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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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tan_aniki
post Aug 8 2018, 04:09 PM

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QUOTE(rapple @ Aug 8 2018, 04:04 PM)
The application form + the supp. card IC copy.

I email to custsvc@... .com.. don't remember the email address.
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and EPF statement or latest 3 months payslip.
pbcs_online@publicbank.com.my and custsvc@publicbank.com.my
tan_aniki
post Aug 8 2018, 04:22 PM

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QUOTE(rapple @ Aug 8 2018, 04:11 PM)
Only your supp. card IC is enough.
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haha, didn't see the supp card application lol
tan_aniki
post Aug 8 2018, 06:45 PM

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QUOTE(TongCN @ Aug 8 2018, 06:17 PM)
Lol lol ...

this is unique case, my friend has PBB Visa Signature already so he tried to apply the Quantum MC/VS.

Result : Unsuccessful , woot ?
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Maybe the document submitted not complete
tan_aniki
post Aug 9 2018, 04:02 PM

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QUOTE(harmonics3 @ Aug 9 2018, 04:00 PM)
what you guys think of the soon to be imposed RM25 annual tax on each credit card? need to cut those seldom/unused cards
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keep the CB cards while cancel all except one for priority pass
tan_aniki
post Aug 9 2018, 11:43 PM

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QUOTE(holymushroom @ Aug 9 2018, 11:28 PM)
Anyone keep getting call from public bank about those lower % balance transfer or loan or insurance? I received so many of those call until today I beh tahan d write email to complain to them. It is the same for standard chartered bank. Will it actually work?
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I got call from virtually all bank, I took 2 offers previously which is quite low, 10.99% for 3 years from HLB and another one is 3.99% for 1 year for UOB. SC and Citibank are the most annoying banks…
tan_aniki
post Aug 10 2018, 06:24 AM

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QUOTE(MGM @ Aug 10 2018, 12:36 AM)
Effective rate is higher right, doubled?
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Nope, 10.99% for 3 years is the lowest among all cash loan I have received so far, 3.99% per year also quite good as compare to conventional bank loan
tan_aniki
post Aug 10 2018, 07:46 PM

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Just received my VI and WMC but strange part is my VS/QMC/QV credit limit is still 40k but VI/WMC is 50k... is it separate from others or share?
tan_aniki
post Aug 10 2018, 08:10 PM

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QUOTE(ClarenceT @ Aug 10 2018, 07:55 PM)
VI+WMC+VS+QM+QV: Max 50k
But VS+QM+QV you can use up to 40k only
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erm... make no sense...
"VI+WMC+VS+QM+QV: Max 50k
But VS+QM+QV you can use up to 40k only"

But VS+QM+QV also inside VI+WMC+VS+QM+QV which mean credit limit also max 50k right?
tan_aniki
post Aug 10 2018, 08:22 PM

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QUOTE(ClarenceT @ Aug 10 2018, 08:19 PM)
Yes.

Assume from 0,

If you spend RM5,000 using VI
Your available credit limit VI/WM - RM45k, VS/QM/QV - RM40k

If you spend RM5,000 using QM
Your available credit limit VI/WM - RM45k, VS/QM/QV - RM35k
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means extra 10k boundary for VI/WMC la...
else if i spend RM20k for VI the other 3 cards still limit 40k meh, must be drop down to 30k
tan_aniki
post Aug 10 2018, 08:47 PM

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QUOTE(ClarenceT @ Aug 10 2018, 08:24 PM)
Yes. Ask PB to increase your CL for VS/QM/QV to RM50k or reduce your CL for VI/QM to RM40k, then it will not confuse you in the future.
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nvm la, i won't spend that much on PBB, the most i spent is on HLB Fortune.
tan_aniki
post Aug 13 2018, 06:18 AM

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Monday morning exercise done~
tan_aniki
post Aug 13 2018, 02:37 PM

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(DGP) SPEND NOW 4 MORE - WK3 50.00
Thank you PBB and BP~
tan_aniki
post Aug 13 2018, 04:54 PM

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QUOTE(skty @ Aug 13 2018, 04:45 PM)
For your case, I dont understand why they need to wait until 4 Sep only can start calculate the cashback.

You have already spent RM600 before 5 Aug, which mean you should already guarantee to get cashback. If you don't spend anything during 5 Aug to 4 Sep, you also should entitled the RM30 cashback for the RM600 you spent before 5 Aug.

But for my case, I already spent RM600 before 6 Aug, and I already spent total RM600 today. So PB give me the RM30 cashback!  mad.gif  icon_idea.gif  whistling.gif

P/S: I did my routine credit card payment without receiving the statement yet.  doh.gif

[attachmentid=9970140]
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Here, saw extra RM120 there~

tan_aniki
post Aug 13 2018, 11:36 PM

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QUOTE(cempedaklife @ Aug 13 2018, 09:53 PM)
Dunno why I always need spend 1 hour to do this.
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Set alarm at 8am and ready the 2-3 PBB CC CVC and reload 1 by 1 with each card 1 min, should be done within 8min
tan_aniki
post Aug 14 2018, 02:46 PM

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QUOTE(MiKE7LIM @ Aug 14 2018, 02:10 PM)
apply quantum and platinum card thru ringgitplus...
end up approve/deliver both Visa/Master platinum only T,T

others than below benefits...whats the main reason you all using this card?

Unlimited Cash MegaBonus
Unlimited Cash MegaBonus of 0.2% on both local and overseas retail purchases
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keep for CB4U campaign usage

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