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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back
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tan_aniki
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 Jul 29 2018, 06:39 PM
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QUOTE(TongCN @ Jul 29 2018, 02:45 PM) “QV doesn't qualify on online” Bro this line means what  Purchase items from furniture store using Quantum Visa will gain VIP points, right? QV only get movies and departmental CB but u will get VIP points for others such as online purchase etc. If u buy furniture at departmental store such as parkson, metro etc, u got 5% CB and no VIP points. You will only get VIP points with those not fallen under CB categories. |
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tan_aniki
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Jul 29 2018, 11:10 PM
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Wait after 8am la, remember don't risk as Malaysia is GMT+8
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tan_aniki
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Jul 30 2018, 06:16 AM
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QUOTE(KeSToN @ Jul 29 2018, 11:25 PM) Oh? Even if I wanna top up bigpay, better to do after 8am? Edit: found an earlier post stating that bigpay is local payment gateway so can pay after 12 midnight. Cheers I always did it just after 6am for BP. Just finish with my 8 X top up~ This post has been edited by tan_aniki: Jul 30 2018, 12:17 PM |
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tan_aniki
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Jul 30 2018, 01:45 PM
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QUOTE(wykoh2 @ Jul 30 2018, 01:35 PM) AEON SMKT-QUEENSBAY BAYAN LEPAS MY - no cashback for Departmental category (quantum visa) SMKT is SUPERMARKET, you need to use QMC, not QV... |
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tan_aniki
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Jul 30 2018, 02:07 PM
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QUOTE(David83 @ Jul 30 2018, 01:48 PM) How come QMC will give cash back for supermarket? It doesn't actually into online nor dining. Haha, sorry, it's VS but definitely not QV |
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tan_aniki
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Jul 30 2018, 09:19 PM
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QUOTE(prescott2006 @ Jul 30 2018, 09:17 PM) If my annual income is more than 90k for the past two years, but my monthly income is only 6k. Will I get a chance to own Public Bank VS? try send in your income tax BE form |
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tan_aniki
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Aug 3 2018, 01:17 PM
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TGIF~
Big thanks to BP and PBB~
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tan_aniki
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Aug 4 2018, 01:04 PM
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QUOTE(Tigerr @ Aug 4 2018, 10:56 AM) If the pool has depleted n even lets say PBB made mistake, how they going to refund you? Take the money from where? The last person who got the cash back got to return the money or additional funds inject in or deduct from the following week? Shouldn't the tnc should state final decision is at the bank discretion n no complains will be entertain. Otherwise how to convince public that their system is not perfect n could be many people also suspect them for manipulation. Just my thought only i think they are wise enough to keep the customer happy, just deduct RM50 from WK3 last entry and award for WK2 miss CB, easy right? |
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tan_aniki
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Aug 4 2018, 02:20 PM
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QUOTE(Tigerr @ Aug 4 2018, 01:28 PM) Means pbb doesnt follow their own rules which in black n white. Is that a violation because public interest is affected... how you know how they allocate the fund every month? they just announce publicly total allocation for July-December as long as it doesn't exceed the limit. |
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tan_aniki
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Aug 4 2018, 07:12 PM
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QUOTE(Human Nature @ Aug 4 2018, 07:11 PM) Nope i dont call anymore nowadays as I trust the system based on my past experiences yup better don't call and check on BP transaction, later the game is over~ |
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tan_aniki
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Aug 5 2018, 11:24 AM
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QUOTE(homeboytomato @ Aug 5 2018, 10:11 AM) Automatic Fund Transfer mean I will set a date to transfer the money from Public Bank current/saving account to pay my credit card bill, not auto debit to pay life insurance right? Does anyone know whether the tnc "must spend accumulative RM 88 RETAIL transaction" include paying car insurance online? better dont take up this, signing AFT you need to pay RM10 duty stamp and after this if your purchase from shopee reverse by those unethical seller and make your RM88 voucher unusable and in the end you pay RM10 for that AFT. |
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tan_aniki
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Aug 6 2018, 05:53 AM
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QUOTE(TheMoneyKing @ Aug 5 2018, 11:07 PM) I purchased rm3000 item using credit card , can I make it 36 months flexi by calling bank after 3days ? Charge me extra 7% one time only correct? Yes, you must do it before your statement date and after it posted in your unbill transaction |
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tan_aniki
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Aug 6 2018, 06:13 AM
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Another morning exercise done~
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tan_aniki
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Aug 6 2018, 09:45 AM
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i think they implement a total limit of swipe on BP now... hopefully i'm wrong... anyway i'm using VS, QMC and QV and swipe one time VS, one time QMC, one time QV and repeat twice and lastly one time VS and one time QMC and waiting for every minute to elapse before going for next transaction. everything smooth this morning.
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tan_aniki
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Aug 6 2018, 11:51 AM
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QUOTE(kawteem @ Aug 6 2018, 10:43 AM) Any particular reason for the alternate cards swiping? Are you trying to test on the reload limitation per card? nothing particular, just wanna make sure the system don't treat those transaction as split transaction lol~ |
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tan_aniki
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Aug 6 2018, 11:58 AM
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QUOTE(TheMoneyKing @ Aug 6 2018, 11:52 AM) So just 7% upfront no other extra charge ya rm3000 only pay extra rm210. yes, only one time fee of 7%, which is RM210 from RM3k purchase you have made. remember to pay full for the monthly installment, else 15-18% will be charge, please read the TnC properly. |
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tan_aniki
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Aug 7 2018, 10:32 AM
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QUOTE(TongCN @ Aug 7 2018, 10:16 AM) Chill bro, i'm just asking as I not sure the result. I'm helping my dad to sort out his billing right now as normally he made the payment by using auto billing. I nvr done before on Unifi.my try reload into BP and go to TM Point and work out the auto debit, maybe at TM Point is acceptable while unifi.my not. |
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tan_aniki
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Aug 8 2018, 02:08 PM
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applied VI on 23/7, got replied on 2/8 and sms approved today and check online got VI and WMC in the system~
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tan_aniki
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Aug 8 2018, 02:25 PM
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QUOTE(cindelala^^ @ Aug 8 2018, 02:14 PM) y u can get 2, i only get 1. i wan to join luggage campaign eh. i don't know, the system just shown 2 cards there even though i didn't apply for WMC... anyway i'm not eligible for any gift as i already hold VS, QMC and QV |
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tan_aniki
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Aug 8 2018, 03:22 PM
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QUOTE(cindelala^^ @ Aug 8 2018, 02:47 PM) ur salary must be very high. u got hoe many credit card in total? not so high, last time their requirement is RM150k pa, i'm not affordable, now only RM100k pa so able to get it. now got total of 21 |
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