https://www.maybank2u.com.my/maybank2u/mala...ds_listing.page

click the [Apply Now] button

those applied before 1 Sep 2018, yes.

after 1 Sep 2018, no.

should be same.

call CS to find out.

yes

also to be safe, call cs to find out exact cl balance. have a peaceful purchase later.

yes, already been that way for years.

also, try to maximize your transaction amount to be "even 10th sens".

e.g.

7.40 instead of 7.35 or 7.25
23.60 instead of 23.50

dont worry. standard chargeback will apply to them, whether they want to respond or not.

if they dont answer to you, they need to answer to their bank.

if they still dont answer or provde adequate info to validate the chargeback claim, then the official chargeback arbitration will take effect.

during the process, the chargeback amount will be debited to you first.

banks cant run away from chargeback process, as long as they are with visa/mastercard/amex

best part is chargeback is mainly to protect consumers, most of the times merchants will lose the dispute.

since you're already compiling the evidence/documents, then you're on a good direction.

quite ambiguous question...

1) what in you mind considered as "utilities"?

2) since you read few pages back, what are those that you read entitled?

3) what are those that you read NOT entitled?

4) finally, apply point 1+2+3 to the T&C clearly stated by Maybank.

not enough points to redeem how?

no

New To Bank Principal Card [ MBB | T&Cs ]
Campaign Period: 1st September 2019 until 31st December 2019

All approved application via M2U within the Campaign Period with a minimum spend of RM300 within 45 days from the credit card approval date will be entitled to choose only ONE of the gifts as listed below.



Terms and Conditions
This Campaign is open to all new-to-bank individuals or Maybank existing customers who are residents of Malaysia, who do not have any credit card issued by Maybank in Malaysia and, who has attained the age of 21 years ("Eligible Persons" or each, an “Eligible Person”) at the time of making an application for any one or more of Maybank credit card(/s) as a principal cardmember during the Campaign Period via Maybank Online at www.maybank2u.com.my (“Website”):-
The gift fulfilment will be done 12 weeks from the last date of the month of which the month the card has been approved.
e.g.: The Card approved on 25th September 2019, the fulfilment to be done 12 weeks from 30th September 2019. The gift is expected to be delivered by end of December 2019
The delivery of the gift will be sent to the billing address of the eligible Cardmember. The gift is valid while stock lasts.

Credit Cards Minimum Payment Due [ Maybank ]
10 SEPTEMBER 2019

Dear Valued Cardmember,

Effective 1 October 2019 - The minimum payment due on Maybank and Maybank Islamic Credit Cards shall be revised as follows:


The minimum payment due will include:

5% of statement balance*
100% monthly instalment** (if any)
100% past due amount (if any)
Amount exceeded credit limit (if any);

OR RM25; whichever is higher on payment due date.


The first monthly instalment** amount (comprising of principal and interest / management charge)* will take effect on the following day and every month thereafter until full settlement of all the monthly instalments.

For more details, please refer to full terms and conditions in www.maybank2u.com.my

*Exclude new credit card instalment approved from 1 October 2019 onwards.
**Only applicable to new Balance Transfer, Cash Treats, EzyCash, EzyPay and EzyPay Plus approved on 1 October 2019 onwards.

Click here for FAQs

no cashback

above report was for FCB VS.

tp grantrd on full purchase amount ..... however no more treatspoints on weekend since 1 June 2019