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 Which car insurance cheapest

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dudester
post Jul 23 2018, 09:03 AM

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QUOTE(WaCKy-Angel @ Jul 23 2018, 08:59 AM)
Your 1st link is Takaful Malaysia

This is the correct link for Etiqa Takaful
https://www.motortakaful.com/getonline/motor-takaful
https://www.etiqa.com.my/getonline/motor-insurance
As mentioned the base insurance (just insure vehicle excluding other stuffs) are usually more or less same price coz its governed by BNM.
Other stuffs such as passenger liability and/or windscreen although also governed but diff companies may have much different price.

Last but not least, does Etiqa gives 15% cashback? This really changes the "price" alot after cashback.
I cant find it in their website.
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Why you guys dont believe what other people tell you and like to correct bangwall.gif

https://online.takaful-malaysia.com.my/Motor
Attached Image
hafizhans
post Jul 23 2018, 09:14 AM

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QUOTE(dudester @ Jul 23 2018, 08:37 AM)
Last time on other car, I picked Takaful as it was cheapest if you include the 15% rebate if no claim.
This time i ended up with Etiqa as it allow a lower agreed value then Takaful. With no GST now, a lot more cheaper.
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from my experience, takaful M has lower agreed value than etiqa biggrin.gif
WaCKy-Angel
post Jul 23 2018, 09:30 AM

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QUOTE(dudester @ Jul 23 2018, 09:03 AM)
Why you guys dont believe what other people tell you and like to correct  bangwall.gif

https://online.takaful-malaysia.com.my/Motor
Attached Image
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I think u misunderstood what Zot means.
He was telling u Etiqa has 2 plan.. normal general insurance and takaful general insurance.

That 2 links i provided is both from Etiqa meanwhile the link u provided is Takaful Malaysia

dudester
post Jul 23 2018, 09:34 AM

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QUOTE(WaCKy-Angel @ Jul 23 2018, 09:30 AM)
I think u misunderstood what Zot means.
He was telling u Etiqa has 2 plan.. normal general insurance and takaful general insurance.

That 2 links i provided is both from Etiqa meanwhile the link u provided is Takaful Malaysia
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Ahsoh!

So if you compare Etiqa Takaful vs Takaful Malaysia, which is cheaper? Big difference?
TSberrycoo~
post Jul 23 2018, 11:58 AM

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Waow so many replies sweat.gif

Actually I am abit confused about this etiqa and takaful thing. Can anyone break it down? So far what i understand is got etiqa, etiqa takaful and takaful right? So whats the main difference between these 3?
pinotnoir
post Jul 24 2018, 07:42 PM

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What about lonpac? Easy claim?
lznce2679
post Jul 25 2018, 01:37 PM

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u may renew online or via an agent.
i hav alwaiz consulted an agent coz i asked for the lowest premium aka lowest amount to renew da insurance..so far..no claims made for both cars.
btw..i alwaiz renew wif etiqa..
ketiak_masyam
post Jul 25 2018, 05:28 PM

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aig agreed value lower than etiqa for civic ketam
ahwai
post Feb 23 2019, 07:20 PM

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PM 019-3399039 (WhatsApp only) for online car insurance renewal.
kino318
post May 5 2020, 06:15 PM

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QUOTE(viper707 @ May 4 2020, 03:26 PM)
Hi There,

My car insurance is due soon and I'm getting quotes from various companies and came across a product called Promilej from P&O Insurance.

The premium is based on the kilometer driven and the discount is upfront not like another product by Tune insurance.

Since this is my 2nd car, I used it less (below 6,000 km a year). Promilej offers 40% discount on the basic premium (before NCD and other rebates) if my mileage is less than 5,000. Thats a huge savings. They have 3 plans (5000, 10000 & 15000 KM) per year and discount varies accordingly.

Anyone ever purchase this product, please advise.

https://www.poi2u.com/car-insurance/policy/promilej

They also have an app called POI2U to get online quotes as well.

Thanks
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how they track yr milleages?

kino318
post May 5 2020, 06:17 PM

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Hi all, I notice car insurance premium increase compare last year, do u guys notice?
eg i pay my premium for abt rm571 last year with rm44k insured but this year, insured value is 36K but premium is RM600.
Anyone know why?
mushigen
post May 5 2020, 06:22 PM

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QUOTE(kino318 @ May 5 2020, 06:17 PM)
Hi all, I notice car insurance premium increase compare last year, do u guys notice?
eg i pay my premium for abt rm571 last year with rm44k insured but this year, insured value is 36K but premium is RM600.
Anyone know why?
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Because you didn't shop around for better quotations.
kino318
post May 5 2020, 06:25 PM

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QUOTE(mushigen @ May 5 2020, 06:22 PM)
Because you didn't shop around for better quotations.
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i did check a few and compare. all up.
Axa 600, p&O 599
ry8128
post May 5 2020, 06:26 PM

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QUOTE(kino318 @ May 5 2020, 06:17 PM)
Hi all, I notice car insurance premium increase compare last year, do u guys notice?
eg i pay my premium for abt rm571 last year with rm44k insured but this year, insured value is 36K but premium is RM600.
Anyone know why?
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Same thing here, my premium is more expensive in 2019 compare to 2018, same insurance company. But lazy to find out why. I just pay and forget bout it.
culain99
post May 16 2020, 08:25 PM

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Flood coverage who give cheapest? Nowadays every day heavyrain few hours.....
heavensea
post Jun 11 2020, 03:45 PM

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Tune insurance maciam cheaper than Etiqa
Any comments?
synical
post Jun 12 2020, 10:46 AM

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QUOTE(culain99 @ May 16 2020, 08:25 PM)
Flood coverage who give cheapest? Nowadays every day heavyrain few hours.....
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It still kind of depends on your car details and where you live, I think. But this year I went with AXA cos their special peril was cheaper than others for me and my car...

Bejaya Sompo's special perils is included, but only up to RM10,000.

QUOTE(heavensea @ Jun 11 2020, 03:45 PM)
Tune insurance maciam cheaper than Etiqa
Any comments?
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You try lah, let us know how it is brows.gif
il0ve51
post Sep 4 2020, 11:49 AM

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Hi guys, anyone know where can i register 3rd party insurance via online for my 7 years old, debt free car?

GreenSamurai
post Sep 4 2020, 11:54 AM

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QUOTE(il0ve51 @ Sep 4 2020, 11:49 AM)
Hi guys, anyone know where can i register 3rd party insurance via online for my 7 years old, debt free car?
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Myeg
il0ve51
post Sep 4 2020, 11:59 AM

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QUOTE(GreenSamurai @ Sep 4 2020, 12:54 PM)
Myeg
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can choose third party? only show comprehensive.

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