should not be a concern, had no problem in appealing for those transactions based on GMT+8
just some extra effort to drop an email/call
QUOTE(hannahtan1168 @ Sep 4 2022, 05:58 PM)
Want to if change new Maybank2u ATM Card online, when received the card, can use directly use exsiting/old 6 PIN? Or need to wait them send a new 6PIN? First time change card.
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no, unlike reset pin, it does not require existing pin number to activate
just select the activate function in m2u, which should require u to enter new pin number
QUOTE(alwaysohwei @ Sep 4 2022, 06:31 PM)
Just cancelled my maybank ikhwan card few months ago . Can so fast reapply for platinum 2 cards? sweat.gif
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six months should be fine, but...not applicable to your case
because Maybank Islamic Berhad and Malayan Banking Berhad are two separate entities
so could have applied straight away

This post has been edited by 1mr3tard3d: Sep 5 2022, 11:13 AM

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