I have both the Maybank Debit card which doubles as ATM card & the PB debit card.

The Maybank Debit card is convenient and gives treat points too I recommend it... (Note: It is connected to your savings account so you may want to open a separate savings account JUST for your debit card to avoid someone having a shopping spree with all your savings if it is stolen...)

BUT you WONT be able to do ANY online transactions although they told me it is in the works now (which means in a couple of YEARS it can be used for online transactions... ) nor do they mail you monthly statements :/

Plus point is there are No extra charges for anything and no annual charge If you lose the card they will charge you RM15 or RM20 to replace it though... Ouch!

Maybank debit card has no minimum RM requirement other than the RM1 you need to maintain in your savings account

As for my PB debit card... I LOVE it! Hahaha! First year NO annual fee but unfortunately, 2nd year onward they charge RM24 if I am not mistaken.

Plus points is you can use it to verify paypal (because I pay for memberships and games with it) and make online purchases and payments (I have bought Singapore airline tickets with it once! ) AND they send you monthly statements which is very convenient as I can track my spending that way. Also, the debit card is separate from your savings account so if you lose it you wont have to worry about your account going to zilch. Some may not like that but I love this because I consciously plan what i buy ahead of time and I have a maximum amount to spend No overspending that way. You can easily transfer back the money from your debit card to your PB savings account via ATM machine if you didn't spend it. You can't do it online - Dunno why but I think that is fine lar.

You MUST maintain a minimum of Rm25 on the card though. So, if you want to spend RM200 you must have RM225 on the PB debit card.

NOTE FOR RE-FUELING car:::For fuel on EITHER debit cards, I used both with NO problems BUT I did it by going straight to the counter indoors to pay with the cards. NOT by swiping it at the fuel hose place as you need a minimum RM2xx and it takes DAYS to verify and deduct... Inconvenient.

Personally, I recommend you get both especially if you want to avoid getting a credit card Both cards are perfect for me as I only want to spend money I have, not money I 'borrow' from the bank.

If you only want ONE card - get PB debit. If you want two, get PB and Maybank Debit cards

With both these cards you don't need to bother with ambank, eon bank or other bank debit cards~