Welcome Guest ( Log In | Register )

20 Pages « < 7 8 9 10 11 > » Bottom

Outline · [ Standard ] · Linear+

> SST CREDIT CARD, incoming???

views
     
andyjyneo
post Aug 17 2018, 05:16 PM

LineageOS 20.0
*******
Senior Member
7,671 posts

Joined: Jan 2003


QUOTE(tokdukun @ Aug 17 2018, 05:12 PM)
If LGE smart, he can counter say but now make online payment/transfer, no more GST or SST. Last time if IBG transfer, bank charge 10 sen, Kastam earn 1 sen, that's 10% GST rate yo. Pay by cheque got 50 sen charge, Kastam earn 3 sen.

Now zero, satu sen pun tak ada.
*
Correct, but CC got its own benefits. Hehe
tokdukun
post Aug 17 2018, 05:21 PM

Casual
***
Junior Member
376 posts

Joined: Nov 2006


QUOTE(tiestoycc @ Aug 17 2018, 05:09 PM)
lol... damn it! that's true... i hope that can be waived too
*
Unlikely, LGE considers lowering to RM25 is good deal for taxpayers, half price vs old SST.

QUOTE(andyjyneo @ Aug 17 2018, 05:16 PM)
Correct, but CC got its own benefits. Hehe
*
Yea, cashback alone can cover cost of prudence tax.

But I got too many cards, I guess need to cancel those not actively used ones sweat.gif
SUStiestoycc
post Aug 17 2018, 05:28 PM

Getting Started
**
Junior Member
114 posts

Joined: Dec 2006


QUOTE(jfleong @ Aug 17 2018, 05:13 PM)
Ultimately it will still cost you, because banks cannot "waive" it. They can offer to pay it for you or offer you cash backs , but still it will come out of your perks
If their perks decrease or gets restricted but they offer a RM25 cash back for spending money RMXX , you know why
*
QUOTE(tokdukun @ Aug 17 2018, 05:21 PM)
Unlikely, LGE considers lowering to RM25 is good deal for taxpayers, half price vs old SST.
Yea, cashback alone can cover cost of prudence tax.

But I got too many cards, I guess need to cancel those not actively used ones  sweat.gif
*
hmmm... no choice lo, just have to cancel those unused ones, damn it!
anonymous552235
post Aug 17 2018, 06:42 PM

Getting Started
**
Junior Member
298 posts

Joined: Sep 2007
QUOTE(niceguypenang @ Aug 17 2018, 02:11 PM)
May be you are rich fellow brother.

There is a limit ceiling at income tax at most max. is 28-29% after that they don't need to pay anything else in term of tax even if they earn 1,2,5 or more millions.

Maybe on the road tax, if you can buy a RM150K above car and pay only the same road or similar road tax rate, then it is not fair.

Remember those who purchase average car like honda city/vios or medium range also pay the similar tax rate on the car.

Also maybe the government should increase the income tax ceiling higher to 35% to tax more on the rich.

In Malaysia, most of the people earning bracket is still far below. Even most cannot afford to buy a house these days.
*
I drive proton =)

As i said again, its not about rich or poor, its of owns control to their spending, my opinion too, no one wants to pay the government for something not rightfully theirs as auch tax
Pacmangoku
post Aug 17 2018, 10:14 PM

lë Fantôme
*****
Senior Member
828 posts

Joined: Apr 2012
From: Edge of Tomorrow
Habislah got 10cards gona cancel half of them.
andyjyneo
post Aug 19 2018, 06:28 PM

LineageOS 20.0
*******
Senior Member
7,671 posts

Joined: Jan 2003


https://mysst.customs.gov.my/assets/documen...%20SERVICES.pdf

Latest list of mySST
ohnowhyme
post Aug 19 2018, 06:48 PM

Getting Started
**
Junior Member
158 posts

Joined: Sep 2009
GG cc agent
malcolm86
post Aug 19 2018, 08:31 PM

Getting Started
**
Junior Member
197 posts

Joined: Jan 2006


QUOTE(niceguypenang @ Aug 17 2018, 02:11 PM)
May be you are rich fellow brother.

There is a limit ceiling at income tax at most max. is 28-29% after that they don't need to pay anything else in term of tax even if they earn 1,2,5 or more millions.

Maybe on the road tax, if you can buy a RM150K above car and pay only the same road or similar road tax rate, then it is not fair.

Remember those who purchase average car like honda city/vios or medium range also pay the similar tax rate on the car.

Also maybe the government should increase the income tax ceiling higher to 35% to tax more on the rich.

In Malaysia, most of the people earning bracket is still far below. Even most cannot afford to buy a house these days.
*
bro, u should check our malaysia's car excise duty before talk about road tax
tatamiusuka
post Aug 22 2018, 09:46 PM

Casual
***
Junior Member
358 posts

Joined: Jun 2009
QUOTE(jfleong @ Aug 11 2018, 06:47 PM)
That is CCRIS, regulated by BNM.
Only for bad credit and current financial obligation (others loans, and monthly payment) not for info like how many cards you have, what is the credit limit on each card etc
*
Obviously you did not know what is show in crisis report.
Come on man. Go BNM or AKPK to apply for online CCRIS. Then you will know. All the thing is listed there. Even your debt is 0.
tatamiusuka
post Aug 22 2018, 09:50 PM

Casual
***
Junior Member
358 posts

Joined: Jun 2009
QUOTE(teehk_tee @ Aug 11 2018, 05:49 PM)
I wonder why ppl hv more than 3 cards

I rather have 2 cards, each card limit 300k

Than 5 cards 10k each
*
Obviously, you did not see all the card benefit. Some of the card give you more advantage on some merchant. Other give you other benefit. Like some time Citibank offer book wth agoda you direct get RM50 rebate. Go shopping mall to walk around and you will see all this benefit.
fantasy1989
post Aug 22 2018, 09:54 PM

Look at all my stars!!
*******
Senior Member
4,706 posts

Joined: May 2008



just canceled two low usage card
fantasy1989
post Aug 22 2018, 09:57 PM

Look at all my stars!!
*******
Senior Member
4,706 posts

Joined: May 2008



QUOTE(teehk_tee @ Aug 11 2018, 05:49 PM)
I wonder why ppl hv more than 3 cards

I rather have 2 cards, each card limit 300k

Than 5 cards 10k each
*
different card got their own benefit

for me

buy coffee bean = citibank clear card (b1f1)
installment = maybank easy payment is the best
if buy flight ticket = cimb visa infinite (8x point oversea + free 1mil travel insurance)

my recent business trip get me free air purifier (exchange with point) biggrin.gif

This post has been edited by fantasy1989: Aug 22 2018, 09:59 PM
fantasy1989
post Aug 22 2018, 10:02 PM

Look at all my stars!!
*******
Senior Member
4,706 posts

Joined: May 2008



QUOTE(jfleong @ Aug 11 2018, 06:47 PM)
That is CCRIS, regulated by BNM.
Only for bad credit and current financial obligation (others loans, and monthly payment) not for info like how many cards you have, what is the credit limit on each card etc
*
you can purchase ctos report (which ctos get those result from CCRIS) . it clearly stated your past 2 year record and currently how many CC / loan and every individual card limit + outstanding from every bank

This post has been edited by fantasy1989: Aug 22 2018, 10:03 PM
iamnotkobe
post Aug 23 2018, 11:08 AM

New Member
*
Newbie
4 posts

Joined: Jul 2017
Thanks PH gov, couldn't express more of my gratitude for increasing my living cost
ju146
post Aug 23 2018, 11:12 AM

Regular
******
Senior Member
1,594 posts

Joined: Nov 2008
QUOTE(fantasy1989 @ Aug 22 2018, 10:02 PM)
you can purchase ctos report (which ctos get those result from CCRIS) . it clearly stated your past 2 year record and currently how many CC / loan and every individual card limit + outstanding from every bank
*
why you need CTOS that literally doesn't represent anything? CCRIS is final and you can print it at BNM kiosk.
yhtan
post Aug 23 2018, 11:21 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat


RM25 will be impose on annual basis following the card expiry month, let say your card is 11/20, which mean it will charge on Nov 2018.

For those who want to avoid this charge, please cancel before the expiry month. For new card application after Sept 2018, on the activation date itself will charge RM25.
kembayang
post Aug 23 2018, 11:30 AM

Regular
******
Senior Member
1,441 posts

Joined: Oct 2017
So I have to pay RM50 in total for Maybank2Cards?
cybpsych
post Aug 23 2018, 11:56 AM

---------------------
*********
All Stars
65,313 posts

Joined: Jan 2003
QUOTE(lolento @ Aug 23 2018, 11:05 AM)
cybpsych
post Aug 23 2018, 11:57 AM

---------------------
*********
All Stars
65,313 posts

Joined: Jan 2003
QUOTE(kembayang @ Aug 23 2018, 11:30 AM)
So I have to pay RM50 in total for Maybank2Cards?
*
need to wait for maybank to formulate their approach.
ykj
post Aug 23 2018, 12:01 PM

Mission on educating on Hibah Takaful importance
*****
Senior Member
837 posts

Joined: Jun 2005
From: Serving your best interests in health & wealth

Credit card users should mass write up to ppm@pmo.gov.my to abolish this draconian tax on credit cards.

20 Pages « < 7 8 9 10 11 > » 
Bump Topic Add ReplyOptions New Topic
 

Change to:
| Lo-Fi Version
0.0273sec    0.60    6 queries    GZIP Disabled
Time is now: 10th December 2025 - 04:06 PM