It has physical card also.
Why you claimed that it's a Virtual Credit Card then?

He's definitely not in Malaysia! LOL

The reward in term of CB overweights anything!

Locally: Banks CC cash back
Overseas: Competitive forex rate

What is the point of loading cash into BP and then pay RM 6 to withdraw out back to pay house loan?

The idea of withdrawing from BP is meant if you can reload BP using CC or BT (if that's even possible) and earn cash back from CC.
Also ensure that the RM 6 withdrawal fee can be covered by the above mechanism so that you won't end up in loss.

This post has been edited by David83: Sep 14 2018, 09:40 AM

Then one shouldn't have reload cash into BP in the first place.
Withdrawing directly from CASA is RM 1 max under MEPS vs withdrawing from BP is RM 6.

I just can't see the logic at all!
Maybe certain people is too rich that RM 1 and RM 6 worth penny to them!

I got your point.
That was my first point which it makes more sense to reload BP with CC; not reload BP with cash.

Online if reloading BP is eligible for cash back.

Some terminal doesn't support "prepaid card".
Since it falls in between credit card and debit card.

You can estimate only and set a preset amount at the self service dispenser.
If you pay over the counter, there shouldn't be pre-authorized amount imposed.

Usually I left my credit card and loyalty card with the cashier if I pay at the counter.
But some said got trust issue with such practice.
So far so good for me. The cashier will ask me to go to pump first.

Of course, you need to have backup; other CC or cash.

So far touch wood, never encounter such experience before.

P/S: Not using BP as well.

Yes, you can set a preset amount at Petron self-service kiosk.
The pre-authorization amount will be the amount you preset.
I think I did mention about this before few days back.

Do note that there's RM 6 withdrawal fee.

MEPS ATM machine is also local ATM.
Any difference?
Pay RM 6 for the withdrawal fee since it's a small peanut fee!

Shopee can pay a lot of bills.
Basically it's just through a middleman.
Some charges for small fee.

Ask other Shopee fan here.
I'm not even a Shopee member!

Tips: You can even pay your credit card bill at Shopee.

Indirect benefits from BP either in the form of cash back or points when you reload your BP with CC.

This post has been edited by David83: Sep 21 2018, 06:17 PM

Special? In term of what?