Which bank account u are using ? ( the best), Most convenience, best FD rate etc
|
|
 Jul 20 2018, 01:10 PM
Return to original view | Post
#1
|
 
Senior Member
1,274 posts Joined: Sep 2010 
|
I have multiple bank accounts all free from annual fees except OCBC 360, this is my main savings account for their 2.9% interest rate, why not 4.1% because cashback credit cards are more worthwhile
QUOTE(muscaa @ Jul 20 2018, 12:35 PM) Bank Rakyat is good for personal loan..haha..interest is low for govt servants. Otherwise it’s shit too Low interest only for govt servants? Bank Rakyat kononnya  |
|
|
|
|
|
Jul 20 2018, 04:24 PM
Return to original view | Post
#2
|
|
Senior Member
1,274 posts Joined: Sep 2010
|
QUOTE(Ramjade @ Jul 20 2018, 02:54 PM) Use Phillip money market fund instead. I am using it for it's high interest of 3.69%p.a. No need to pay anything. Did a quick search, isn't this a UT fund? Is it a bank account where I can perform free instant transfers? |
|
|
Jul 21 2018, 12:13 PM
Return to original view | Post
#3
|
|
Senior Member
1,274 posts Joined: Sep 2010
|
QUOTE(Ramjade @ Jul 20 2018, 06:34 PM) If you can wait a day for your money to appear why not? Thanks for clarifying. I need a bank account where I can transfer out to pay credit cards and bills, so I don't think I'll park my money for more than a month, unless you're saying the interest is given based on daily rest? Thanks.Yes it's a UT which invest in FD. I can wait, hence I am using that. |
|
|
Jul 21 2018, 01:19 PM
Return to original view | Post
#4
|
|
Senior Member
1,274 posts Joined: Sep 2010
|
QUOTE(Ramjade @ Jul 21 2018, 12:30 PM) You don't need to park for 1 month. I park for few days only. Interest is calculated on daily basis and paid out on a monthly basis. Nice! Any links to point me to the right webpage? Thanks. |
|
|
Jul 21 2018, 02:06 PM
Return to original view | Post
#5
|
|
Senior Member
1,274 posts Joined: Sep 2010
|
QUOTE(Ramjade @ Jul 21 2018, 01:41 PM) Thanks, maybe not for me as UT is not risk free. Cheers |
|
|
Jul 21 2018, 02:26 PM
Return to original view | Post
#6
|
|
Senior Member
1,274 posts Joined: Sep 2010
|
QUOTE(Ramjade @ Jul 21 2018, 02:15 PM) Depends on the underlying asset. It invest in FD and NAV is fixed at RM0.5 Any idea what are the charges like on the eunittrust webpage? |
|
|
Jul 21 2018, 03:47 PM
Return to original view | Post
#7
|
|
Senior Member
1,274 posts Joined: Sep 2010
|
QUOTE(Ramjade @ Jul 21 2018, 02:33 PM) 0% service charge for their money market fund. That means RM1k will be fully invested. Thanks again @Ramjade for the selfless sharing!Other fund as mentioned on their page is going for 1.5% service charge. They have regular promos where if you buy > RM5k, service charge is waived. |
|
|
Jul 23 2018, 10:40 AM
Return to original view | Post
#8
|
|
Senior Member
1,274 posts Joined: Sep 2010
|
QUOTE(AntiScam @ Jul 23 2018, 10:23 AM) ocbc 360 is good, but their atm machines are so rare like legendary pokemons. Hahah, what I do is usually perform instant transfers to CIMB/Maybank  |
| Change to: |  0.0144sec
 0.95
 6 queries
 GZIP Disabled
Time is now: 17th December 2025 - 05:06 PM |
Quote