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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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lyc1982
post Dec 26 2018, 11:23 AM

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QUOTE(basSist @ Dec 25 2018, 11:52 AM)
i am wondering if you are going for trip just swipe and enjoy the moment which only lasted for few days.

if every times also need to check rate, that would be a stress trip. if cheap then buy today, no cheap then maybe tomorrow or the day after tomorrow before fly back to Msia only buy.
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very true...

if everyday need to check rates before purchasing minor stuff that costs like rm30-50 ain't worth the effort...not living the moment

unless it's big purchase like >rm1k then worthwhile to check rate before deciding which card to use
lyc1982
post Dec 27 2018, 01:22 PM

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QUOTE(lalachong @ Dec 27 2018, 12:43 PM)
i just used bigpay in Iceland and UK... no issues... all pay wave, or signature or PIN... all pass.. and good rates too!
Settlement took some time though.. few days...
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in iceland...did you use it on self-service fuel stations ?

how much is the rate ?
lyc1982
post Dec 27 2018, 03:16 PM

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QUOTE(stuffx @ Dec 27 2018, 03:05 PM)
If it deducts your readily available fund, it is a debit card

If it utilizes your limit in the sense that you have to pay it later, it is a credit card

So BP is a debit card if you really need to tell the cashier
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this

credit card and debit card are easily distinguishable
lyc1982
post Dec 28 2018, 03:42 PM

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QUOTE(kino318 @ Dec 28 2018, 08:58 AM)
Read the t n c it will take up to 45 days to credit the pts.
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whoa....45 days !

edit: non SSPN related, how much AA points gained for every RM100 top-up ?

where can i find that info ?

This post has been edited by lyc1982: Dec 28 2018, 03:44 PM
lyc1982
post Dec 28 2018, 03:46 PM

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QUOTE(talexeh @ Dec 28 2018, 03:45 PM)
1 point per RM50 top-up so that'll be 2 points.
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thanks !
lyc1982
post Jan 18 2019, 08:36 AM

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QUOTE(ronnie @ Jan 16 2019, 10:25 PM)
It's better to buy standalone separate Travel insurance for more comprehensive coverage than those by CCs
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i always use citibank premier miles (which has travel insurance) to purchase flight tickets + buy standalone/3rd party travel insurance
lyc1982
post Feb 11 2019, 02:20 PM

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just checking...not sure if it has been asked before here:

1. what is the max withdrawal per day on ATM ?
2. what is the max withdrawal per transaction on ATM ?
lyc1982
post Feb 12 2019, 02:56 PM

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QUOTE(lyc1982 @ Feb 11 2019, 02:20 PM)
just checking...not sure if it has been asked before here:

1. what is the max withdrawal per day on ATM ?
2. what is the max withdrawal per transaction on ATM ?
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anyone able to advise ?

is it different at each bank ?

thanks
lyc1982
post Feb 13 2019, 10:48 AM

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QUOTE(sharpman @ Feb 13 2019, 10:10 AM)
Why are you guys topping up and withdrawing thousands of money everyday?
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to earn CC points from topping up....?
lyc1982
post Feb 13 2019, 11:18 AM

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QUOTE(Lon3Rang3r00 @ Feb 13 2019, 10:50 AM)
brows.gif Withdraw money then pay CC to reset the grace period
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you are smart

icon_idea.gif
lyc1982
post Feb 13 2019, 11:31 AM

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QUOTE(epie @ Feb 13 2019, 11:29 AM)
new user here
i have activated my card and trying to topup since this morning
all unsuccessful
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what method did you use for topup ?

i topup using CC last night no issue
lyc1982
post Feb 20 2019, 10:30 AM

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QUOTE(tohff7 @ Feb 20 2019, 09:45 AM)
Don't understand.

Die-die must topup BP during this specific time? Cannot wait until whatever system upgrade/maintenance/issues resolved then topup?
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if you have been following this thread....this is the current trend (excludes me) LOL

since BigPay has the option of withdrawing money via ATM, not sure why the users don't wanna topup more when there is no downtime...
lyc1982
post Feb 20 2019, 10:47 AM

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QUOTE(MGM @ Feb 20 2019, 10:41 AM)
Some just dont feel comfortable putting too much money in BP, so only topup when necessary, unless there is campaign like PBB's SM4CB. They probably feel withdrawing money via ATM is a hassle.
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i also do that (bold part)...but topup more like extra rm200 won't hurt so much eh ?

since you know you will be using it for AA purchase or whatever in near future

but i don't panic during topup downtime why ? because i have other CC to use
lyc1982
post Feb 20 2019, 10:55 AM

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QUOTE(MGM @ Feb 20 2019, 10:52 AM)
But u will be charged processing fees if use other CC and at the same time worry about not getting the offered fare if insisting on using BP.
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processing fee ain't significant to me...i can accept

i won't have meltdown due to BP downtime that's for sure
lyc1982
post Feb 20 2019, 11:27 AM

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QUOTE(digidigi @ Feb 20 2019, 11:24 AM)
Hah so funny here, people try to take as much advantage from BigPay but at the same time not believe in big pay, then trouble yourself to top up everytime before u want spend, why make life so hard, it’s like cc and BigPay game is your life smile.gif
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IKR

msian mentality ...
lyc1982
post Feb 20 2019, 11:28 AM

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QUOTE(tohff7 @ Feb 20 2019, 11:14 AM)
some time it's just a few ringgit extra...or can't earn a bit of cashback or points

but then ppl complain like they missed out on big sum of money
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but for them...those few ringgit extra means life and death
lyc1982
post Feb 20 2019, 11:50 AM

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QUOTE(tohff7 @ Feb 20 2019, 11:40 AM)
Understand that but it's not like you urgently need to topup BigPay during its downtime to pay for some oversea transaction right? Cannot wait a few hours

If really urgent, then use back your normal CC? Lose out on some forex and BigPoints only. Won't die 1  biggrin.gif
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lemme give an example:

say item A has promo price on 10th Feb, and B user only wants to top up on 10th Feb to get that item A at promo price.

But alas when wanna topup BP has downtime, what should he do then to secure the promo price ?

he’a stuffed
lyc1982
post Feb 20 2019, 11:50 AM

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deleted

This post has been edited by lyc1982: Feb 20 2019, 11:55 AM
lyc1982
post Feb 20 2019, 12:37 PM

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QUOTE(nasiayam @ Feb 20 2019, 11:54 AM)
errmmmm pay through through means like online banking or other cc?
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bingo !

you are one of the smart ones...not tied down by BP only
lyc1982
post Feb 22 2019, 03:40 PM

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QUOTE(talexeh @ Feb 21 2019, 01:57 PM)
No, you don't need to but c'mon, let's face it, our answer doesn't matter since you'll still have to go over the process of installing the app again if you want to continue using BigPay right?
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some ppl really funny...new phone and still need to use the BP app, why not try it out themselves instead of wasting time asking here

it's not like the phone/BP will get jeopardize

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