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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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fruitie
post Sep 10 2018, 04:33 PM

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QUOTE(vez @ Sep 10 2018, 03:21 PM)
my YOLO Annual is September, until today i havent see any SST RM26 charges, normally will be charge 1st of next month? thanks.
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Mine too and I suspected in my next statement which will be generated these two days.
fruitie
post Sep 10 2018, 04:46 PM

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QUOTE(Tigerr @ Sep 10 2018, 04:38 PM)
By the way...is topping up grabpay wallet consider online swipe?
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Based on my experience with AmEx both Grab rides and GrabPay wallet are using same platforms, so if Grab rides are entitled for cash back with YOLO, then GrabPay wallet should be too. I last used UOB YOLO for Grab in December before UOB revised the cash back criteria, it was entitled.
fruitie
post Sep 11 2018, 04:33 PM

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QUOTE(MiKE7LIM @ Sep 11 2018, 04:05 PM)
I topped up my Grabwallet RM10 x until I hit my require top up count... thumbup.gif
Guess its count...
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I thought GrabPay Wallet's minimum reload is RM 20 per reload?
fruitie
post Sep 11 2018, 04:45 PM

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QUOTE(goliath @ Sep 11 2018, 04:42 PM)
You can enter RM10 top up value.
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Stupid me, I didn't know can be lower than RM 20. laugh.gif
I always reload RM 50 or RM 100 every weekend with AmEx and didn't notice there's customized amount.
fruitie
post Sep 11 2018, 05:06 PM

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QUOTE(Tigerr @ Sep 11 2018, 04:51 PM)
Haha....now u learn something. It enables some flexibility for you to play with.
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QUOTE(goliath @ Sep 11 2018, 05:03 PM)
At first, I oversaw that the field to enter the desired amount too ...  laugh.gif
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My colleagues purposely reloaded RM 20 each to buy Tealive and llaollao, hope they didn't kill me for misinforming them. sweat.gif
fruitie
post Sep 12 2018, 10:38 PM

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I told the agent earlier to stop applying for the Preferred Plat which I wanted to apply as I got 6 months balance transfer, I didn't want to be charged with SST.

Either he ignored me or so coincidentally he has submitted and already approved on 5th Sept without my knowledge. doh.gif He WhatsApp-ed me this morning and I voiced out my dissatisfaction that he still proceeded even though I already stopped him from doing it.

Nevertheless, he said UOB will credit RM 25 to me upon my card activation. I called CS and she also confirmed I will get RM 25 credited into my account which will be used to offset my SST. laugh.gif The reason why I can't see this card because I need to activate it first. I still haven't received my card, will check with receptionist tomorrow.

OK la, since I will get RM 25 with no condition and 6 months 0% BT, I forgive the agent. tongue.gif On top my CL was increased by 67%.
fruitie
post Sep 12 2018, 10:50 PM

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QUOTE(David83 @ Sep 12 2018, 10:45 PM)
So far it seems like UOB is generous in absorbing SST.
I may see light for my UOB ONE. laugh.gif
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I think I won't have such fate for my YOLO. Not sure if I should try my luck.. hmm.gif
fruitie
post Sep 13 2018, 10:26 AM

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QUOTE(sendohz @ Sep 13 2018, 08:51 AM)
Mine already shown on unbilled.
Waiting for bill generation then call to ask for kind waiver.
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My new bill cycle will start tomorrow and so far I haven't seen SST in my unbilled transactions.
It's the matter of time I supposed.
fruitie
post Sep 15 2018, 12:03 AM

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Received my card this afternoon from receptionist, coincidentally my statement date was yesterday and my new Preferred Plat card is shown on my app.

Straight saw RM 25 charged and reversed to the card. Good job UOB for absorbing the SST cost, probably for those just received their card? I'm not sure. laugh.gif

Still nothing charged to my YOLO yet even in the latest statement, maybe will only charge in Oct though card embossed is September.
fruitie
post Sep 15 2018, 10:54 AM

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QUOTE(LostAndFound @ Sep 15 2018, 06:29 AM)
Isn't it banned to link any bonus cashback directly to SST now? Saw hye post explanations on that in the Maybank thread or somewhere.
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Nope. Read his post well, it was about waiving SST. Never once I mentioned SST was waived in fact I know very well it cannot be waived. Banks can offer cash back or any other thing to absorb or offset but SST still remains there.
fruitie
post Sep 15 2018, 09:23 PM

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laugh.gif Just realised Preferred Plat is also FCFS basis. laugh.gif
Luckily I won't be using it that often, looks like I will cancel after a year. biggrin.gif
fruitie
post Sep 15 2018, 10:20 PM

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QUOTE(LostAndFound @ Sep 15 2018, 10:15 PM)
One of his explanations expanded beyond waiving to say shouldn't talk about 'offset' or 'rebate' or similar, since the cashback given is separate and just so happens to be same amount.
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I guess each of us has different interpretation. If he has issue with me, will PM me directly, no worries about it.
fruitie
post Sep 15 2018, 11:38 PM

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QUOTE(LostAndFound @ Sep 15 2018, 11:32 PM)
Okay thanks. I scared to mention anything here already after the announcement. Fortunately almost all my cards are mid-year so I can just wait for other people to report, but I'm scared people don't report cos not sure what the rules mean.
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So long don't mention it is waived because it will not be waived. biggrin.gif
fruitie
post Sep 18 2018, 12:17 AM

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Just realised my SST was charged after my statement cycle, at least I don't need to pay it by end of the month.

I am not planning to cancel my YOLO because it gives me solid RM 50 cash back every month and being the greedy me, any luck with UOB to get them pay on our behalf without "threatening" them for cancellation? biggrin.gif
fruitie
post Sep 18 2018, 09:14 AM

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QUOTE(LostAndFound @ Sep 18 2018, 06:03 AM)
My wife's card no such luck, got charged already.
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Charged is for sure, just wondering if they can pay on our behalf only. biggrin.gif
fruitie
post Sep 18 2018, 04:22 PM

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QUOTE(LostAndFound @ Sep 18 2018, 03:36 PM)
Yeah she called them up and no such offer. Regular user too.
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OK lo, then I will just pay that RM 25. biggrin.gif

QUOTE(JuneResources @ Sep 18 2018, 03:46 PM)
Then just seriously cancel for it.
Since they want to save cost and reduce customers.
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Why so? SST is for government not for them. Why should they pay on our behalf? doh.gif
They have no such obligation.
fruitie
post Sep 18 2018, 05:27 PM

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QUOTE(JuneResources @ Sep 18 2018, 05:07 PM)
Yes, I know it's for government..
But bank have 2 options.. Either pay on our behalf or use our point to compensate the SST..

OR the worst is cancel the card to save the our cost although it's just for RM25..
Unless you tell me that card can enjoy PPL, then no comment and well pay RM25 SST.

By the way, I heard my friend say government plan to remove the SST of credit card (But haven't decisions yet).
Is it true? rclxub.gif
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Why one will only pay SST if can enjoy PPL? PPL is not the only thing you enjoy as a cardholder. I do have other cards for PPL purpose and I have cancelled two cards which give me access to lounges but since low usage and I have other cards to cover, no point to pay for the SST.

And I have no intention to cancel my YOLO, it gives me full cash back every month.

So your logic is, if no PPL, then cancel it? Wow.
fruitie
post Sep 18 2018, 06:02 PM

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QUOTE(JuneResources @ Sep 18 2018, 05:56 PM)
Ya... Those who can enjoy PPL.. It's not easy way to get that card unless you got big loan something from bank or your income is meet the requirement by bank provider (Look big... cool2.gif )
You are right that not need to take so many card with gain access lounges since low usage. But for me since ONLY 1 card can get free access PPL, it's enough already and ok to pay for SST...

If normal person enter to the premium lounges without that card, you know how much for that? I guess it's more than RM25 just to access the PPL. (Correct me if I'm wrong if the PPL access is less than RM25/person)...

Most of the people like yours won't be cancel the YOLO because the highest of cash back credit card so far. But take note not every month is FULL cash back.. Unless you already as usual hunting every 1st of the month on midnight 12am start to do the payment your bill and online shopping (To avoid reach the quota cashback) just like every month hunting at AirAsia website to book for "FREE" seat..

Sometimes that particular month you don't want to spend on Yolo, then been charge monthly fee RM7.50.. Which is more kesian did not swipe anything kena bayar "rental" card fees lagi..

What I can say like that... If with PPL, then charge RM25 of SST is logically... (Nothing is free of the world.. You need to spend something)..
If without PPL, then charge of SST is feel not a good way.. which is I already spend on this card, then charge additional RM25.. In simple, SST per month is RM2.09...

Yolo cashback is just like gambling.. If the particular of the month cashback quota is full, you gain nothing...
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I do get full cash back every month. And I don't pay at 12 midnight, I will pay at other time but during the first few days. smile.gif I always believe if you want something, you should fight for it.

It is easy to get cards with PPL la. Only need 36k using AEON cards, I have cancelled it. Now just using HSBC VS, SCB WorldMiles, Citibank PremierMiles (for. e.g.) and they waived my AF and Citibank gave me RM 50 cash back (I can pay SST with it or anything I want).

Everyone has different needs, PPL is not my main concern though I have cards that allow me to do so. smile.gif
fruitie
post Sep 18 2018, 10:22 PM

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QUOTE(JuneResources @ Sep 18 2018, 10:05 PM)
I normally do payment from 1st week until 2nd week. Occasionally payment until 3rd will stop payment, coz the quota cb should b reach already.

You sure get PPL card only 36k (3000/mth) can get AEON cards? Oh not.!!

So you means that take the AEON card with PPL first, then after tat can try to go for HSBC, SCB abd Citibank like that?

My next target is PPL. Coz the rest Cb card or petrol cb card take until boring already. Wanna to challenge take tge next level of card.
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I only pay on first week.

Yes, go and see AEON cards. OT here. Other cards, you fulfill their income requirement then can take. Not because you have AEON, you can take the rest la. doh.gif
fruitie
post Sep 19 2018, 10:50 AM

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QUOTE(wyen @ Sep 19 2018, 12:40 AM)
Wow may i know which cc u using for ppl access at changi airport?
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Plenty of cards. Even HSBC VS also allows. OT though.

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