QUOTE(MGM @ Jan 19 2019, 12:03 PM)
For the avoidance of doubt, Promotion A Retail Spend shall EXCLUDE the following:
a) Any retail spend by recurring payment or auto-billing;
b) Cash withdrawal in any method (i.e. Automated Teller Machine, over-the-counter,
quasi
cash, etc.);
c) Portfolio products such as Balance Transfer (BT), Call-For-Cash Plus (CFC Plus), Call-For-Cash
(CFC) and Flexi Payment Plan (FPP);
d) Refunded, disputed, unsuccessful, reversed, unauthorized, fraudulent or unlawful
transactions; and/or
e) Any form of services or miscellaneous fees, including finance charges and fees such as credit
card annual fee, late payment charges and government service tax, imposed by HLB.
actually, this clause is something new that worries me. not the quasi cash
Decline the eligibility of any HLB Cardholders and/or Participants to participate in the
Campaign for any reason whatsoever as HLB may in its absolute discretion deem fit. In
particular, HLB shall have the absolute right to decline the eligibility of a HLB Cardholders
and/or Participants who has performed a Retail Spend within the meaning of these T&Cs,
in a manner or pattern which HLB deems to be abnormal, irregular and/or is indicative of
an attempt to obtain an unfair advantage over other HLB Cardholders and/or Participants
with normal/regular spending patterns, and HLBβs decision in this matter shall be final and
conclusive on all HLB Cardholders and/or Participants;