QUOTE(skty @ Aug 13 2018, 04:26 PM)
hello guys, I still remember I read it somewhere in this forum about new credit card that the period between the card approval date and the statement date doesn't reach one month cycle, which is 30 days.
for example, card approved on 19 July, but statement is 6th of every month, so not reach 30 days to issue the first statement. So the first statement will only be produced and issued on 6 September.
according to CS, they say for the spending between 19 July to 5 August will share the cashback (RM30 for online spending for quantum mastercard) with the spending between 5 August to 4 September because of only ONE statement is produced.
Anyone has successfully appeal to have seperate cashback?
yes, that is their current billing design.for example, card approved on 19 July, but statement is 6th of every month, so not reach 30 days to issue the first statement. So the first statement will only be produced and issued on 6 September.
according to CS, they say for the spending between 19 July to 5 August will share the cashback (RM30 for online spending for quantum mastercard) with the spending between 5 August to 4 September because of only ONE statement is produced.
Anyone has successfully appeal to have seperate cashback?
i did dispute before when first gotten pbb card. can request to get back the cb for partial-statement cycle.
in your case, you need to wait until 6 September statement, then request for cb adjustment.
19 Jul - 6 Aug = RMxx earned cb
7 Aug - 6 Sep = RMyy earned cb
you might get max RM30 cb on 6 Sep statement, but you can request the earned RMxx cb for period between 19 Jul - 6 Aug.
i am same case as yours.
i already earned max RM30 cb (spent exactly RM600), but no statement generated on 4 Aug. CS advised me to wait until 4 Sep, then they will submit to mgmt to review.
reason is simple: to prevent fraud claims.
if i made the claim and gotten RM30 now, then no spending until 4 Sep statement, i will still get RM30 cb without spending anything (5 Aug - 4 Sep).
so, they need to make sure I do spend in this period before they can calculate the split between partial-cycle (RMxx cb) vs full-cycle (RMyy cb).
now, i've made total rm600 (partial cycle)+600 (full cycle), waiting for 4 Sep statement (get max RM30 cb) before i request for cb adjustment of additional RM30 for partial-cycle.
This post has been edited by cybpsych: Aug 13 2018, 04:39 PM
Aug 13 2018, 04:36 PM

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