You mean 1 statement month (4-5 Mondays)?
If yes, RM1920 / RM2400.

If you are confident to win by just spending on BP... (But don't get addicted to BP)

Maximise CB amount, not effective CB %.

Without 5% online rebate, effective CB% is 8.3% (15/180, 25/300) or 10.4% (50/480), which is much better than CB % you get from M2 Amex, Ikhwan Petronas etc. So stop using the cards for a few months!
If you intend to withdraw from ATM, RM6 cost to withdraw RM3000, so cost per topup of RM60 is RM0.12. Don't gain from Online rebate doesn't mean you lose 5% (RM3). So you spend/invest RM0.36/RM0.60/RM0.96 to strike RM15/RM25/RM50. At your own risk!

This post has been edited by ClarenceT: Sep 4 2018, 06:10 PM

If you are willing to spend RM25, buy a comprehensive credit report (including CCRIS) at ctos.com.my.
Know your credit score and take the advice to improve your score.

Then RM660.
RM60X8, RM60X3 provided you spend RM660.

You get RM15 extra!

He is looking for something very academic.

I never withdraw cash from Bigpay, but I need to do it soon, otherwise I can't continue the PB game...
Never reject free money. Maximise CB where possible with the least "spending".

This post has been edited by ClarenceT: Sep 4 2018, 07:51 PM

temptation of free cash

Don't know why NO "(DGP)" for WK5

Ya lo.

If you don't need official receipt (ie personal consumption), use PB CC to top up Boost App (no online rebate), use Boost's bill payment, you will get a few % cashback from Shake reward.

Only if you win. Not guaranteed you always get it.

Yes you already used up your quota (2X).
Supplementary cardholders don't qualify for his/her own quota, otherwise it is not called "supplementary" account!

PBB Card Centre made the mistake and yet to resolve it. So we are taking advantage on the loophole for years.
Just wondering why PBB cannot rectify it, the solution is damned simple - to make rebate calculation based on calendar month (just like Maybank, HLB) or make the statement dates for both principal and supplementary accounts on the same day!

PBB Card Centre already told us they are rectifying the monthly rebate issue so it is their mistake to allow flexibility of both Principal and supplementary having different dates to calculate monthly rebate.

For newcomers, they always assume separate rebates is a feature or norm for PBB CC.

This post has been edited by ClarenceT: Sep 13 2018, 12:39 PM

I never complain lah... why complain while I am getting free money?
Enjoy it while it lasts.

But the newcomers may have been misled by us. I assume most of them don't read the Product Disclosure Sheet and T&C.

For PB Visa Infinite or Visa Signature only.
300 winners per month.

RM37200 / 36 = RM1133.33
RM 30k @ 4% p.a. FD/CASA, reducing by RM1133.33 -> You will earn RM1501
Note 9 -> RM3599

So you lose 7200-1501-3599 = RM2100 only.

But how many PB cardholders' credit limit > RM 37500 ?

RM7200 should be charged upfront.
Otherwise I BT RM30k, get the phone worth RM3599, pay a few hundred RM interest and RM100 penalty, case closed!

Hihi you received the invitation email.
Those not receiving invitation don't qualify for this game.