first post in this forum. have experience about a year with this affin bank debit card. doing a long of online shopping with this, including in ebay (with paypal). I have 2 complaint with affinbank miri branch;

1. I cannot cash in after working hours because they keep their cash machine in their bank. so i have to sacrify my lunch time to cash in my money.

2. worse thing i've ever experienced, if you have around rm2000 in your account, and you purchase online item with price around rm900 for example, they will deduct the amount of your purchase, and also they will hold another rm900+/- for 6 days! meaning in 6 days, you only have around RM200 in your account instead of RM1100.

I'm looking for another debit card right now, and thinking about Standard chartered as another option as the have 24 hours cash machine operation.