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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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GrumpyNooby
post Apr 6 2020, 06:38 PM

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QUOTE(cucikaki @ Apr 6 2020, 06:37 PM)
SarawakPay initially only allow CC topup with 2% fees, only now they waived it and absorb it, if people keep abuse, sure will kena banned. 'Some' people fought really hard for this fees to be waived, and management need to discuss with SMA how the cc fees to be absorbed. seeing it being abused, of course kena tembak in meeting. IF im part of their team, of course i will immediately call someone that just registered these few days and straight withdraw. IF ya, only IF im part of SarawakPay. I never say I am.
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Wow, that statement comes out from your mouth.
Is Malaysia snowing today?

This post has been edited by GrumpyNooby: Apr 6 2020, 06:38 PM
GrumpyNooby
post Apr 6 2020, 06:51 PM

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QUOTE(cucikaki @ Apr 6 2020, 06:49 PM)
nope. with an ewallet that doesn charge convenience fee in the first place, then they have already think about how they going to absord the cc fees. but with SarawakPay, 'i think' it took a few rounds of proposal and survey, to get 'some agencies' agreed to subsidise the cc fees. you know every month these companies would have a meeting where they discuss new users registered, monthly usage, new merchants registered, i 'also think' one of the topics that brought recently is the sudden significant amount of withdrawal took place after they waive the cc fees. which, eventually someone must have kena blame in the meeting directly. e.g. 'fought so hard for cc fees to be waived, now people cashing out money from us'. just saying.

boost, bigpay - they are supported by big companies, airasia/axiata, maybe the cc fees peanuts for them - when they started and of course they have though they could absord it, which bigpay now also has agreed they cant!. sarawakpay is govt own under SMA, operated by a glc company, which a lot of workpapers required if they were to ask sma to fund/increase the current grant given to fund the cc topup fees.

they have a fixed amount of grant allocation per year, which they cant exceed, if significant portion of the grant is utilised to fund CC topup for abuser - then nothing left for sarawakian for real spending (for the cashback 6-7%) at end of the year, so again, if im part of the team, i would ban these abusers.
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Don't worry. I won't want to use your state privileges.
Even I didn't register for PahangGo also.

My point is since the app is available publicly in the Play Store, you can't restrict people freedom to use (or abuse) it or whatever you wanted to call it.
The table and other info/analysis is already available in another thread at the other section.

This post has been edited by GrumpyNooby: Apr 6 2020, 06:55 PM
GrumpyNooby
post Apr 6 2020, 07:06 PM

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QUOTE(cucikaki @ Apr 6 2020, 06:59 PM)
well I'm just saying, if want to do topup and withdraw, do it at your own risk. Just that, the 'management' are aware of these people. - Time will tell.

and what table?
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Table at Page#1 in this thread:
https://forum.lowyat.net/topic/4923192

Information on BP, Boost and GP is obsolete before revision.
GrumpyNooby
post Apr 6 2020, 08:55 PM

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For Android user, there's an app update.
GrumpyNooby
post Apr 9 2020, 01:26 PM

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QUOTE(zhixie @ Apr 9 2020, 01:21 PM)
Hi. Usually how much % rebate u get? From how many % to how many %. Thank.
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We have user experience/feedback at here:

QUOTE(cucikaki @ Apr 6 2020, 06:38 PM)
since MCO i only able to get 6.xx% only. usually can get 7.xx%. these ppl WFH also still want to change the algorithms.
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GrumpyNooby
post Apr 9 2020, 01:28 PM

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QUOTE(Qanxia @ Apr 9 2020, 01:27 PM)
Hi sifu, seeking advice on redemption of bigpoint ? Any good recommendation and link for the list of redemption thing?

Thank you.
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Based on users experience in here, for weekdays redeem via Fave.

This post has been edited by GrumpyNooby: Apr 9 2020, 01:28 PM
GrumpyNooby
post Apr 9 2020, 01:35 PM

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QUOTE(Qanxia @ Apr 9 2020, 01:34 PM)
Any link? How we can redeem ?
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Offset payment using points in Fave app I believe.
GrumpyNooby
post Apr 9 2020, 01:46 PM

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QUOTE(Qanxia @ Apr 9 2020, 01:42 PM)
This means that I need pair my bigpay card with Fave apps.
Then, spend on the selected restaurant in Fave apps. Izit?

Besides, 1bigpay point equivalent to how many RM in Fave apps?
Currently, I have around 3k+
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Just add your BIG membership number into Fave app only.

Points conversion rate as discussed below:
QUOTE(tan_aniki @ Mar 10 2020, 10:52 AM)
165 = RM1, unless u like to fly with AA, Fave is the fastest way to use ur expiring points
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QUOTE(tan_aniki @ Mar 10 2020, 12:00 PM)
u might need to check again in ur history, it cannot be 125 = RM1
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QUOTE(tan_aniki @ Mar 10 2020, 01:39 PM)
less la, now the rate is 165 = RM1, previously 150 = RM1
maybe some merchant got special rate, which merchant was that?
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QUOTE(tan_aniki @ Mar 10 2020, 03:24 PM)
wait ar, i think early this year still 125 = RM1, then they revised to 150 = RM1, i forgot somewhere they mention revise again to 165 = RM1 but i can't find the email back
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GrumpyNooby
post Apr 10 2020, 12:54 PM

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QUOTE(eeeglow24 @ Apr 10 2020, 12:53 PM)
Hi.

This is my first time on bank transfer.
I did initiate last night at 9.43pm.

When usually will I receive this fund thanks.

So far I couldn't see the amount received in my bank account.

Thanks
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5pm or 7pm later today.
GrumpyNooby
post Apr 12 2020, 12:46 PM

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OT: Accept AirAsia credit instead of asking for refunds, urges Tony Fernandes

Fernandes admitted that this was possibly "the biggest challenge" the company had faced, as "we have no revenue coming in, 96% of our fleet is grounded and we still have significant ongoing financial commitments such as fuel suppliers and leasing agents, ” he said

https://www.thestar.com.my/news/nation/2020...-tony-fernandes

This post has been edited by GrumpyNooby: Apr 12 2020, 12:46 PM
GrumpyNooby
post Apr 12 2020, 09:31 PM

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QUOTE(knwong @ Apr 12 2020, 09:30 PM)
You are panicking
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He's panic because Tony said:
We have no revenue coming in, 96% of our fleet is grounded and we still have significant ongoing financial commitments such as fuel suppliers and leasing agents
GrumpyNooby
post Apr 12 2020, 09:44 PM

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Wow ... seems like things are starting to fall apart? hmm.gif
GrumpyNooby
post Apr 12 2020, 10:20 PM

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QUOTE(Cookie101 @ Apr 12 2020, 10:17 PM)
Lol. BP is licensed by BNM.

Sometimes imagination can be out of control 😂
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I'm not referring to the cash that belongs to customers. Customers cash are under trustee custodian.
I meant that the operation starts to fall apart due to lack of cash from parent company.
GrumpyNooby
post Apr 13 2020, 07:49 AM

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QUOTE(jiaen0509 @ Apr 13 2020, 12:28 AM)
I just noticed that BigPay lowyat topic have ' CashBack & BigPoint (Prepaid Cards)' word.

Is BigPay provide CashBack?(except earn CB from CC topup)
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I believe there's a remark put by TS in the Post#1 at Page#1:
*The purported 10% is actually from the source cards (depending on the credit card used, cash back is up to 10%) used to reload the BigPay.
GrumpyNooby
post Apr 13 2020, 09:20 AM

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QUOTE(xngjn @ Apr 13 2020, 09:18 AM)
Hi. I just get my BigPay card. May I know CB still available when reload using PBB Quantum Master / Visa? Or it only available previously during campaign?
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Card benefit cash back is only for Quantum Mastercard.
Campaign cash back has ended last Monday.
GrumpyNooby
post Apr 13 2020, 09:27 AM

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QUOTE(xngjn @ Apr 13 2020, 09:26 AM)
Which mean now reload also wont get CB?
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If you use Quantum Mastercard, you can still get the usual monthly cash back up to RM 30.
GrumpyNooby
post Apr 13 2020, 12:30 PM

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QUOTE(wjtai @ Apr 13 2020, 12:29 PM)
Where else can we use the bigpay points except for flight ticket buying? My points are going to expired..almost 2 years ady.
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Pay with points in Fave
Conversion to Mesra points
GrumpyNooby
post Apr 13 2020, 12:46 PM

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QUOTE(wjtai @ Apr 13 2020, 12:43 PM)
Thanks, however
I don't using both of them.. any other ways?
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https://www.airasiabig.com/my/en/earn-redeem
GrumpyNooby
post Apr 13 2020, 02:11 PM

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QUOTE(cucikaki @ Apr 13 2020, 02:07 PM)
they process all the fund transfer within at 1pm, so if the beneficiary bank is the same bank as tranglo using, then should be instant. others need follow IBG standard time
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So what is the beneficiary bank for Tranglo?
GrumpyNooby
post Apr 13 2020, 05:23 PM

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QUOTE(leanman @ Apr 13 2020, 04:39 PM)
i used MBB, but i don't think that's the case. Now instant transfer is instant, regardless of which bank (local).
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BigPay, GoPayz, Boost etc won't use DuitNow nor Instant Transfer because it needs traceability and identity validation.
They will use IBG (GIRO) whereby they'll input recipient details including NRIC.

This post has been edited by GrumpyNooby: Apr 14 2020, 11:46 AM

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