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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSDavid83
post Mar 30 2018, 11:19 AM

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QUOTE(omgimahero @ Mar 30 2018, 11:12 AM)
thank you... what if paywave? no pin then got notification?
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Paywave: Contactless (Tap & Go); No PIN input required.

This post has been edited by David83: Mar 30 2018, 12:51 PM
SUSDavid83
post Mar 30 2018, 06:00 PM

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QUOTE(mot88 @ Mar 30 2018, 05:48 PM)
The Sun has revised the report to free IBFT fee  for transfer up to RM5k instead of below Rm5k, 2 days after 1st publication

http://m.thesundaily.my/node/510351
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up to and below got difference?
Sorry my England is very low grade.
SUSDavid83
post Mar 30 2018, 06:28 PM

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QUOTE(poweredbydiscuz @ Mar 30 2018, 06:22 PM)
"up to RM5000" include RM5000
"below RM5000" does not include RM5000

I think  tongue.gif
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The difference is only RM 1 or even 1 cent (if the Internet Banking allows it) according to your explanation. doh.gif

RM 5000 and
RM 4999 or 4999.99
SUSDavid83
post Apr 2 2018, 09:56 PM

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QUOTE(thkhai @ Apr 2 2018, 09:55 PM)
What a bad day. Someone hacked my PBB signature credit card and spent twice on the walgreens.com in month. First time purchased was in end of march, then i called to PBB and changed to new credit card. Today i received the msg from the walgreens.com again, someone make the purchase by using my new credit card. WTH. I never buy the thing from this website.
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Did you call CS again?
What they said?
SUSDavid83
post Apr 3 2018, 07:45 AM

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QUOTE(drbone @ Apr 3 2018, 07:43 AM)
What are the charges to replace the visa signature card ?  Will I be charged if I mention to them that my chip is faulty ?
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If chip faulty, I don't think they'll charge you.
SUSDavid83
post Apr 7 2018, 03:56 PM

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Finally my PBB Quantum has arrived!

They're so generous with the CL! doh.gif
It's much higher than my Citibank!

This post has been edited by David83: Apr 7 2018, 04:45 PM
SUSDavid83
post Apr 7 2018, 06:21 PM

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QUOTE(ck_tonny @ Apr 7 2018, 06:06 PM)
For me, PBB gave me significant lower CL for my Quantum card as compared to Citibank sad.gif
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The cards come with the word "Platinum".
I hope they're still no AF sweat.gif
SUSDavid83
post Apr 7 2018, 08:22 PM

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For Internet Banking access, do I need to go to the branch?
I don't have CASA with PBB.
SUSDavid83
post Apr 7 2018, 08:43 PM

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QUOTE(donhue @ Apr 7 2018, 08:35 PM)
Should be no need. Last month my wife got her cards and I managed to register for her directly online.

Try this
https://www.pbebank.com/Personal-Banking/Ca...Cardmember.aspx

Note: This was only successful when she got her own primary cards. It didn't work when she only had my supplementary card.
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Amazing! Done!

You're my lifesaver!

This post has been edited by David83: Apr 7 2018, 09:02 PM
SUSDavid83
post Apr 8 2018, 06:17 AM

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QUOTE(joevo2 @ Apr 7 2018, 11:25 PM)
I actually collect the card then set the pin via phone call. Then use the card with the pin put into ATM and press for the online banking then it gives me a temporary user and password I think then done.
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I also set my PIN via phone call.
A unique way anyhow!
SUSDavid83
post Apr 10 2018, 10:04 PM

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Sorry, want to ask?
Does Karaoke center like Redbox, Greenbox and etc fall under Entertainment MCC: 7832, 7911, 7922, 7929, 7933, 7941, 7991, 7993, 7996, 7998, 7999?
SUSDavid83
post Apr 11 2018, 10:17 AM

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I tried to pay bills using JOMPay but got below error:

QUOTE
Error Code : (000000.)
You do not have the access rights to this function. For activation, please visit the nearest PBB branch. Thank you.

Our Operating Hours are 12:15 a.m. - 12 midnight.
Please call our Customer Service Representative at 603-2179 9999 if you require further information.


Is this normal for people like me who doesn't have CASA with PBB?
SUSDavid83
post Apr 11 2018, 10:50 AM

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QUOTE(swn525 @ Apr 11 2018, 10:46 AM)
PBB Visa Signature require 80k annual income, i fulfill the condition but still get rejected
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There're plenty reason you're being rejected apart from income fulfillment.
Have you check your CCRIS scorecard? Got PTPTN? What is your DSR?

This post has been edited by David83: Apr 11 2018, 10:50 AM
SUSDavid83
post Apr 11 2018, 10:59 AM

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QUOTE(swn525 @ Apr 11 2018, 10:56 AM)
yes, i receive letter also no mention what reason to reject
don't have PTPTN
how to check CCRIS? need go bank negara?
DSR need how many ratio consider ok?
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They won't disclose the reason; even you call them

For CCRIS, please go to the nearest BNM branch or AKPK centre.
DSR is very subjective and depends on the bank.
That's why during application, they ask how much is your monthly commitment?


QUOTE(vin_ann @ Apr 11 2018, 10:56 AM)
got my Quantum Visa card....

i thought Quantum Master card will be come together? are my perception wrong?
i need to apply separate for Quantum master card?
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Do you call CS to ask them why?
I received both in single package.
SUSDavid83
post Apr 11 2018, 11:05 AM

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QUOTE(swn525 @ Apr 11 2018, 11:03 AM)
yup, need fill the commitment in the application form
sometime really confusing the requirement, even fulfill the conditions, still say too high commitment, why don't at the first time, just tell the requirement is RMXXk annual income after commitment  vmad.gif  bangwall.gif
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The monthly commitment that you keyed in.
That info will be used by them to populate your DSR; normally using AI.
This DSR differs from bank to bank.


SUSDavid83
post Apr 11 2018, 11:07 AM

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QUOTE(Duckies @ Apr 11 2018, 11:05 AM)
Hmm, thought of applying PBB Visa Signature for dining cash rebate. I already got Quantum Mastercard and it got maxed out easily.

Is it easy to get the annual feel waiver?
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Waiver condition: 12 swipes or retail transactions over the past 12 preceding months.

I don't see not hard to achieve also!
SUSDavid83
post Apr 11 2018, 11:07 AM

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QUOTE(vin_ann @ Apr 11 2018, 11:06 AM)
Thanks.

Called CS.

CS said Quantum Master card having some maintenance issue, at the movement only Quantum Visa sent out...
i will be getting my Master card within 1 month time.
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LOL
Sounds like they have not enough chip or card for the MC.
SUSDavid83
post Apr 11 2018, 11:09 AM

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QUOTE(swn525 @ Apr 11 2018, 11:07 AM)
post 2 did mention?
Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.
ok, i simply count my DSR, 70%, very high  cry.gif
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You have your answer.
Next step: Lower your DSR or increase your income.

QUOTE(Duckies @ Apr 11 2018, 11:08 AM)
Yea I read that but sometimes it's based on their consideration sweat.gif Ok seems no problem to get waiver. I'll proceed then.
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They should abide by their playbook if you meet the condition unless there's change in TnC.
SUSDavid83
post Apr 11 2018, 11:12 AM

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QUOTE(vin_ann @ Apr 11 2018, 11:10 AM)
my PBB Visa got charged RM333 last year... asked for waiver by swiping few times after tht.

can i accumulate 12 swipes and put back to drawer after tht? instead of swiping once every month as told by CS
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If depends on their TnC, if they insist of 1 swipe per month to meet up for 12 swipes like UOB YOLO.
Then you have no choice to obligate.

I didn't read its TnC yet as I don't have this VS card yet.
SUSDavid83
post Apr 12 2018, 07:33 AM

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I also don't have CASA but just got their Quantum.
I believe that is not actual reason of being rejected.

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