I think it was cimb that came up with a class of clients called mass affluent. The criteria was rm50k in savings.

Premier banking is rm200k or 300k. I think cash or liquid assets.

Last i heard private banking should be about 3 to 4mil in liquid assets. Cant rmb which bank.

Cimb long has revised to 1mil cash in bank jor...

But the services are worst than hopeless

Talk to the bank lah
Sure can strike a deal de.

If one doesnt have big head, dun wear investors hat.

Ok la, u very rich loh. I am saying the same thing. Dun buy buy buy later got crisis cash tight then ur in trouble.



How come this forum seems like got ppl insulting me 1. Dunno cockroach got spread what false rumour about me.

Dun need to lose sleep over other ppl comments lah

Its not about rich or average income. Its about how you managed yr financial affairs.

Rich doesnt mean u can sinply whack also.

its not that many like to insult you.

they probably know about overleveraging than you and i do. Some just dun like people nagging over the samething all the time when they already aware about it.

you and i belonging to the same group i think, the conservative type. i make my not so conservative move though few years ago by engaging what i consider to be heavy weights in my own capacity. not regret though, i have been lucky i guess or have i been worrying too much instead?

i have been admiring those that are bolder than me. They make calculated moves though, not blind folded pure guessing games. and deserve their rewards. don't think that they simply hamtam.

i read 1 book about business, the author says,Don't do business if you are not ready to lose. there is not one business that can 100% guarantee profit.

some people know that they might in chance need to lelong their property, but they are fine with it because they earn from other properties. they might even receive hefty returns and able to pay for the lelong property but choose not to do so. cause when grapes turn sour, one need to throw it.

Another of those below 300k is nothing lah, then RM1 mil is nothing lah nowadays... but if asked to write one cash cheque RM100k.. scramble like mad man... lol

How many of yr 80s friends earn 6 figures a month? Lol...

Nobody is insulting me directly. It just feels like somebody has been saying something, and indirectly ppl r making comments that r shooting arrows at me, based on some rumours that have been spread. If that makes any sense.

Boss pls share the rumours. Soli ya I likey to b kepochi a bit. PM oso can 😆😆😆

6 figure is xxx, xxx.xx hor

Wow just wow wow wow

Alot of thiisss. And that a lot of thhhaaatt.

All fake 1.

Ha ha.. yea... kua lan jeong...

Got is sure got ppl earn like that but talk until like it is no big deal...

will there be a market crash or dip....im aiming for 2nd props.
currently not in great appetite to buy

This post has been edited by Lion Cut: Jun 19 2018, 09:54 PM

Haiz soli boss my IQ bit low le not able to teka teki 😢😢😢

My 8 figures Zimbabwe toilet paper oso lose jor 😭😭😭

My IQ also veli average 1. I want property many like unker giggs, IQ dun need high.

Basically a lot of news about me is fake 1 lah. How to explain is also difficult. Just many things happening in my life, ppl r making comments that r not reflective of reality. Many with very negative connotations.

Hard to say whether it will crash, but i think if u can afford maybe u should just go ahead. Even if there is a major crash, 10 to 15 years down the line the value will be higher than now. What u can be comfortable with is that, u r in a better position than the ppl who bought from 2014 to early 2017.



Key word is can afford or not la, got buffer or not. U know the market well or not. If no then the lelong market awaits.

I got other investments, so i just sit and wait for a good opportunity. The investments i make r vis a vis the opportunity sets available to me.

This post has been edited by flight: Jun 19 2018, 10:14 PM

u will make icemanfx terpancut because according to xxx less than 3% of malaysian have less than usd 100k until their retire. Now u mass income 1 year going to beat till icemanfx knee deep in blood.

most of the people in this age already own the property