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 Which car insurance cheapest

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GreenSamurai
post Sep 4 2020, 12:40 PM

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QUOTE(il0ve51 @ Sep 4 2020, 11:59 AM)
can choose third party? only show comprehensive.
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Yes I renewed for my mother’s old car previously. Maybe you can’t select third party because your car can still buy comprehensive insurance?
il0ve51
post Sep 7 2020, 12:08 AM

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QUOTE(GreenSamurai @ Sep 4 2020, 01:40 PM)
Yes I renewed for my mother’s old car previously. Maybe you can’t select third party because your car can still buy comprehensive insurance?
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yes currently still comprehensive, but for September renewal i want to use 3rd party. 8 years car finish loan cannot change to 3rd party?
GreenSamurai
post Sep 7 2020, 12:30 AM

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QUOTE(il0ve51 @ Sep 7 2020, 12:08 AM)
yes currently still comprehensive, but for September renewal i want to use 3rd party. 8 years car finish loan cannot change to 3rd party?
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I think it’s possible? From what I got when I google you can choose third party when the car is not under loan anymore.
il0ve51
post Sep 7 2020, 12:03 PM

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QUOTE(GreenSamurai @ Sep 7 2020, 01:30 AM)
I think it’s possible? From what I got when I google you can choose third party when the car is not under loan anymore.
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ya lor but online payment seem not available only comprehensive quote available.
dickybird
post Sep 7 2020, 07:27 PM

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I clicked both etiqa and takaful with similar agreed value and options selected, price is not much different from my SC quotation.
tom8
post Sep 7 2020, 09:31 PM

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You may want to try Pacific & Orient Insurance. They just introduce a new way of insuring your vehicle i.e. insure your vehicle by mileage. Understand that some developed countries already adopted this approach. Save you a substantial amount on your annual premium. More info at youtube channel below

https://www.youtube.com/watch?v=E-V3wCMSg5o
Refuzed
post Sep 10 2020, 09:42 PM

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I compared mine with Etiqa and Takaful Malaysia and for some reason, Takaful was higher about RM200 despite all the options and value being the same.

End up I chose Etiqa.
Arsenal21
post Sep 14 2020, 03:39 PM

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halofujima
post Sep 19 2020, 11:27 AM

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Anyone want do my car insurance renewal? Allianz .
crusher
post Sep 19 2020, 12:18 PM

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Pricing are varies for different companies nowadays, same goes how they market their product thru enhancing the coverage. Things you should take note when you purchase car insurance :-

1) Market Value or Agreed Value?
2) Any FOC additional coverage? Is there any LIMIT to claim for the additional coverage?
3) Towing assistance services. How far it can tow? By km or $? Any towing truck or must be designated by insurer towing guys to do it?
4) Comprehensive or Third Party Fire and Theft cover? Would highly suggest to take only Comprehensive unless your car is super old but there are still ways to get Comprehensive through agents.
5) Claim process experience, eg, do you need to go "appointed" panels with their recommendation or you can go to any authorised workshop in their panel listing to do it? How fast the claim?
6) Lastly, it would be the premium. But if do not have much difference better put priority based on above criteria.

Well, u can ignore 1 to 5 if your main concern is $. But again cheap doesnt mean good.

Just my 2 cent based on research.
lancelyod
post Sep 20 2020, 08:01 PM

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try bijak, a website where you can get quotes from different insurance company, you may choose to add on additional policy such as car windscreen protection, natural disaster protection
Wolgie
post Nov 30 2020, 12:07 PM

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My car insurance going to renew soon.
I wan to ask about this Smart Key Shield.
Now my car key only left 1. another 1 spare lose long time ago.
Can i take this plan and then summit said missing or rosak, so can claim a new one?
By the way, my car is Axia AV. Do you know replace 1 car key how much?

ken431256
post Nov 30 2020, 04:33 PM

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QUOTE(lancelyod @ Sep 20 2020, 08:01 PM)
try bijak, a website where you can get quotes from different insurance company, you may choose to add on additional policy such as car windscreen protection, natural disaster protection
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what about FatBerry? Same concept kan, i see all over fb
ken431256
post Nov 30 2020, 04:35 PM

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QUOTE(heavensea @ Jun 11 2020, 03:45 PM)
Tune insurance maciam cheaper than Etiqa
Any comments?
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Been using tune for this year, so far so good, gonna expire soon next year April. No claims yet, but definitely cheaper than what I got from Allianz
culain99
post Nov 30 2020, 04:44 PM

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QUOTE(Wolgie @ Nov 30 2020, 12:07 PM)
My car insurance going to renew soon.
I wan to ask about this Smart Key Shield.
Now my car key only left 1. another 1 spare lose long time ago.
Can i take this plan and then summit said missing or rosak, so can claim a new one?
By the way, my car is Axia AV. Do you know replace 1 car key how much?
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Also looking for this answer. Smart key lost claim lose NCD or not??
al_madd
post Nov 30 2020, 05:49 PM

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takaful malaysia is okay
blmse92
post Nov 30 2020, 10:31 PM

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wanted to try promilej, because can renew online. But wonder how about roadtax renewal? Normally agent will do everything and pass me new road tax altogether.
professor47
post Nov 30 2020, 10:44 PM

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QUOTE(blmse92 @ Nov 30 2020, 10:31 PM)
wanted to try promilej, because can renew online. But wonder how about roadtax renewal? Normally agent will do everything and pass me new road tax altogether.
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I bought promilej. Just renewed your roadtax separately at Pejabat Post. Give IC only. Easy.
heavensea
post Nov 30 2020, 11:09 PM

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QUOTE(ken431256 @ Nov 30 2020, 04:35 PM)
Been using tune for this year, so far so good, gonna expire soon next year April. No claims yet, but definitely cheaper than what I got from Allianz
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I use Etiqa eventually.
Wolgie
post Dec 1 2020, 09:04 AM

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QUOTE(blmse92 @ Nov 30 2020, 10:31 PM)
wanted to try promilej, because can renew online. But wonder how about roadtax renewal? Normally agent will do everything and pass me new road tax altogether.
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Now most can do online
MYEG one of them. (use before)
Delivery to ur house with small fee.
i think bjak also same (never use before)

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