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Which bank account u are using ? ( the best), Most convenience, best FD rate etc
Thebestscammer
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Jan 18 2020, 12:11 AM
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Getting Started
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seems like maybank is still the king but i would like to welcome some competition too. right now all interest seems to be below 3% p.a. that is kind of a sad rate... HSBC is having a promo to win mini cooper so its a good time to open acc right...
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JimmyX
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Jan 18 2020, 08:48 PM
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Getting Started
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FD is CIMB.
My salary to CIMB, has been using CIMB for years. Recently, my closest CIMB branch is closed down, I can literally walk to that branch but unfortunately... I prefer to use CIMB, my income is all there.
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Eurobeater
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Jan 21 2020, 07:35 AM
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QUOTE(Thebestscammer @ Jan 18 2020, 12:11 AM) seems like maybank is still the king but i would like to welcome some competition too. right now all interest seems to be below 3% p.a. that is kind of a sad rate... HSBC is having a promo to win mini cooper so its a good time to open acc right... If you want high interest on CASA, suggest you to check out OCBC 360 with up to 4.1% If got money to spare, Stan Chart PrivilegeSaver also can. 6%
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ongonglai89
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Jan 21 2020, 10:32 AM
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Getting Started
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I like Maybank and I haven't came across another bank that as convenient as Maybank. My cash flow all in MYB FD even though their rate is not as good as the other promotional FD rate.
I hate going to the bank waiting to cash in for the FD at promotion rate.
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ongonglai89
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Jan 21 2020, 10:35 AM
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Getting Started
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QUOTE(Eurobeater @ Jan 21 2020, 08:35 AM) If you want high interest on CASA, suggest you to check out OCBC 360 with up to 4.1% If got money to spare, Stan Chart PrivilegeSaver also can. 6% Stan Chart PrvilegeSaver has the condition. But mostly can get 4% p.a easily, but have to deposit money monthly and spend 1k above on their credit card.
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jas029
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Jan 23 2020, 05:01 PM
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Standard Chartered Justone acc
for monthly rm1500 deposited, u can withdraw at any local atm for free (the fee charges will be refunded back to u by month end)
really brought lot of convenience as i dont need to purposely search for standchart atm for withdrawal
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mmweric
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Jan 30 2020, 08:24 PM
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Getting Started
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Am with Maybank. Have been for years due to my familiarity with maybank2u.
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ongonglai89
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Feb 7 2020, 09:50 AM
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Getting Started
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I only have 2 accounts now. Maybank and Standard Chartered. SC is mainly to earn the 4% and unlimited free withdrawal in any ATM. However, SC internet banking is not as convenient as M2U. So far, M2U is the best for me.
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Shaun_PG P
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Apr 8 2020, 08:06 PM
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New Member
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Maybank and standard chartered.
Maybank where my salary is deposited into it.
Standard chartered to get the 4%.
After i came to know about this SC 4%, i felt FD is a waste of time.
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TSmoon yuen
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Apr 9 2020, 06:33 PM
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QUOTE(Shaun_PG @ Apr 8 2020, 08:06 PM) Maybank and standard chartered. Maybank where my salary is deposited into it. Standard chartered to get the 4%. After i came to know about this SC 4%, i felt FD is a waste of time. Didn't realized Standard Charted got 4%. Mind elaborate?
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GrumpyNooby
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Apr 9 2020, 06:44 PM
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QUOTE(moon yuen @ Apr 9 2020, 06:33 PM) Didn't realized Standard Charted got 4%. Mind elaborate? Here's the thread for discussion: https://forum.lowyat.net/topic/4892672Product page: https://www.sc.com/my/deposits/psa/This post has been edited by GrumpyNooby: Apr 9 2020, 07:01 PM
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farizmalek
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Apr 26 2020, 08:47 AM
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Getting Started
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MAybank & CIMB if want to easily find atm machines
if one good service and fast at the kaunter, other than the GLC banks.
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taiping...
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Apr 26 2020, 10:46 AM
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Ocbc 3.4% interest rate for rm100k and below Even tho OCBC has less atm, I will transfer money from OCBC to Maybank to withdraw money
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oldman
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Apr 26 2020, 10:48 AM
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I am using Ambank - the service is usually fast, and the interface the online banking is easy. If you call the customer service as well, the service there is easy and alway on point
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tadashi987
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Apr 26 2020, 10:59 AM
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only has 1k put in Maybank as user experience wise Maybank apps is the best, and Maybank ATM has the most.
But these day i hardly use cash so not even ATM is my concern.
Other port all put in Standard PSA or OCBC360 for high interest.
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hksgmy
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Apr 26 2020, 11:11 AM
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I use Maybank, for the best rates, UOB and DBS for the convenience, but then I’m in Singapore.
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farizmalek
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Apr 26 2020, 09:58 PM
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Getting Started
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Maybank lor
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YS3nsatiOn
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Apr 27 2020, 12:23 AM
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Maybank because it's convenient and its user friendly app.
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donhay
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Apr 28 2020, 10:55 AM
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For the past 10 years, only use Maybank, cause of convenience (many branches and ATMs). Now seldom use cash and mostly internet banking, so I put my money in OCBC and Standchart for their higher saving interests. I also have CIMB, that only for direct salary deposit, and their preferred lounge.
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Anangie
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Jun 6 2020, 11:51 PM
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Getting Started
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For the moment, rhb smart account has higher interest rate after scb psa
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