basically for citibank -citigold account ,must have at least 3 products total amount with RM200k. ex: Time Deposit =RM100k, Saving or checking account =RM50k & unit trust =Rm50k, then total up =RM200k.


but in the moment the Citibank debit & atm card cant withdraw with other bank ATM within M'sia, but can withdraw @ outside M'sia with any PLUS, STAR sign ATM. if go to Citibank oversea no charge, but other bank have RM10 charge.