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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Mar 13 2018, 09:19 PM

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QUOTE(wjtai @ Mar 13 2018, 08:47 PM)
May I know whether online insurance transaction twice (>RM500 twice) will entitled for cb?
Thanks.
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pop quiz: is insurance under exclusion?
cybpsych
post Mar 14 2018, 01:02 PM

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// 14 MAR 14 MAR (DGP) PB CASH BACK 4 U - WK8 20.00 CR //
cybpsych
post Mar 15 2018, 12:22 PM

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QUOTE(alextan99 @ Mar 15 2018, 11:36 AM)
did you pay with ipay88?
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you can pay directly to ipay88?
cybpsych
post Mar 15 2018, 02:59 PM

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QUOTE(weejin2000 @ Mar 15 2018, 12:39 PM)
I had 2 >Rm100 transactions on Lazada on 22 Jan 18, not getting the weekly CB promo, but received normal 5% CB in Quantum Master. Today called in to CS, CS said lazada is direct marketing, it is an exclusion on weekly CB promo. ranting.gif
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seems no issue with VS. hmm.gif

i got one lazada >RM100 trx in week 6. it was eligible for the promo cb.
cybpsych
post Mar 15 2018, 06:51 PM

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Convert, Redeem & Win by AirAsia BIG [ PBB | T&Cs ]

user posted image
cybpsych
post Mar 17 2018, 12:05 PM

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QUOTE(sg999 @ Mar 17 2018, 12:02 PM)
I was advise by cs @card center MI and Conventional cant share credit limit.
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splitting only, i.e. reduce from conventional, give it to Islamic card. still not sharing anyway.

in the end, total CL for both is the same, hence not much risk/exposure.
cybpsych
post Mar 17 2018, 01:14 PM

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QUOTE(janson_kaniaz @ Mar 17 2018, 01:06 PM)
Lazada payment follow Malaysian time? Planning to make a purchase on Monday for the promo but would like to know if it follows Malaysian time?
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seems ok.

i bought petcard @ 22 Feb 2:43am. trx captured by PBB was 22 Feb, posting was 24 Feb.
cybpsych
post Mar 17 2018, 08:07 PM

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QUOTE(cheahcw2003 @ Mar 17 2018, 07:43 PM)
i was about to call the CS to check when is the statement dates. As i just got my new CC from Public Bank
So all cards from PBB statement dates fall on 18TH OF THE MONTH?
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definitely NO.

call cs to find out available dates suitable for you.
cybpsych
post Mar 18 2018, 07:40 AM

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QUOTE(christcwl9 @ Mar 18 2018, 07:17 AM)
Guys, does JomPay qualifies as online payment??
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PBe not eligible
cybpsych
post Mar 20 2018, 01:43 PM

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// 20 MAR 20 MAR (DGP) PB CASH BACK 4 U - WK9 10.00 CR //

This post has been edited by cybpsych: Mar 20 2018, 01:43 PM
cybpsych
post Mar 21 2018, 10:29 AM

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QUOTE(iXora.ix @ Mar 15 2018, 10:14 AM)
Anyone here using bigpay me prepaid card?
I already using it since last week and quite satisfied with the card functionality. Since it can be topup using debit or credit card, those using credit card can collect point/ cash rebate beside earn big point from bigpay card as well.
The MCC code is 6012.

What I like is can view the transaction real time in phone and also airasia booking fees is waived ( since the parent company is airasia)
The downsite is you need to topup initial rm 50m then you can get the card. you can however use the card until the balance is zero, so no minimum balance require.
ATM withdraw for local is RM 6 and oversea RM 10.
Also the card number is emboss exactly like credit card ( the number you can feel) but no name emboss on the card.

No annual fees for now so its good to have especially you book airasia ticket.
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QUOTE(laymank @ Mar 21 2018, 10:23 AM)
This is interesting!  rclxms.gif

I'd like to find out more.
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QUOTE(joevo2 @ Mar 21 2018, 10:24 AM)
I thought 6% what... now I understand hmmm.... interesting... BigPrepaid is old one this is new one? https://www.bigpayme.com
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shared by iXora.ix earlier in Debit Card thread.
cybpsych
post Mar 21 2018, 10:34 AM

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QUOTE(joevo2 @ Mar 21 2018, 10:32 AM)
Hmm MCC 6012. Since VS gets OTP and get cash back Quantum MC should get it also? So can get cashback 6% when top up bigpay and pay anything instead of just online and dining.
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hence the question popped-up earlier lor.....anyone tried with VS or Quantum MC.
cybpsych
post Mar 21 2018, 11:27 AM

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QUOTE(neobie @ Mar 21 2018, 11:23 AM)
So disappointed with Public Bank.
Cut the Visa Infinite lounge access from 8x to 3x. Cut the unlimited cashback from 0.5% to 0.3%.
Cut the Visa Signature cashback cap RM50 to RM38.

What else has been cut? Didn't receive any notice on this totally.
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cybpsych
post Mar 21 2018, 08:17 PM

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QUOTE(Gabriel03 @ Mar 21 2018, 06:00 PM)
Is payment to MaxisPay considered online or utility?
I am taking about the promotion Cash Back for U.

From the first page, I know that it's considered online for PVS & Quantam Mastercard.

Cause insurance premiums are not included in this campaign but it's considered online for PVS cashback.
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in what sense maxis(pay) is considered utility?

we are not advance country until mobile or internet is deemed utility supply laugh.gif

no issue for maxispay for pbb's cb promos.
cybpsych
post Mar 22 2018, 12:27 PM

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QUOTE(akping_1 @ Mar 22 2018, 12:21 PM)
Maybe you can call to CS to ask for the MCC code.
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MCC already known. see above posts.

problem is PBB dont recognize the payment mode as "online".
cybpsych
post Mar 22 2018, 01:54 PM

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QUOTE(laymank @ Mar 22 2018, 01:47 PM)
So using PBB VS doesn't get cashback because MCC is 6012?
ClarenceT, you might want to double check yours.
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although not worded correctly, he was just asking wor laugh.gif
cybpsych
post Mar 22 2018, 06:26 PM

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QUOTE(saitong09 @ Mar 22 2018, 06:16 PM)
What's your annual income? PBB VS requirement already reduced from 100k to 80k smile.gif
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do u even know what were they talking about?
cybpsych
post Mar 23 2018, 09:34 AM

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QUOTE(mafioso @ Mar 23 2018, 09:32 AM)
Hi guys

I applied for Quantum credit card on the 15th and submitted my required documents

Is it normal for banks not to call and just casually interview you after 1 week has passed? Lol
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why not, this is usually to finalize approval process

1 week is normal, they doesnt read/process EACH applications immediately. considering hundreds or thousands of emails/requirements, it takes time.
cybpsych
post Mar 23 2018, 10:39 AM

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QUOTE(mafioso @ Mar 23 2018, 10:30 AM)
Nope.. only when I submit my documents then got auto responder email
I see

Considering CIMB and HLB called me within 1-2 days after submission

PBB abit slow sweat.gif

But lets wait

Currently using CIMB CC
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depends.

no harm on either way smile.gif
cybpsych
post Mar 23 2018, 10:44 AM

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QUOTE(mafioso @ Mar 23 2018, 10:43 AM)
yea i guess i'll wait another week and see

just very surprised PBB does not call to casually interview/confirm with the person if they really applied for a credit card (so far 1 week 1 day now)

imagine if someone else use your details to apply and they dont call for a week lol
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i only got called once. subsequent applications, quiet until receiving approval SMS. laugh.gif

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