perhaps you can have a look on affin bank's debit master card

not very suggest if you have large amount of money in your saving account.what happen if you lost your card?

better seperate you saving account and debit card account.

jocsp,

for public bank's visa electron,you have 3 ways to manage the top up.

1)if you have no public saving account,you can go to public bank top up it.

2)if you already have public bank account,you can always transfer money from your saving account to your card.

3)auto sweep if you have public saving account.every time when your card amount drop to an amount(i think is RM50),bank automatic transfer money from your saving to top up your card.i do not sugest this option if you have large amount of money in your saving account.

lastly,yes,you can apply 2 saving account.in a way,one is traditional saving account.one is Islamic saving account.

Your are wellcome.this is the forum's spirit