New exclusions in RED:
17. The Cash Back under this Programme shall not be awarded for the following transactions:
a) Balance Transfer;
b) Cash Advance;
c) Flexi-Credit Plans;
d) Credit Shield;
e) Easi-Payment Plan purchases;
f) Refunded, disputed, unauthorized or fraudulent retail transactions;
g) Government transactions:
i. Alimony and child support;
ii. Fines by Court, government, state authorities or local authorities;
iii. Bail or bond payments;
iv. Payment of taxes to government; and
v. Payment to any government departments.
h) Alimony and child support;
i) Financial services transactions (e.g. transactions made to other financial institutions,
transferring of value to a stored value card, purchases of other financial products, etc.);
j) Charity bodies;k) Petrol transactions;
l) Utility transactions;
m) JomPay transactions;
n) Telecommunication transactions;o) Insurance transactions;p) Payment of annual card membership fees, interest payments, late payment fees, charges
for cash withdrawals, taxes and any other form of service/miscellaneous fees using the
Card; and
q) Such other transactions as UOBM may determine from time to time.
's summary.
UniFi, Astro, TIME are not utilities or telecommunication.