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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Mar 23 2018, 12:18 PM

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QUOTE(Gabriel03 @ Mar 23 2018, 11:43 AM)
Public Bank posted date is always 2 days after the transaction date? Or is it impacted by the public holidays and weekend?
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usually +1-2 days

depends on merchants doing settlement
cybpsych
post Mar 23 2018, 03:06 PM

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QUOTE(joevo2 @ Mar 23 2018, 02:33 PM)
Anyone here tried to top up tng new app using QM.

Wonder if it is eligible for CB
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you can try too and let us know
cybpsych
post Mar 24 2018, 09:10 AM

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cybpsych
post Mar 28 2018, 02:57 PM

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TESCO Tap & Go with Mastercard Contest [ PBB | T&Cs ]
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cybpsych
post Mar 28 2018, 03:47 PM

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QUOTE(MGM @ Mar 28 2018, 03:21 PM)
Couldn't find in 1st page, but need to reconfirm ASAP cos it is already Wed.

Can I pay rm100 for Unifi bill eventhough outstanding is rm10 via UOBpayonline and qualify for rm100-2swipes promo? Cant overpay at Unifi's portal.
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errrr you can, but quota finish by Wed liao.

perhaps it'll be a gamble lor.
cybpsych
post Mar 28 2018, 03:51 PM

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cybpsych
post Mar 29 2018, 12:51 AM

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cybpsych
post Mar 29 2018, 11:13 AM

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QUOTE(cybpsych @ Jan 22 2018, 08:56 AM)
looks like it was updated fairly recent. cached copy on 18 Jan still showing old income level  biggrin.gif

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QUOTE(spreeeee @ Mar 29 2018, 10:55 AM)
pbb visa sig, recently has reviewed their min. requirement? i remember those days were salary min. 100k/pa, now only 80k/pa..
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cybpsych
post Mar 29 2018, 12:45 PM

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// 29 MAR 29 MAR (DGP) PB CASH BACK 4 U - WK10 10.00 CR //

phew! thought i gonna lose WK10's cb. 2x transactions done on 7 Mar, Wed @ 815am for Unifi payment (unifi portal)
cybpsych
post Mar 29 2018, 03:14 PM

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QUOTE(cybpsych @ Mar 29 2018, 12:45 PM)
// 29 MAR 29 MAR (DGP) PB CASH BACK 4 U - WK10 10.00 CR //

phew! thought i gonna lose WK10's cb. 2x transactions done on 7 Mar, Wed @ 815am for Unifi payment (unifi portal)
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QUOTE(rapple @ Mar 29 2018, 02:27 PM)
Tue, 6th Mar transaction get it.

Wed, 7th Mar not able to get it.

This campaign must be very easy for most people as the cash back is depleted by Wed.
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mine v lucky biggrin.gif
cybpsych
post Mar 30 2018, 04:46 PM

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QUOTE(xcxa23 @ Mar 30 2018, 04:42 PM)
jz wondering, izit possible to pay public bank credit card via other bank?

previously with rhb, got saving acc, current acc, and paid my card with cheque.
i dont have any acc with public bank, how to pay for it?
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IBG with RM0.11 fee. follow specific schedule.
IBFT with RM0.53 fee. instant transafer. soon from July 2018, FOC rclxms.gif

pay directly to the card number (account number)
cybpsych
post Mar 30 2018, 05:37 PM

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QUOTE(cybpsych @ Dec 8 2017, 08:46 PM)
No more Instant Transfer fee for e-payments below RM5,000 from July 1, 2018

http://www.thesundaily.my/news/2017/12/08/...000-july-1-2018

KUALA LUMPUR: In a bid to facilitate migration to the e-payment space, Bank Negara Malaysia (BNM) has announced that the Instant Transfer fee of 50 sen for transactions below RM5,000 made by individuals and small and medium enterprises (SMEs) will be waived, effective July 1, 2018.

"To drive the migration to e-payments during the transition period, the Instant Transfer fee of 50 sen will be waived for transactions up to RM5,000 per transaction made by individuals and SMEs effective July 1, 2018," BNM governor Tan Sri Muhammad Ibrahim said in his keynote address at the 2017 Payments Forum & Exhibition held earlier today.

He noted that cheques are a costly payment option compared with e-payment, given its processing cost of RM4, in contrary to Interbank GIRO and Instant Transfer which would only cost around 30 sen per transaction.

The usage of some 120 million cheques in 2017 has translated into an enormous cost of RM484 million, which Muhammad deemed as a sheer wastage to the economy.

However, the usage of cheques has declined 42% since 2011 from 205 million to 120 million in 2017.

In view of the high processing cost for cheques as well as to hasten migration to the e-payment space, Muhammad said cheque fee will be hiked from 50 sen to RM1 from Jan 2, 2021 and "gradually thereafter to reflect the actual cost of cheque processing".

Meanwhile, the central bank has issued an exposure draft on its website, in which it had outlined the proposed requirements for the Interoperable Credit Transfer Framework (ICTF).

"To encourage Quick Response (QR) code payment, avoid market fragmentation and broaden financial inclusion, BNM has issued the ICTF for consultation. The ICTF aims to connect both banks and eligible non-bank e-money issuers to ensure reachability of bank accounts and e-money accounts," Muhammad said.

"For the first time in our history, customers of both banks and non-banks will soon be able to transfer funds across the network seamlessly by just referencing the mobile number and IC numbers of the recipients or scanning the QR code of the recipients," he added.

The platform to facilitate the shared infrastructure payment service, known as Real-Retail Payments Platform (RPP) is currently being developed by Payments Network Malaysia (PayNet) and is slated for completion in June 2018.

PayNet which is the merged entity between MEPS and MyClear will be the operator of the shared payment infrastructure.

rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif
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QUOTE(MGM @ Mar 30 2018, 05:31 PM)
Free IBFT is for all banks or PBB only?
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cybpsych
post Mar 30 2018, 06:24 PM

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dont care la. wait till the official announcement later.

since it says foc up to 5k per transaction, then do multiple transfers lor
cybpsych
post Mar 31 2018, 07:34 AM

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QUOTE(andrekua2 @ Mar 31 2018, 07:12 AM)
Where did this came from?

Been paying VS without any charges at all. Just paid 1.8k not too long ago.
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actually up to 50k/day biggrin.gif

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// This is a combined limit which applies across 3rd Party HLB Transfer, Interbank Transfer (IBG & Instant Transfer) and Telegraphic Transfer.
Total Maximum Limit (3rd Party HLB, IBG, Instant & Telegraphic Transfer) is MYR 50,000.00 per day.
Total Maximum Limit for transfer within Malaysia (3rd Party HLB, IBG & Instant Transfer) is MYR 50,000.00 per day. //

cybpsych
post Mar 31 2018, 07:41 AM

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cybpsych
post Apr 2 2018, 08:53 AM

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QUOTE(joevo2 @ Apr 2 2018, 08:45 AM)
Hmm nobody tried dahmakan before? To get CB with QM
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if it's not listed in post #4, then try yourself and report back results. you can also do a search to find any possible reports from other topics too.

you dont have to keep asking every single merchant/payment channel that you curious of.
cybpsych
post Apr 4 2018, 02:00 PM

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QUOTE(spreeeee @ Apr 4 2018, 01:51 PM)
lazada app, not entitled online cb?
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why would you say that?

why dont you explain more about your situation?
cybpsych
post Apr 5 2018, 07:31 AM

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Eligible for 6% Dining Cashback
HUI LAU SHAN-IOI CITY ML SEPANG MY (MCC 5812)
PAPPARICH-AMPANG AVENUE AMPANG MY (MCC 5812)

Not Eligible for Cashback
MYNEWS.COM-MENARA TEL T2#KUALA LUMPUR MY (MCC 5499)
cybpsych
post Apr 5 2018, 10:58 AM

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QUOTE(Estee_C @ Apr 5 2018, 10:55 AM)
under CashBack4u, is Telekom considered utilities?
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no
cybpsych
post Apr 6 2018, 09:13 AM

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QUOTE(daniel2006 @ Apr 6 2018, 08:49 AM)
i applied quantum last friday online, but til today no approval given...

applied MBB last friday, approve monday and received card wednesday...
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dont compare between banks la. each is different.

pbb usually is 1+1: 1 week to approve + 1 week to deliver.

QUOTE(SzeMeng76 @ Apr 6 2018, 09:04 AM)
Supposing yes, I can get cash rebate on quantum master.
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he/she asked 1 question across 2 threads at the same time. ppl already answered in income tax thread. biggrin.gif

also, answer already in post 4, obviously he/she didnt bother to read. simply troll and expect answers feed to him/her.

This post has been edited by cybpsych: Apr 6 2018, 09:16 AM

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