Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
13 Pages < 1 2 3 4 5 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
SUSDavid83
post Apr 12 2018, 09:49 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(chiahau @ Apr 12 2018, 09:47 AM)
Chill La. Took me years too before they approve me for the VS. Obviously it's not your issue. It's the bank's
*
Are you sure it's the bank's issue?
SUSDavid83
post Apr 12 2018, 10:05 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(stranger88 @ Apr 12 2018, 10:03 AM)
just got sms this morning, my visa signature finally approved, took almost 2 weeks time, applied thru ringgit plus.
*
rclxms.gif

I filled up an upgrade form 2 days ago.
No reply yet.
SUSDavid83
post Apr 12 2018, 10:30 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(lipfung @ Apr 12 2018, 10:21 AM)
Got rejected the second time for Quantum card. First application when the card launched, applied again last month, rejected as well.

Oh well, move on to other card. Will apply again end of the year if this card's benefit are still good at that time.
Nothing to be sad of, there are still many other cards out there, up to the bank discretion whether to approve or reject.
*
Agreed with you.
I was moved on from MBB after being rejected twice!
LOL
SUSDavid83
post Apr 12 2018, 11:22 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(chiahau @ Apr 12 2018, 11:21 AM)
Was holding M 2 premier, RHB VI and HLB VI before I applied for this PBB VS laugh.gif

While my friend who earns less which applied for a housing loan with no CC record got approved for a PBB VS.

So yeah, definitely bank's issue tongue.gif
*
You could be holding too much cards.
Or those cards that you're holding are carrying too high CLs?
If you're serving several BTs at the same time, not sure if that will affect too?

Banks can access this info easily from CCRIS database.
Just my two cents. No offence!

This post has been edited by David83: Apr 12 2018, 11:23 AM
SUSDavid83
post Apr 12 2018, 01:14 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(jutamind @ Apr 12 2018, 01:12 PM)
Using VS with Grab apps entitled for cash back?
*
According Post #1-4: YES

This post has been edited by David83: Apr 12 2018, 01:15 PM
SUSDavid83
post Apr 13 2018, 04:00 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(CP88 @ Apr 13 2018, 12:18 AM)
Hi,

Does payment to Time internet eligible for the “PB Cash Back 4 U” Promotion?

Thanks.
*
QUOTE
“Qualified Retail Transactions” shall include all local and overseas retail spending, online purchases and new Zero Interest Instalment Plan (ZIIP) full purchase amount (not monthly instalment) and excludes the transactions that earn Cash Back under other on-going Cash Back promotion, flexipay, balance transfer, auto-debit, recurring payments, payments for utilities, direct marketing, insurance premiums, government related payments, payment via www.pbebank.com and ATM, cash advance/ cash withdrawal, quasi cash, casino transaction, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity(ies) and any form of service/ miscellaneous fees

URL: https://www.pbebank.com/pdf/Promotions/cash...-q12018-tc.aspx

SUSDavid83
post Apr 14 2018, 08:38 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(MNet @ Apr 14 2018, 08:22 PM)
Quantum Visa Only
Departmental

How about Giant store? Eligible for cash rebate?
*
Giant is Groceries right?
SUSDavid83
post Apr 14 2018, 10:04 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(sms2u @ Apr 14 2018, 09:58 PM)
no eligible for cash rebate.
U do not know giant is groceries?
If yes, seems weird.
If no, what u try to do? challenge MNet do not know giant is groceries ?
*
Obviously I know it's under Groceries MCC.
I was trying to ask him to confirm it.
He can actually check under PBB VS Groceries section at Post 1 to 4.
Frankly speaking I was surprised when he even asked if Giant falls under Departmental MCC.

This post has been edited by David83: Apr 14 2018, 10:05 PM
SUSDavid83
post Apr 15 2018, 08:02 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Ramjade @ Apr 15 2018, 08:01 PM)
They send the Quantum  card separately is it or together?
Also,  can I call Public bank to change statement date to say  15th the month?
*
Supposed to be together.
But they're having problem with MC. Will send out later.
SUSDavid83
post Apr 16 2018, 01:07 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Duckies @ Apr 16 2018, 10:21 AM)
Can for principal as well. I just cancelled my Quantum Visa but kept my Quantum Master card.
*
This is absolutely a good news! rclxms.gif
SUSDavid83
post Apr 16 2018, 11:19 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
The same thought happened when somebody thought that Giant is under departmental MCC too.
SUSDavid83
post Apr 17 2018, 09:45 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(spreeeee @ Apr 17 2018, 09:21 AM)
no, it is separated.
*
If separated, why they send both?
SUSDavid83
post Apr 17 2018, 10:06 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(swn525 @ Apr 17 2018, 10:04 AM)
i think should be together
i apply in ringgit plus, even the application form also no mention visa or master

user posted image

user posted image
*
This is my first impression also!
SUSDavid83
post Apr 17 2018, 10:37 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(spreeeee @ Apr 17 2018, 10:35 AM)
u mean mbb2kard? this cannot be separated.
*
He said MBB2Card cannot be separated.
This Quantum can be separated upon request.
SUSDavid83
post Apr 17 2018, 07:16 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(homeboytomato @ Apr 17 2018, 07:13 PM)
Is pharmacy considered departmental store?

How about shoe shop and book shop? Both departmental right?
*
I don't think both are considered departmental stores.
Parkon, AEON Departmental, ISETAN & Metrojaya are good examples.

This post has been edited by David83: Apr 17 2018, 07:17 PM
SUSDavid83
post Apr 17 2018, 07:29 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ClarenceT @ Apr 17 2018, 07:27 PM)
Some Watsons stores under Departmental MCC.
https://forum.lowyat.net/topic/3711577
*
The one at Sunway Velocity Mall & AEON Taman Maluri Cheras.
These two are rather unique!

Not sure about Muse by Watson’s

This post has been edited by David83: Apr 17 2018, 07:31 PM
SUSDavid83
post Apr 17 2018, 07:35 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ClarenceT @ Apr 17 2018, 07:34 PM)
I found another one - Watsons @ Precinct 88, Kuching.
*
I know but that one is not within Peninsular. LOL
SUSDavid83
post Apr 17 2018, 07:46 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ClarenceT @ Apr 17 2018, 07:42 PM)
There are many more yet to be discovered.
*
Previously with Citibank Cash Back, I was able to test but I didn't really bother much.
I paid frequent visits to Guardian and Watson.
SUSDavid83
post Apr 17 2018, 08:00 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ClarenceT @ Apr 17 2018, 07:53 PM)
Try using Quantum Visa at Watsons.
You cannot get any rebate if using PB Visa Signature or Quantum Mastercard.
*
I have some swipes this month.
Will update once statement is ready.
SUSDavid83
post Apr 18 2018, 06:05 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Christensen @ Apr 18 2018, 05:51 PM)
if application failed can we ask for reason? mine failed @_@
*
Normally they won't disclose.

13 Pages < 1 2 3 4 5 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0210sec    0.55    7 queries    GZIP Disabled
Time is now: 2nd December 2025 - 06:25 AM