... heard such arguments b4...

well? Today you are in USA? or Malaysia?

You planning to spend USA dollars? Where? When?
Anytime soon?

yeah.... the things we buy are so much more expensive nowadays...
but... isn't it the same in many other countries?
inflation is everywhere... USA don't have?
and of course...
seen too often...
there are many who are scared of losing money due to inflation...
so they 'invest' and 'invest'....
got money... they just dump and dump and dump in the market....
suddenly this year.... market not good....
and their 'investment'?
many lost close to 50%.

not saying you, okay... 

but this is my observations, which I share with you free.... ONLY you...

yup... who knows... you are currently and handily beating the market
but yeah....

Hi,

Im generally still defensive for 2023 with a higher than normal cash buffer, but I have 3 bets going for 2023:

1. Interest rate is going to peak soon or has already peaked, disinflation accelerates and followed by recession and interest rate cuts by developed markets in the 2nd half.

2. China HK market rebound continues (but not expecting it to reach early 2021 levels) but then will reverse as global economic slowdown bites.

3. Oil suprise to the upside due to supply side issues.

Hopefully at least 2 materialize 😓

Remain unchanged means we are heading to growth cycle instead 🤦‍♀️

Fed use rates to temper the demand and supply of economy hence it remains means we are heading a growth cycle and everyone wealth is actually increasing
Hence why you need to look for staples, utilities and defensive to buy when growth and sell when downturn is over 👏

Not good  enough for equities, but for bonds it will be good.

Did I say anything about growth cycle?