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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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avinlim
post Oct 18 2019, 02:36 PM

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QUOTE(StevenL @ Oct 18 2019, 01:36 PM)
No amex, tnb ban 9 amex
*
Do you know you can pay TnB with amex via M2U site?
avinlim
post Oct 24 2019, 04:02 PM

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QUOTE(cybpsych @ Oct 24 2019, 02:41 PM)
this?

334LIM CHEE CHENG0379XXXXXXXX3357
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Detective cybpsych cool2.gif
avinlim
post Oct 24 2019, 05:53 PM

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QUOTE(blurblursam @ Oct 24 2019, 03:18 PM)
Can I upgrade my gold card to platinum card?
How ah?
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To upgrade from gold to PLAT, you can call or email them to request, they will need you to resubmit your income info. After approve, they will send you the new plat card and old gold card account will be closed. CL remain the same unless you request to increase CL.

QUOTE(angel&demon @ Oct 24 2019, 05:48 PM)
Terminate your GOLD and apply PLAT.
Can go MBB card center to do.
*
Dont simply mislead people to cancel card...
avinlim
post Oct 25 2019, 08:47 AM

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QUOTE(BRY7 @ Oct 25 2019, 08:33 AM)
Provided still have quota for rebate
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There's no quota for Amex cb.
avinlim
post Oct 25 2019, 11:04 AM

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QUOTE(BRY7 @ Oct 25 2019, 10:47 AM)
so you're saying even if we swipe 10k on weekends we will still get 5%? amounting to RM500?  notworthy.gif
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nope. my quota here refer to cb pool quota.
avinlim
post Oct 30 2019, 09:19 AM

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QUOTE(JuneResources @ Oct 30 2019, 09:16 AM)
Normally for dispute case, need take how many days to resolve?
Kinda a lot of follow up necessary to avoid them "after saying will in progress investigate, and then disappear.."..
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My dispute case never got any reply. Card is cancelled.. so, not getting back any refund. the amount only RM1.33 x 2
avinlim
post Nov 1 2019, 05:00 PM

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QUOTE(xiaoxiaoshen @ Nov 1 2019, 04:38 PM)
user posted image

on spot redemption point sad.gif
valid 1 Nov to 31 Dec 2019.

after that will change again?
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Not worth to redeem RM100 with 58k points.

whistling.gif whistling.gif whistling.gif
avinlim
post Nov 4 2019, 11:42 AM

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QUOTE(iamshf @ Nov 2 2019, 10:38 PM)
Yea of course
*
The RM1100 can use separately right? got any expiry ka?
avinlim
post Nov 4 2019, 04:58 PM

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QUOTE(iamshf @ Nov 4 2019, 12:10 PM)
There is expiry date for the code
But no expiry date for 1.1k credit once you reload to presto pay.
*
Other than postpaid celcom. Can presto mall credit use to pay for any other bills ka? seem couldn't find any bill payment link.
avinlim
post Nov 5 2019, 11:08 AM

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QUOTE(woodentiger86 @ Nov 5 2019, 11:01 AM)
Hi guys, not sure if this is the right place to post my query. Currently have some CC debts on my MBB card. I was reading up on some balance transfer and was curious how it works. Is it worth pursuing it as they have a 0% annual fee but with an upfront management fee of 3.88%.

I was exploring with the balance transfer option earlier but didn't click submit, but I noticed I was required to select another bank in order for me to proceed with the Balance Transfer.

Minimum was RM1K and max allowed as per the site was RM2,732. My current debt is around > RM8-9K and I am looking for ways to manage it better. I do make payments > the minimum required [+- RM2K monthly]but I would rather settle this properly before it spirals out of control.

Anyways, back to topic - does this mean I need to have a CC with another bank in order for me to pursue this Balance Transfer option?

Current scenario:

Salary bank - Maybank
Cards Impacted - Maybank
Balance Transfer - I need another card [not Maybank?]

Appreciate the advice.

Thank you.
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Yes, balance transfer means you transfer your outstanding over to other bank cc. (Restructure your overdue outstanding)

Different bank offer different % and repayment terms. So u need to look out for their offer, find as low as possible, and 0% interest.

Suggest if not able to payback, dont use cc. You will end up having less money by using your future money. 1 more suggestion, Can try OCBC cash flo card. When you swipe above 500, will auto divide into 3 months installment + 0%. Above 1000 will be 6 mth 0% interest installment, which I find it quite good deal...but have to pay on time of coz.

Good luck.

This post has been edited by avinlim: Nov 5 2019, 11:09 AM
avinlim
post Nov 15 2019, 02:07 PM

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Just want to check back here, now Amex into Grab WALLET on weekend got 5% cashback ka...?
avinlim
post Nov 18 2019, 05:25 PM

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QUOTE(Mu619 @ Nov 18 2019, 05:14 PM)
Hi guys, wanted to ask if I'm currently having the gold maybank 2 card and would like to upgrade to the platinum 2 card, do I have to cancel the gold card and apply for the platinum card? Is there any other way?
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Apply 1st, tell them you want upgrade, submit your income info. After they approve and send you the plat card and once you activate your plat card account, your gold card will automatically closed.
avinlim
post Dec 6 2019, 08:03 AM

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Life moves on.
avinlim
post Dec 9 2019, 05:07 PM

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QUOTE(Lingbei @ Dec 9 2019, 04:59 PM)
Hi, I am applying Maybank 2 Platinum card recently. I did not get the result after 10 days so I call hotline to check. CS told me my application will be approved if I pledge RM 10000 in FD with them. CS told me this is the requirement, I cannot appeal, I can either accept or reject. May I know what happen with this? My annual income is RM 90k. I check with CS what if I apply maybank 2 Gold, she said I may need to pledge RM 10k in FD as well. May I know why I need pledge RM10k in FD? anyone experience this and know how to solve it? Thanks in advance!
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Are your malaysian?

90k should be way more than requirement. Unless maybank is not ur salary crediting account. Mayb they will check further.
avinlim
post Dec 16 2019, 05:15 PM

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QUOTE(cococonutseller @ Dec 16 2019, 04:15 PM)
Anyone tried applying for limit increase? Are they generous?
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if your salary u submit during card application is same as now u want to increase cl, can forget about it. They will reject.

I got rejected twice, once got salary increase(3 mth min slips) apply again, only give me from 5k to 8k CL... rclxm9.gif rclxm9.gif rclxm9.gif lol
avinlim
post Dec 17 2019, 05:30 PM

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QUOTE(Seth Ho @ Dec 17 2019, 03:57 PM)
Is it better to increase limit or apply for another card for cashback EX: visa barcelona or public bank
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See urself want to manage more card or one card settle all, up to u.
avinlim
post Dec 18 2019, 03:50 PM

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QUOTE(Seth Ho @ Dec 18 2019, 03:41 PM)
If my bill is RM 120 can i divide to 4 payment to earn 4 times of game
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can, u can spam till got 100 chance also can. But when you play game, you only get like 1-3 cents per play.
avinlim
post Dec 18 2019, 04:22 PM

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QUOTE(tan_aniki @ Dec 18 2019, 03:52 PM)
that one is DN la...
he is talking about RM120 bills pay by Visa...
paying bills and repay back to cc game is RM0.01~RM0.99
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same only ma. 1st few times you play got a lot. when continue playing get only 1-3 cents. Thats when I stop playing.
avinlim
post Dec 18 2019, 05:11 PM

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QUOTE(tan_aniki @ Dec 18 2019, 05:06 PM)
no, it's not true, it's based on what type of transaction you made to create the chance.
that day i pay over RM3k+ on aeon cc bill and those 100+ chances all between RM0.30 to RM0.99.
another 300 chances for paying maybank cc also all between that range.
Dec is a good month to play as they want to give out the RM2mil quota ASAP as 31 Dec is approaching.
that day paid Watsons with QRPay RM10+ got RM0.99 in the game, maybe QRPay got better chance to get RM0.99 chance.
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Really??! I got mixed cc and DN payment. lazy to play as all yield few cents only. still got 30++ games...sienz.

unsure.gif unsure.gif

This post has been edited by avinlim: Dec 18 2019, 05:11 PM
avinlim
post Dec 18 2019, 05:18 PM

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QUOTE(ClarenceT @ Dec 18 2019, 05:14 PM)
If SCB's game <1% CB (RM5/RM500), you better use Maybank Visa/Amex to top up Bigpay/Boost.
*

<1%

pay back MBB card RM100 into RM30x3.... can get RM1 in jewel game x3 ?

If yes, later I try again.....jus pay my mbb cc bill RM3000 once shot. doh.gif doh.gif doh.gif


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