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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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fruitie
post Apr 19 2019, 12:08 AM

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QUOTE(bylkw2 @ Apr 19 2019, 12:00 AM)
ah thanks for the reply
sorry for asking noob question but if i just pay the minimum amount required, or as much as i could, like 1k
how much will i be charged per month for the remaining 3k that is unpaid yet
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Sorry, I cannot comment on interest part as I am not familiar with that and don't bother to know.
Most of us here don't let banks earn the interest. Other experts can advise you on the interest part.

Anyway, if you intend to pay only minimum, I suggest you to reevaluate your spending and financial as it's not wise to do this.
fruitie
post Apr 29 2019, 01:43 AM

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QUOTE(KuzumiTaiga @ Apr 29 2019, 01:13 AM)
hey guys, what does RETAIL INTEREST RATE 18% mean in our statement? issued on the 27th.
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It's just a reminder, can ignore if you pay at least the statement balance by due date. No interest is charged to you.
fruitie
post Apr 29 2019, 10:36 PM

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QUOTE(charymsylyn @ Apr 29 2019, 10:34 PM)
IWK worked using Amex Jompay when I tried on 7 April 2019. My IWK is up to date and I've maxed out Amex cashback this month so not willing to try again to see if it still works.
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But JomPay will not be eligible for cash back..
fruitie
post May 1 2019, 04:43 PM

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QUOTE(joevo2 @ May 1 2019, 04:41 PM)
For the first time? Dang the tnc didn’t mention anything about first time. I added my FCB card as top up and got nothing yet sad.gif
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It's mentioned on "Step 1".
fruitie
post May 2 2019, 02:04 AM

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QUOTE(xeon1989 @ May 2 2019, 01:38 AM)
Guys, may I know if you all received cashback for AMEX card?
In post #2 mentioned that we should receive it in 1st or 2nd of the month.

Today second already, still didn't receive it.  cry.gif
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Aiyo. First time using this card? By 2nd's noon, check your M2U later.
fruitie
post May 2 2019, 10:21 AM

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QUOTE(xeon1989 @ May 2 2019, 03:46 AM)
Ya, got this card early in Apr. I thought it would appear on sharp 12am. tongue.gif
Thanks for info!
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No wonder. Now already reflected in M2U.
fruitie
post May 2 2019, 11:40 AM

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QUOTE(David83 @ May 2 2019, 11:30 AM)
Just wondering why it's so gan cheong? hmm.gif
Appearing sharp at 12am or appearing end of the day makes any difference?
Or appearing 1/2 days later?

The RM 50 cash back will fly away if you don't confirm it?
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Understandable as he is a new user, so he is not sure how the CB is credited. He has a point because it wasn't reflected on 1st, this is shown on first page.
fruitie
post May 2 2019, 12:30 PM

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QUOTE(perky @ May 2 2019, 12:27 PM)
Anyone here tried to request for their SST charges to be waived via cashback for their Maybank 2 Gold card? For my public bank card they gave me cashback in the following month to offset the SST charges.
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Can forget for MBB. Either redeem with 10k TP or pay RM 25.
fruitie
post May 2 2019, 01:56 PM

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QUOTE(perky @ May 2 2019, 12:32 PM)
Thank you for the info, guess ijust redeem it with my TP
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Mine also charged to my cards on 1st May, will call soon to redeem TP.
fruitie
post May 2 2019, 02:22 PM

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QUOTE(cx2531 @ May 2 2019, 02:06 PM)
i actually called to maybank service center to cancel my visa due to SST charges. but just now i check seems service tax reversal.
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Good lo if this is the case but I already canceled mine since never used at all except for BT.

QUOTE(ClarenceT @ May 2 2019, 02:15 PM)
Is it a new card activated in Feb-Apr?
For existing cards, SST on 15th or 16th. Unless Maybank amend the guidelines recently.
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Not really. Mine got charged too on 1st May. Used since 2011...
fruitie
post May 2 2019, 02:40 PM

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QUOTE(ClarenceT @ May 2 2019, 02:34 PM)
https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf

Then Maybank shall officially revise the guidelines / FAQ.
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Yeah, maybe they should. tongue.gif

QUOTE(perky @ May 2 2019, 02:36 PM)
They allow us to cancel one of the card? What will happen to the credit limit? As it is for the combination for the two cards
Mine is charged on 1st May, been using the card since 2015
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Yes, can. If cards approved before 1st Sept 2018, can call to cancel. Credit limit is shared for all conventional cards, so it has no effect.
I already cancelled my MasterCard.

This post has been edited by fruitie: May 2 2019, 02:41 PM
fruitie
post May 2 2019, 03:11 PM

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QUOTE(cx2531 @ May 2 2019, 03:07 PM)
tbh i am plan to cancel the visa card but now SST reversal, don't know should I keep it.

I walked in to 1u card center and redeem all the visa points, then i call to maybank and ask for cancellation due to SST charges. since they reversal the visa card, should i do the same thing for amex so my amex card SST will get reversal? hahahaha

maybe someone here who able to waive amex SST can answer
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Then just keep it lo. laugh.gif

Nobody was able to do that, you were the first case. sweat.gif Just to clarify, SST cannot be waived, so MBB absorbs on your behalf.

Anyway, I have just called to redeem 10k to offset my AmEx SST. biggrin.gif
fruitie
post May 2 2019, 11:49 PM

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QUOTE(CP88 @ May 2 2019, 11:46 PM)
Well, you should ask for SST rebate 1st see if you're able to.  laugh.gif
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Ya lo. I should have but knowing I won't have such luck, I didn't try. Next person in line can request. tongue.gif
fruitie
post May 3 2019, 11:44 AM

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QUOTE(ClarenceT @ May 3 2019, 07:27 AM)
I don't think Maybank will grant a RM25 Credit for M2 Amex.
Maybe only for M2 Visa/MC, so cardholder pays 1X SST, follow pre-GST method.
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If only they allowed when SST was reintroduced, I believe many of us will keep. For me will be for BT purpose (in the future if any) as it is easier to monitor. tongue.gif
fruitie
post May 3 2019, 12:17 PM

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QUOTE(doremon @ May 3 2019, 12:16 PM)
Just to check. Is there anyway to waive this RM25.00 yearly thing ? My 2 Amex CC (RM50.00). Which this can buy kfc, Mcd, A&W and Cinema lol
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No. You can cancel the MC/Visa if your cards were approved before 1st Sept 2018. Pay or use TP to redeem 10k for each card.
fruitie
post May 3 2019, 02:34 PM

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QUOTE(deean9 @ May 3 2019, 02:24 PM)
Would we be able to get cashback if we topup boost using amex?
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Yes, if you do it on weekends.
fruitie
post May 3 2019, 04:00 PM

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QUOTE(playboy88 @ May 3 2019, 03:50 PM)
if i cancel visa/master of the maybank2card. will it bring any effect to my trestpoint?
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Yes, spend all the points in MC/Visa before cancelling as you cannot transfer to AmEx.
fruitie
post May 3 2019, 10:49 PM

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QUOTE(charymsylyn @ May 3 2019, 10:01 PM)
I've been forced to use Jompay for several months due to payees withdrawing direct M2U bill payment and I've always just assumed I got cashback for it. Due to your message, I calculated my April transactions and Jompay is eligible for cashback. I spent RM1,036.93 and Jompay was RM45.45 of that and I still received RM50 cashback.
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Not I mentioned one.. MBB already came out with an announcement earlier that JomPay is not eligible for cash back.
fruitie
post May 6 2019, 09:16 AM

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QUOTE(zstan @ May 6 2019, 08:27 AM)
Air Miles. Redeem suite class.
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100k TP is way too little for even a business class, what's more suite class. laugh.gif
fruitie
post May 6 2019, 11:32 AM

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QUOTE(zstan @ May 6 2019, 11:18 AM)
the rest can top up with cash  icon_idea.gif

but if the treat points not expiring i would rather accumulate. unless the person really needs the cash vouchers to support their shopping expenses then by all means.
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That's a lot to top up. laugh.gif

Anyway, for my TP in M2C AmEx, I will use to offset SST and extra goes to vouchers I guess. For airmiles collection, I will use my M2P cards as that's best for airmiles.
That said to use M2C TP for airmiles also possible just that it takes slightly longer time. Just redeem based on needs. biggrin.gif

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