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 Which bank account u are using ? ( the best), Most convenience, best FD rate etc

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TSmoon yuen
post Jul 18 2018, 11:44 AM, updated 4y ago

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Which bank account u are using ?

Why u use this account? Convenient? Best FD rate?

Mind,share which bank.Account u think offer the best package?

kobanpro
post Jul 18 2018, 11:48 AM

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Maybank?

Many ATM, Many branch(although they slow abit), Good Apps, Good new website, easier to get loan..? Amex x5 points lol
MeToo
post Jul 18 2018, 12:03 PM

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MBB and RHB.

I like how RHB link all my acocunts,investments etc.. can see my finance chart easily..
nexona88
post Jul 18 2018, 12:20 PM

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Maybank

Because its very easy to find their ATM machine...
I know nowadays just use card.. But some retailers insisted hard cash for transactions... So ATM machine...
xperiaDROID
post Jul 18 2018, 12:41 PM

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Maybank

Their ATM is everywhere, app is great.
Ramjade
post Jul 18 2018, 01:45 PM

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All bank account is the same.
The main differences is interface, and atm availability.

Different banks have different benefits. Some have generous credit card, some have high interest account.

So ask yourself what's the purpose of you getting a bank account.
donhay
post Jul 18 2018, 02:55 PM

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Maybank, because:

1) easier to locate ATM

2) credit cards, Maybank 2 cards and FCB visa just right for me to cover all my monthly expenses with RM100 cash back monthly
muscaa
post Jul 18 2018, 03:06 PM

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Maybank and Public bank. I also have CIMB and planning to close it
baldi91
post Jul 18 2018, 03:06 PM

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Nobody using BSN? Haha...
Cimb bank also not famous ...
But yeah maybank is the most practical nowadays.

This post has been edited by baldi91: Jul 18 2018, 03:07 PM
muscaa
post Jul 18 2018, 03:11 PM

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QUOTE(baldi91 @ Jul 18 2018, 03:06 PM)
Nobody using BSN? Haha...
Cimb bank also not famous ...
But yeah maybank is the most practical nowadays.
*
Because it’s shit..haha..
muscaa
post Jul 18 2018, 03:13 PM

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QUOTE(donhay @ Jul 18 2018, 02:55 PM)
Maybank, because:

1) easier to locate ATM

2) credit cards, Maybank 2 cards and FCB visa just right for me to cover all my monthly expenses with RM100 cash back monthly
*
Maybank - a lot of branches/ATM machines everywhere

Public Bank - staff are efficient, CDM never breakdown
a.lifehacks
post Jul 18 2018, 04:48 PM

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If you:-

have 30k,
-OCBC Booster Account (3.25%pa for deposit of >=30k)
https://www.ocbc.com.my/personal-banking/Ac...ster/index.html

have 50k
-UOB eAccount (3.60%pa for deposit of >=50,001, calculated on all balances on the condition 50,001 is met ->based on UOB deposit calculator)
https://www1.uob.com.my/personal/save/savings/e-account.page
https://www1.uob.com.my/default/calculators.page
https://uniservices1.uob.com.my/jsp/calcula...sav_deposit.jsp

P/S: For the above accounts, you only need to maintain the minimum balance to be entitled for the mentioned interest rate, you may still use it on daily basis, NO-LOCK IN PERIOD [so long as min balance is maintained]

This post has been edited by a.lifehacks: Jul 18 2018, 04:51 PM
keyser soze
post Jul 18 2018, 04:51 PM

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OCBC 360. Give you high interest rates with current account flexibility.
https://www.ocbc.com.my/personal-banking/accounts/360/

This post has been edited by keyser soze: Jul 18 2018, 04:53 PM
TSmoon yuen
post Jul 18 2018, 08:14 PM

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Seems like most people opt for maybank

ketupatlazat
post Jul 19 2018, 08:43 AM

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MB2u

other banks don't even come close to the experience MB2u is providing
wu ming
post Jul 19 2018, 12:38 PM

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QUOTE(baldi91 @ Jul 18 2018, 03:06 PM)
Nobody using BSN? Haha...
Cimb bank also not famous ...
But yeah maybank is the most practical nowadays.
*
QUOTE(muscaa @ Jul 18 2018, 03:11 PM)
Because it’s shit..haha..
*
What about Bank Rakyat?
a.lifehacks
post Jul 19 2018, 12:51 PM

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QUOTE(wu ming @ Jul 19 2018, 12:38 PM)
What about Bank Rakyat?
*
Bank Rakyat is not protected under PIDM
axxer
post Jul 19 2018, 02:44 PM

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Maybank. Because its the first bank account I've made, still using it till now and doesn't felt the need to change because its superb enough; atms everywhere, highly convenient m2u that could link to th and asb etc.
muscaa
post Jul 20 2018, 12:35 PM

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QUOTE(wu ming @ Jul 19 2018, 12:38 PM)
What about Bank Rakyat?
*
Bank Rakyat is good for personal loan..haha..interest is low for govt servants. Otherwise it’s shit too
Sumofwhich
post Jul 20 2018, 01:10 PM

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I have multiple bank accounts all free from annual fees except OCBC 360, this is my main savings account for their 2.9% interest rate, why not 4.1% because cashback credit cards are more worthwhile

QUOTE(muscaa @ Jul 20 2018, 12:35 PM)
Bank Rakyat is good for personal loan..haha..interest is low for govt servants. Otherwise it’s shit too
*
Low interest only for govt servants?
Bank Rakyat kononnya wink.gif


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