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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
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celciuz
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Jan 30 2022, 07:41 AM
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QUOTE(ClarenceT @ Jan 29 2022, 10:40 AM) Update the description when it is posted (tomorrow) It is a financial service by Shopee, I guess the payment will go to ShopeePay or Airpay, MCC can be 6540 (still unknown for Amex). The description at SMS can be changed to another description or merchant name. Looks like one of the regular direct CC payment description.
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celciuz
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Jan 30 2022, 08:40 AM
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QUOTE(ClarenceT @ Jan 30 2022, 07:55 AM) Monitor from time to time. It can be changed in the future. SPaylater is under SeaMoney Capital Malaysia Sdn Bhd, an associate of Shopee Malaysia. Shopee Digital Goods was under Shopee Malaysia at the beginning and I could win special cashback. Then suddenly it was changed to "Airpay Malaysia" then I didn't win the special cashback (January 2021). Yeap, I guess for now it will grant cash back if I purchase on weekday using SPayLater then pay on weekend with Amex. Shopee Digital Goods is what ya btw? Those vouchers? or paying bills? This post has been edited by celciuz: Jan 30 2022, 08:40 AM
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celciuz
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Feb 3 2022, 07:48 PM
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QUOTE(adele123 @ Feb 3 2022, 07:11 PM) Btw, how's your testing on the spaylater? Got rebate already right? Hahaha Yes, it is under Shopee Malaysia KL so there's cash back for this. But then again, this might change la so need monitor time to time. This post has been edited by celciuz: Feb 3 2022, 07:49 PM
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celciuz
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Feb 12 2022, 09:49 PM
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QUOTE(red streak @ Feb 12 2022, 03:41 PM) Some people just want to count every sen in their lives instead of just using it as an additional benefit. Anyway I found something interesting on reddit about using SpayLater on Shopeee to qualify for cashback on weekends while spending on weekdays.  SPayLater payment gateway is still to Shopee at the moment, but can change anytime la.
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celciuz
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May 22 2022, 11:38 AM
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QUOTE(alextan99 @ May 22 2022, 09:18 AM) Sorry it was a fat fingers, you're right I charge 1K on my Amex and the rest on the other card, if I had another cash back card I might even split it out to 3 cards as the sales person at SenHeng have like card terminals from different banks there  the Senheng need to be very patient haha... last round got the Grab cash back thingy, I did several times with several phones LOL. Saved quite a bit. And usually when I buy stuffs from Senheng (my usual sales person la), then I will swipe certain cards $$$, wave certain cards etc... maximize CB.
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celciuz
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Oct 10 2022, 10:52 AM
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Ah doi, been using Amex on foodpanda this morning was looking for food then saw notification for transaction of RM58.80 (I traced back at least up to Mar'22 never see this transaction...
Called up Amex helpline, told me to confirm with foodpanda first... and if is fraud then need to pay RM50 for card replacement while pending for the dispute, once dispute confirm is fraud only refund the RM50 and the RM58.80 ._.
Ah screw this, foodpanda confirmed it’s not an order form my account. So asked me to proceed with police report and then dispute the credit card. My first fraud for Amex 😂 and it’s a local RM58.80 transaction.
This post has been edited by celciuz: Oct 10 2022, 11:17 AM
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celciuz
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Oct 10 2022, 06:48 PM
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QUOTE(engyr @ Oct 10 2022, 05:46 PM) Had credit card fraud few months ago. Maybank sent me the card free. No need police report also. 😰 true enough, other banks I have experience also directly send and no need pay RM 50 up front… damn tiger bank.
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