Based on the list on the first post, none of these award any points/cashback right?

CIMB Bank Enrich Miles World Mastercard
Citibank Premier Miles Visa
CIMB Bank World Mastercard
Citibank Prestige Mastercard
Standard Chartered Visa Infinite
Standard Chartered 360 Rewards Mastercard
Public Bank Platinum Mastercard
CIMB Bank Visa Infinite Visa
HSBC Platinum Mastercard
UOB Visa Infinite
Ambank World Mastercard

I did, and none of them are listed, but I get the impression that some of these should definitely award something, so just seeing if anyone has any additional data points that are not on page 1.

For example, page 1 still says monthly CC top ups are capped at RM5k/mth - which has not been true for about a month now.

I'm not asking just about cashback. I'm asking about either points or cashback.

But now I'm confused, because it feels like you guys are saying opposite things. Of course, I hope MilesAndMore is correct.

I have a feeling estcin meant specifically that the cards I listed do not give any cashback because they are not cashback cards, but they instead give rewards points, haha.

Is my assumption correct?

Thanks

I notice you're a mod. Does that mean you manage/maintain this thread, including the information on page 1? How come there's no section for cards awarding rewards points on page 1? I think that would be good to have - can save people asking questions like mine! haha.

Are there any other of these prepaid cards in Malaysia that can be topped up via Credit Card? Kash and MerchantTrade only accept FPX/bank transfer I think?

Same. But haven't noticed any noticeable adverse effects from this, so not a huge concern to me.

You've been answered already but next time probably best to just Google! I found this link from googling and this way you know you're getting official information.

You've been answered already, but just sharing another way to check.

Login here, then click on My BIG Points, "Expiring next 60 days"

Are you saying this as new information? Asking because BigPay have been saying for a long time that they want to enter Singapore, from as early as Feb 2019, if I recall correctly.

Haha, this is so true. But having said this, I must say that I've been reasonably impressed with BigPay considering their relative monopoly (in the context of prepaid cards) in Malaysia. You'd expect a monopoly to take advantage of their position by increasing revenues by imposing additional costs etc.

What better card is there for travelling?

They lowered the top up limit from Credit Cards. They did not implement a surcharge on overseas/foreign currency transactions.

Still seems like a good card for travel - just your cashback/points on the top up are now capped at 1k/mth.

So... are you going to share what you think is better, rather than just say BigPay is no good for travelling anymore, when their most useful feature for travelling actually hasn't fundamentally changed..?

Someone else mentioned OCBC 365 Mastercard. And someone else said "there are other cards out there that offer rebates to cover the FX fees"

I asked you why you think "this is no longer good for travel", because I've given you a reason why I think you're incorrect by saying BigPay is no longer good for travel (and there's nothing wrong with being incorrect - just own it and accept it, learn, and move on everyone makes mistakes).

On the other hand, if I'm wrong, then let me know if I missed something about why you think it is no longer good for travel, and I apologise in advance if I am wrong.

In case you don't get it, I'm asking you: Why is BigPay no longer good for travel? Because as far as I can see, there is still value, despite the reduction in CC top ups to RM1k/mth.

This post has been edited by illumination: Oct 8 2020, 04:42 PM

But GoPayz only allows top up by FPX/bank transfer, debit cards (excluding BigPay - used to accept) and not Credit Cards. I think?

Someone correct me if I'm wrong

edit: lol because you added ShopeePay I needed to edit my post to clarify

This post has been edited by illumination: Oct 8 2020, 05:34 PM

I'm not relating it to source of funds and I know he did not ask about source of funds. I'm asking a separate question.

Can use for online, non-MYR transactions (if you have any)

How long from account verification + topping up your account (to trigger the card being sent) did it take you to receive your card?

I think what he maybe could've said to prevent you from spouting such attitude is, "additional authentication measures", because I don't think you are technically wrong to say OTP is (a type of) 2FA.

But... are people not allowed to expect improvement, especially where deficiencies have been identified? Why do people sometimes go back to "what else more u want" kind of mentality? These are excuses for non-improvement.

2FA can manifest itself in several forms, e.g. OTP, tokens, authentication apps

I cannot disagree with what you've said. cybpsych below you has summarised it nicely - there is no perfect solution.

However, it does not mean you stop looking for improvements. To cybpsych's point, you need to strike a balance between security and convenience, and I think based on the volume of scam calls going around right now, there is certainly a need to beef up security, and I don't think it is at all unreasonable that we are expecting some improvements/changes.

This is a constant cat and mouse game, but if you're going to just give up and say "humans are the weakest link" (despite this being true), then you're constantly finding a reason to not improve... and to be honest, from BigPay's perspective (as a business), this is probably fine until you have a nimble/agile competitor who is constantly listening to their consumers. But for BigPay, they're still unique in the market, so they don't have a strong incentive to improve/change things. Who else are we gonna start using if not BigPay..? No competitors here.

Increase tax on alcohol? Either you can see that as, you're just making those that drink alcohol poorer, or, you're disincentivising consumption by making it more expensive.

Summary: There are always two (or more) ways to look at things.

This post has been edited by illumination: Nov 26 2020, 06:19 PM

Actually, have there been any reports of people receiving SMS/phone calls (not WhatsApp calls) from people claiming to be from BigPay? I haven't followed this thread super super closely, but I believe we have only heard reports of the callers always using WhatsApp.

I know this is basically the last day of this promotion, but I just wanted to point out that despite being advertised as a BigPay promo, this is a Shopback promo and nothing to do with BigPay - at least the foodpanda part of it, specifically. It is identical to what ShopBack offer for clicking through their app - nothing to do with BigPay, and of course, no need to pay via BigPay too.