agreed, can do online summore.
past 3 years i use etiqa motortakaful online, but this year i changed takaful malaysia coz got online n cheaper.
this month i try motortakaful for my sis, website changed n no more 10% online rebate  .
want to use takaful online instead but the NCD data stil not updated 

Etiqa all the time. now very good. they automatically insured based on agreed value. And no need to named second driver as they will cover all drivers now.

I believe Etiqa has two different unit. Normal Etiqa and Etiqa Takaful.

Takaful is not the insurance that use Islamic way of doing business. If the insurance makes money, hey will distribute back profit after deducting all other expenses. That is why you get you money back after insurance cycle complete. Takaful is provided by other insurances also.

Just like WaCKy-Angel said, all insurances are about the same because it is governed by rules from BNM on minimum coverage. The difference are on additional coverage provided, which is to attract possible customers. The 10% doscount that you usually through online application is basically the commission to insurance agent.

Your 1st link is Takaful Malaysia

This is the correct link for Etiqa Takaful
https://www.motortakaful.com/getonline/motor-takaful
https://www.etiqa.com.my/getonline/motor-insurance
As mentioned the base insurance (just insure vehicle excluding other stuffs) are usually more or less same price coz its governed by BNM.
Other stuffs such as passenger liability and/or windscreen although also governed but diff companies may have much different price.

Last but not least, does Etiqa gives 15% cashback? This really changes the "price" alot after cashback.
I cant find it in their website.

I think u misunderstood what Zot means.
He was telling u Etiqa has 2 plan.. normal general insurance and takaful general insurance.

That 2 links i provided is both from Etiqa meanwhile the link u provided is Takaful Malaysia