Don't always rely on BP especially on weekends and public holidays.

PB VS and Quantum (V&M) different expiry date, not like Maybank's.

Still not sure on Universal Studios Singapore, Legoland Iskandar, Disneyland HK, Sunway Lagoon etc.

MCC 7996 - Amusement Parks, Carnivals, Circuses, Fortune Tellers.

https://forum.lowyat.net/topic/4410413/+1920
29/12/2017

Post # 1927. yuyan.
5% Rebate using Quantum Visa: Disney Land Tokyo.
I bought food at a stall inside the park.

Post # 1961. ClarenceT.
From my recent experience at another Disneyland using RHB VS, all the transactions at that Disneyland are treated as "theme park" so I got cashback for Entertainment!

Post # 1962. Human Nature.
Yes, i can confirm to this.

3 cards under 1 single monthly statement.
But VS's credit limit and Quantum (V+M)'s credit limit can be different but combined.

1. You can deposit any amount to your CC anytime (including with -ve balance, you may do this to increase available credit limit, ie higher than approved credit limit) at PB's Cash Deposit Machines, Fund transfer from any bank using MEPS IBFT (Card Payment).

2. Doesn't matter, the payment is updated immediately at your card accounts.

3. The rebate that you earn will be deducted from your outstanding balance when the monthly statement is issued.

4. ALWAYS MAKE FULL PAYMENT - STATEMENT BALANCE BY DUE DATE, avoid pay less after deducting the extra rebate that you earn and credit due to reversal of transaction, after statement is issued.
If you pay less than the statement balance, you will be charged at 18% (for new cardholders) on outstanding balance including the unbilled transactions.

Check your CC letter, the statement date is there, you have 20 days to settle the statement balance.
You may not get your first bill in September (less than a full month cycle), but in October.
You can always check your outstanding balance, statement balance, due date at pbe.

For peace of mind, ALWAYS PAY THE STATEMENT BALANCE!
Different banks different interpretation, You may end up paying interest and waste your time to dispute.
In Malaysia, None of CC issuers can charge you interest if you pay the statement balance by due date.

Or avoid the merchant using Public Bank's machine (eg Mr DIY) on 5/9.

If you feel not comfortable, perform another top up, it cost you RM0.12 only for the 9th top up to secure CB RM50 (instead of RM25)

This post has been edited by ClarenceT: Sep 3 2018, 12:40 PM

No waiver. You need 10k reward points to redeem 1 SST.

For PB CC, Earning RM25 extra is easier than earning 10k points.

You set up PB CC at Shopee? RM1 is for verification and will not be charged.

Don't worry, RM1 credit will be held for a few days and automatically released, not going to unbilled transaction.

Just curious, annual fee and the waiver of AF charged on the same day?

M2C is offered as a PAIR cards, otherwise they are not called M2 or Duo.
Quantum cards are 2 separate services you may choose only one. If you get quantum cards now, look at the card number, QM is now at 6XXXX, but QV at 4XXXX only.

This post has been edited by ClarenceT: Sep 4 2018, 10:01 AM

Go to Aeon Dept / Parkson buy RM500 vouchers and sell the voucher or give away as Christmas gift. Cashback enough to cover SST RM25.

You are still their card customer, so no added value if you keep QV.

Provided that PB don't remove online transactions as a rebate category (VS and QM only) in the next 12 months.

RM633.25 to get RM38.00

Not really trying lah. Over 4 years, I found the formula since I always got RM59.9* / RM49.9* / RM37.9*,
so 37.995 / 0.06 = RM633.25