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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back
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ClarenceT
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Nov 10 2018, 05:17 PM
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QUOTE(janson_kaniaz @ Nov 10 2018, 05:09 PM) Either PBB to increase quota or not include BP in the next promo. This is probably the first promo I know quota exhausted on first day at 9 am  UOB, SC, RHB all kick out BP from the promo. Only PB too lenient. If BP is not allowed, you may sweep all the 26 weeks CB.
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ClarenceT
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Nov 10 2018, 05:46 PM
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QUOTE(Lingohal @ Nov 10 2018, 05:37 PM) I have been planning my purchases all these years in order to be entitled for all the past cashback campaign. However, when it comes to this campaign, after week 4, I have not been getting any cashback. I kinda have a feeling something is not right. After doing some search, then I realised what others have been doing to get cashback. Never mind, I still have a few weeks of chance to get back what I was supposed to get.  I was forced to give up pump petrol and Monday evening shopping!
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ClarenceT
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Nov 10 2018, 05:57 PM
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QUOTE(janson_kaniaz @ Nov 10 2018, 05:49 PM) if not, why do you think they’re are so many exclusions already in the tnc? banks don’t forkup millions to do promo just to distribute money away. they charge the retailers for the cc payment, this is one of the ways they give back by encouraging ppl to spend in variety of ways. Also to trap CC users to overspend and not able to pay full amount due.
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ClarenceT
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Nov 13 2018, 08:48 PM
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QUOTE(jiaen0509 @ Nov 13 2018, 08:37 PM) That’s the main point. I am now worried about my RM10 stamps duty too. RM10 is the stamping fee (setem hasil), not the stamp duty (0.5% of consideration amount) for a credit facility or letter of Guarantee.
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ClarenceT
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Nov 14 2018, 11:30 AM
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QUOTE(majorarmstrong @ Nov 14 2018, 11:08 AM) sorry ya noob question - i recently found out that topping up Boost with Master Quantum and Visa Signature does not entitle for cashback. The customer service say i can try top up with bigpay then use bigpay top up boost so i get cashback, is this true? i am topping up like RM200 monthly only and i feel like the cycle is quite big if i were to top up bigpay then use bigpay credit card to top up boost. any comment? Top up Boost is not an online transaction, but auto debit.
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ClarenceT
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Nov 14 2018, 12:01 PM
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QUOTE(laith @ Nov 14 2018, 11:30 AM) Guys, i realize that part of the BP top-up do not entitled for 6% cashback on PBB VS. Spent 1.5K on BP top-ups but only received RM30 cashback. Do you have this issue? No OTP for some successful top-up?
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ClarenceT
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Nov 14 2018, 01:57 PM
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QUOTE(laith @ Nov 14 2018, 01:54 PM) My bad. Thanks for the heads-up. I think PBB is getting lesser generous after years. Just VS, planning to get Quantum. I'm late to this BP top-up thing, the RM30 cashback is purely for monthly 6% cashback. Which seems incorrect based on the numbers of transactions that i performed. Short of RM8 CB.
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ClarenceT
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Nov 15 2018, 03:20 PM
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QUOTE(shinichi88 @ Nov 15 2018, 03:03 PM) I've Quantum V & MC now.. What should I do to get VS and cancel QV? want to maximise the CB for VS and QMC Apply for VS with your income document (Annual income >RM80k)
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ClarenceT
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Nov 15 2018, 03:29 PM
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QUOTE(shinichi88 @ Nov 15 2018, 03:22 PM) must resubmit again the document?? before this i apply Quantum already submit b4 which already >80k If submitted this year, see if PB can open the file and use back the same document. Otherwise no harm to reconfirm your income level, but it is up to PB willing to give you VS. Some applicants failed to get VS even their income >RM80k. It is a bit troublesome to ask for a upgrade.
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ClarenceT
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Nov 16 2018, 04:08 PM
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QUOTE(wilson1149 @ Nov 16 2018, 04:00 PM) Done, see how the result  No harm to get QV. Buy theme park tickets , spend at Parkson, Metrojaya, Aeon Dept, Taobao, Watsons's, I can get more than RM25 in a year.
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ClarenceT
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Nov 16 2018, 04:52 PM
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QUOTE(starry @ Nov 16 2018, 04:32 PM) QV can get cashback at Watson's? Good to know  The Watson's store I go.  Not all the Watson's store.
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ClarenceT
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Nov 22 2018, 11:13 AM
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QUOTE(metaloid @ Nov 22 2018, 10:20 AM) Is SST charged for each Quantum visa and mastercard? Also, is CB applicable for car service and insurance at Honda/Toyota centers? Bigpay Prepaid Mastercard is the solution. You gain CB using Quantum Mastercard and FC Barcelona VS to top up, then use Bigpay mastercard to pay at car workshops.
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ClarenceT
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Nov 22 2018, 06:50 PM
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QUOTE(sogood @ Nov 22 2018, 06:39 PM) I have changed my AIA monthly Premium auto-debit from OCBC card to PBB VS, will I get Cash Back in next statement? No cashback for auto debit.
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