Want to ask got anyone had upgraded automatically by maybank due to the card expiration from gold to platinum?

RM0 MBB: Need more cash instantly? Apply Maybank EzyCash/-i via M2U and enjoy 0% for 6 months repayment with no upfront fee for all plans. T&C apply.
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From the example they give, is really 0% all round.

So good? No limit? I'm going to whack RM60k and dump into Versa.

Still better than nothing

Use CC credit limit to earn interest

Done. Applied. Money instantly transfer to savings account. Not bad

for 6-month tenure, yes
the campaign is waiver of upfront fee only
but the 6-month ezycash has no interest/management fee by default
so totally 0%

for other tenures, the interest/management fee 8.88% p.a. still applies

T&C says can. But i tried 2nd time got error message.

I still have CL. Haven't even reach 70%

So it is "best" to apply on statement date lol.

EzyCash Update: My 1st application is with conventional limit. Did the 2nd application with Islamic (Ikhwan) limit, and 3rd application by reapplying with 70% of my remaining 30% conventional limit, and all instantly went through. So basically it's not limited to 70% of our limit after all. 

Try requesting during office hours, quite fast within a day. However, based on my experience, increasing the limit of Ikhwan/Islamic card is much harder than conventional (or maybe stricter)

Installment can get CB ? i thought it was given based on the first charge on weekend ?

i tot only the first full amount placed during weekends, not the subsequent monthly installment amount eligible for cash back?

when u did the first payment for installment is it at physical terminal or online? was it during weekend?

You should be getting treat points instead since the initial transaction spend was not charged on Weekend.
Try to check your statement at the bottom and tally. You should have additional points from this purchase.

Friday is not weekend, feel sad for u unless is it pre-authorised transaction, the actual full amount was only charged the next day (weekend) then u eligible for cashback. perhaps u could call Maybank to ask for adjustment subject to management discretion 

I assume you derived RM23 cashback because you counted the installment amount (around 460?)

Actually the cashback is based on the initial full transaction amount (one time full cashback), instead of the subsequent monthly installment amount.
So lets say your iphone price is 5499, you would be getting the full RM50 cashback capped from this purchase if it was made on weekend.

Weekend max spending is only 1000 to get the max rebate. (1000*5%=50)
So sometime, it may be worthwhile to spend on weekday because treat points no cap especially for large purchases.

As I know, utility bills are not entitled to 5% weekend cashback (correct me if I'm wrong).
I think Maxis bill = utility bill right?

some may spend on weekend in 99SM for cb, you may get rm5 (min spend 25) using mae as below campaign.



it is instant CB. limited qty FCFS

Hi, if I pay electricity bill via myTNB and Air Selangor apps, it classified as online spending or utilities spending?

i thought so too...hahahha, but then is there a  dedicated IKHwan Amex thread, I thought they combined MBB cards into a single thread.