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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Aug 9 2018, 01:43 PM

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RinggitPlus: Complimentary RM200 Giant Voucher!
1st August 2018 - 31st December 2018

Terms and Conditions apply.
cybpsych
post Aug 9 2018, 04:24 PM

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QUOTE(TongCN @ Aug 9 2018, 04:16 PM)
PBB handling those unbilled transactions/ CC processing takes quite a time

Today i did my first payment to PBB using MBB instant transfer, within 0.5 second, i received SMS from PBB said money received, woot doh.gif

That's freaking fast laugh.gif

Other banks doesnt reflect so instant
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usually banks manages and prioritize their resource! if every single transactions need to be reflected in real-time/near real-time, it's be resource intensive and not favorable.

analogy: can you keep refreshing/F5 your browser to see the website changes? can you still use your laptop/pc/phone if you KEEP refreshing it? laugh.gif same thing to bank systems. if they keep refreshing ALL the accounts for ALL transactions, their systems would be overloaded and goes AWOL.


for payment, usually it's reflected immediately. for cc transaction, it would take daily refresh to see it.

one bank that i noticed doesnt reflect payment immediately is UOB. my Instant Transfer to UOB YOLO card doesnt reflect immediately, and UOB only refreshes it at 10pm daily.
cybpsych
post Aug 9 2018, 04:53 PM

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QUOTE(TongCN @ Aug 9 2018, 04:48 PM)
Some bank doesnt instant for me sad.gif

Sometime when i did on Friday Morning, the actual only reflected on NEXT Monday  mad.gif
Then i get interest charges  vmad.gif on this "slow" payment

Like bro cybpsych mentioned, UOB is one of it.
Another is CIMB  puke.gif
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for uob, instant transfer is instant fund transfer (fund movement). just that the transaction is NOT REFLECTED instantly in the internet banking (IB) because bank doesnt refresh the accounts frequently.

for UOB, they already captured the fund, just their PIB doesnt update/refresh until 10pm <-- i guess uob is avoiding acct refresh at midnight like most banks do.
cybpsych
post Aug 9 2018, 04:57 PM

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QUOTE(TongCN @ Aug 9 2018, 04:56 PM)
Which i dun understand, i get charges for Financial Interest sometime, though it just RM1~
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that, i dont know what is happening between u and the bank biggrin.gif
cybpsych
post Aug 10 2018, 07:16 AM

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QUOTE(cempedaklife @ Aug 10 2018, 01:02 AM)
can cancel only one of the card?
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quantum, can.
cybpsych
post Aug 10 2018, 10:11 AM

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QUOTE(wesleycjh @ Aug 10 2018, 10:03 AM)
I want to report that KLCC Watson is not entitle for Quantum Visa 5% rebate.
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should be Pharmacy.

call CS and find out the MCC.
cybpsych
post Aug 10 2018, 12:08 PM

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QUOTE(tbheng @ Aug 10 2018, 12:02 PM)
Hi all, I got a question to be confirmed here...

I know that for PBVS supp card holder with separate statement need to create his/her own PBe.
And need to go to branch to do it by the supp card holder him/herself.
(If do online registration will get "Account Not Authorized" error.)

But do they need to open a SA before can register for PBe?
(That is what the customer service agent told me.)
For those have done before do share your experiences.
Thank you.
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my experiences with few supp cardholders:

1) yes, need to go to branch to open PBe. bank need fingerprint verification.
2) my case, yes as PBe need to tie to SA. i opened BSA with min RM20, without debit card, just booklet laugh.gif told them i only need PBe exclusively, no ATM activities. they still tried to push debit card to me, but i kept refusing biggrin.gif

iirc, some users reported can open PBe without the need of SA.

imo, i'd rather open BSA + PBe. at least i can do normal fund transfer between all PBB SA accounts easily.
cybpsych
post Aug 11 2018, 05:58 AM

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QUOTE(thesoothsayer @ Aug 11 2018, 12:33 AM)
Is the Quantum Mastercard still available? I applied online and selected the "PB Quantum" checkbox. Didn't realise that the final form they asked me to submit only says "PB Quantum Visa". Mastercard was missing there.

Wondering if it's because I already have the PB Visa Signature?
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it comes in 2: visa and mc , so I guess form doesn't need to specify, just PB Quantum is enough.
cybpsych
post Aug 11 2018, 07:15 AM

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QUOTE(thesoothsayer @ Aug 11 2018, 06:06 AM)
That's what I thought. The online form that I filled said "PB Quantum".

The pdf one that was generated and which they asked me to submit says PB Quantum Visa. MC was missing. Didn't realise that.
[attachmentid=9965244]

Tried again and see that it's still the same. Maybe I need to call them up and ask about it.
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dont bother with the online form.

just so the PDF form and email.
cybpsych
post Aug 11 2018, 10:29 AM

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QUOTE(christcwl9 @ Aug 11 2018, 10:07 AM)
Source for it?? Means to say they are going to charge annual fee for Quantum Mastercard and Quantum Visa card?? hmm.gif
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sst la, not annual fee

This post has been edited by cybpsych: Aug 11 2018, 10:57 AM
cybpsych
post Aug 11 2018, 10:52 AM

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QUOTE(final @ Aug 11 2018, 10:41 AM)
hi all, if i want to purchase movie tickets online, should i use Quantum Master Card or VISA card
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both Quantum cards eligible.

get cb from Mastercard because of Online payment mode.
get cb from Visa because cinemas are using MCC 7832: Motion Picture Theaters.
cybpsych
post Aug 11 2018, 11:00 AM

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QUOTE(christcwl9 @ Aug 11 2018, 10:56 AM)
Mind to elaborate further bro?  icon_question.gif
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seriously?

http://www.theedgemarkets.com/article/food...x-guan-eng-says
cybpsych
post Aug 13 2018, 11:07 AM

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// 13 AUG 13 AUG (DGP) SPEND NOW 4 MORE - WK3 50.00 CR //
cybpsych
post Aug 13 2018, 11:36 AM

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QUOTE(hakkai0810 @ Aug 13 2018, 11:28 AM)
16/7 10pm trx still entitled for week 3 spend for more biggrin.gif
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QUOTE(pepper_mint2 @ Aug 13 2018, 11:35 AM)
i did last transaction on Tuesday and received cashback
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mondays safest. tuesday also good.

wednesdays/thursdays risky but should be fine for now (early of the promo). when nearing end promo period, thursdays usually finish quota liao.
cybpsych
post Aug 13 2018, 11:53 AM

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QUOTE(Wolgie @ Aug 13 2018, 11:47 AM)
Today i reload x3 Laz wallet and 5x Boost total 8.
Where and when i can know the cashback successfully? PBeOnline i check no info there.
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adoi wait for it la

today only for week3!
cybpsych
post Aug 13 2018, 12:27 PM

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QUOTE(Wolgie @ Aug 13 2018, 12:26 PM)
Because early i though Boost better then bigpay because they said bigpay will not calculate as PB promotion and Boost i though consider online also. But like u said. really not enough homework.

But like Learn more from mistake wink.gif for future which always buy online wink.gif
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who is "they"? said bigpay not calculate?
cybpsych
post Aug 13 2018, 12:34 PM

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QUOTE(Wolgie @ Aug 13 2018, 12:31 PM)
Forumer here. not forgot where. But not now not  calculate, but will soon. as said
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anything not firm or concrete or official, read with a pinch of salt.

that's why these speculative postings should be removed. ppl will get confused!
cybpsych
post Aug 13 2018, 01:51 PM

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QUOTE(laymank @ Aug 13 2018, 01:47 PM)
How to stay up to date with the announcement from Boost? I can't seem to find a link that shows updated T&C such as above. Can you share with us?
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https://www.myboost.com.my/terms-condition
cybpsych
post Aug 13 2018, 02:44 PM

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QUOTE(Fak3-1234 @ Aug 13 2018, 01:57 PM)
how cum i never received singel cent cashback from ppb even i top up rm60 x 8 to bigpay in "Spend Now 4 More Cash Back" campaign
ady sms register during 1st week
spend everything above rm60 still get nothing
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all these means nothing to us.

post all your transactions from the relevant week that you participated.
cybpsych
post Aug 13 2018, 04:14 PM

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QUOTE(Fak3-1234 @ Aug 13 2018, 04:13 PM)
@ClarenceT
@Ramjade
@cybpsych
@TongCN
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wait for week4 results doh.gif

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