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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Jul 23 2018, 08:28 PM

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QUOTE(andrekua2 @ Jul 23 2018, 07:33 PM)
Just did 5x transactions on Maxis. Wasted 2x earlier due to my mistake of not registering first and also still brain stuck on previous promo by paying RM50, instead of RM60 for the new requirements.
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yeah, for sure some ppl forgotten the end of cb4u and started a new promo mechanic sweat.gif
cybpsych
post Jul 24 2018, 07:24 AM

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QUOTE(celciuz @ Jul 24 2018, 06:43 AM)
Thanks for the clarification smile.gif.

Now I'm thinking if I should add 3 supp cards VS or add VS Supp, Quantum, Quantum Supp...
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if u can manage, you can try slowly adding the cards smile.gif

i recently added 2 quantum mc supp cards, so i can easily spread the swipes without impacting the main frequently-used cards.

i wish i can add more VS Supp, but my family is small sweat.gif

come SST in Sep (tentative), the cards need to "work" harder to negate the annual SST fee. at most, each QM lost slighly less than 1 month's worth of monthly cb, while gaining in the remaining 11 monthly cb + promo cb.
cybpsych
post Jul 24 2018, 08:54 AM

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QUOTE(space_boy_88 @ Jul 24 2018, 08:45 AM)
yes...i am curious why didint get cashback since i top up on Monday morning  dry.gif  dry.gif
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did u register?

did u swipe min 8x?

min rm60 per swipe?

when did u swipe?
cybpsych
post Jul 24 2018, 09:21 AM

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QUOTE(space_boy_88 @ Jul 24 2018, 09:12 AM)
did u swipe min 8x? ...yes register already

min rm60 per swipe? ...yes 8 x RM60 for big pay top up

when did u swipe? ....9 am for 5XRM 60 and 12pm for another 3xRM60
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which date for the swipes?

sms registered same week as the swipes on week1 too?
cybpsych
post Jul 24 2018, 09:50 AM

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QUOTE(space_boy_88 @ Jul 24 2018, 09:28 AM)
swipe on 2/7/18...but just now i check my SMS record and i just remember that i forgot to register before i swipe the 8xRM60 , i only register on same day 2/7/18 after i swipe the 8XRM60

May be the swipe transaction only count after i sms for registration  sad.gif  sad.gif
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QUOTE(space_boy_88 @ Jul 24 2018, 09:37 AM)
yes...i swipe on 2/7/18 .but just now i check my SMS record and found that i forgot to register before i swipe the 8xRM60, i only register after i swipe the 8XRM60 . I think the swipe transaction only count after i sms for registration...so hopefully i can get the cash back on week 2
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as i recall, you can register the SMS after your swipes, provided both within the same qualifying week.

you registered any of your principal card? not supp card, right?


else, try highlight this to CS, see if they received your SMS registration, etc.
cybpsych
post Jul 24 2018, 11:26 AM

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QUOTE(tan_aniki @ Jul 24 2018, 11:07 AM)
In the TnC, must be after successful SMS registration, therefore no way they can approve your swipe before SMS registration.

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as i said before, i recall someone swipe then register within same week, still eligible for cb from previous promo (iinm, the one before CB4U). biggrin.gif
cybpsych
post Jul 25 2018, 09:58 AM

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QUOTE(SKY233 @ Jul 25 2018, 09:56 AM)
received email about tis today...
need to becareful liao
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prudent users should know this laugh.gif dont ever entertain/"layan" these types of calls/email/sms. shoot first, ask later.
cybpsych
post Jul 25 2018, 12:37 PM

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QUOTE(ryanchia @ Jul 25 2018, 12:20 PM)
By doing this, do we need to SMS register both cards before start swiping? Or just register either one will do?
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any one of your principal pbb card. both quantum cards are principal too.
cybpsych
post Jul 25 2018, 02:26 PM

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QUOTE(qu3vax @ Jul 25 2018, 01:12 PM)
i would like to clarify, sms register both quantum QV and QM card.

then swipe 8x rm60 min on QV get RM50 CB
and 8x rm60 on QM get RM50 CB,

so if got both card can get RM100 per week?
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read

user posted image

plan & spread the swipes to multiple weeks.
cybpsych
post Jul 25 2018, 05:02 PM

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QUOTE(peri peri @ Jul 25 2018, 05:00 PM)
so greedy meh, spare to others lah
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that's not greedy
cybpsych
post Jul 25 2018, 05:56 PM

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QUOTE(eddie2020 @ Jul 25 2018, 05:49 PM)
OH... He didn't take in pay more for cb campaign..
Just to confirm the campaign or 8 swipe can mix between diff card rite?
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can, spread across all your pbb cards.

this is why if possible, apply more pbb vs or quantum supp cards (must split statement) to balance the spending and more weeks to target.

get monthly cb + promo cb (if eligible)
cybpsych
post Jul 26 2018, 09:09 AM

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QUOTE(eddie2020 @ Jul 26 2018, 09:05 AM)
I see thanks...

But same cap rite? Haha I think I will use BP and help my parent download as well.. Then I distribute it among my family..
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of course same cb cap.

more cards = spread the swipe load.

else, 1 PBB vs/quantum mc can only target 1-2 weeks. if the cards being used for other adhoc swipes, gonna lower your available cb quota.
cybpsych
post Jul 26 2018, 10:26 AM

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QUOTE(rapple @ Jul 26 2018, 10:15 AM)
This is the first time I use Quantum cards to convert the purchases to installment.

It's so freaking easy and fast.

There are two options, 6 & 12 months 0%.

Like all my household electrical / furniture if there is 0% installment/BT available I will always do it.
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yep, i also spent considerably when renovating a new joint. if managed properly, make multiple payments just enough to meet FlexiPay min amount. then convert it biggrin.gif
cybpsych
post Jul 26 2018, 10:55 AM

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QUOTE(ckweng @ Jul 26 2018, 10:42 AM)
Oh I didn't know that the 0% installment conversion can be accumulative on multiple payments. Good to know this!  smile.gif
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as long as your available CL allows since original transaction must be posted/transacted first before conversion can be done.

do not do after statement has been generated, you cant convert.

in short, swipe your big amount just after statement date, then convert it.
cybpsych
post Jul 27 2018, 07:38 AM

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QUOTE(TongCN @ Jul 27 2018, 07:29 AM)
How say 1-2 week only?
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assuming within cb quota...

vs monthly cb capped rm38, max spend rm633
quantum monthly cb capped rm30, max spend rm600

promo cb 1 week min rm480 spending

avg can target about 1-2 weeks promo cb before bursting each card's monthly cb.

else keep target weekly promo cb cuz rm50 cb for min rm480 spending is good return also.
cybpsych
post Jul 27 2018, 10:45 AM

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QUOTE(kevyeoh @ Jul 27 2018, 08:09 AM)
Hi all.. for online application ... I got he link from post#1 ... but when I look through the online form ... I don't see any where inside the form where we can attach all the supporting document. How do I attach the documents then? E.g.. NRIC and pay slip. Thank you.
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the online form is semi-auto. still need to email the other docs.
cybpsych
post Jul 27 2018, 06:03 PM

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QUOTE(kevyeoh @ Jul 27 2018, 05:47 PM)
Oh.. thanks! Do you know the email or I should just call public bank and ask the email ... thank you...
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the form should have the email address.

else send to custsvc@publicbank.com.my


cybpsych
post Jul 27 2018, 09:18 PM

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PB Visa Privileges @ Pick A Trip App [ PBB | T&Cs ]

user posted image
cybpsych
post Jul 28 2018, 04:09 PM

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QUOTE(qu3vax @ Jul 28 2018, 03:37 PM)
i forgot where i read somewhere here, for the Spend Now 4 More Cash Back 8x RM50 cb.

it's calculate as Transaction Date or Posting Date?

i got some record for your information.

Shopee Malaysia SINGAPORE SGP
TD- 23/7 approximate 11.45am , PD - 26/7
TD- 10/7 approximate 3pm , PD - 12/7

Lazada Topup KUALA LUMPUR MYS
TD- 24/7 approximate 3.00pm , PD - 25/7

i read back previous post, cybersource/ipay88, still cybersource for shopee SGP? ipay88 is MYR right?
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cb promo, based on transaction date. the min swipe amount is RM60, not RM50.

both ipay88 and cybersource charge direct in MYR for Shopee.

This post has been edited by cybpsych: Jul 28 2018, 04:11 PM
cybpsych
post Jul 28 2018, 09:23 PM

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QUOTE(de_ghost @ May 10 2018, 11:37 AM)
reporting in:-
online category for VS and Quantum Master:-
Lazada Topup KUALA LUMPUR MY  - (Lazada Wallet top up)


Departmental for Quantum Visa:-
WATSONS-M284 TESCO BM BUKIT MERTAJA MY       
WATSON'S-PEARL CITY MALL SIMPANG AMPAT MY   

Dining for Quantum Master:-
SUSHI MENTAI-AIR ITAM PENANG MYS             
MCDONALDS-JURU PERAI MYS
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QUOTE(sendohz @ Jun 5 2018, 04:47 PM)
WK16

Tested with bigpay and Lazada wallet
Both eligible
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QUOTE(1hoohoo1 @ Jul 28 2018, 07:09 PM)
Just get my card statement.
1. Lazada ewallet is not entitle for cash back for Quantum MC nor eligible for Spend Now 4 More Cash Back Campaign.
2. Watson Nu Sentral got CB for Quantum Visa.
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for lazada ewallet, it was reported ok for both monthly cb and previous CB4U.

when (date/time) did you reload ur lazada ewallet?

did you send sms reg for the spendnow4more?

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