20k is not much for fancy car.
but 2k a month bulan bulan can pay bmw oredi.
still have 18k
20k income, what car should they use?
20k income, what car should they use?
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Dec 18 2017, 12:55 PM
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Newbie
42 posts Joined: Jan 2017 |
20k is not much for fancy car.
but 2k a month bulan bulan can pay bmw oredi. still have 18k |
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Dec 18 2017, 12:55 PM
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Senior Member
3,459 posts Joined: Jan 2009 |
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Dec 18 2017, 12:56 PM
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Junior Member
966 posts Joined: Sep 2008 From: Not sure |
You guys do know that most girls are not into cars, right?
The reason why luxury cars are such big business is because mostly only men buy them to show off their epeen. Girls are more impressed by the size of your home than the car you drive. You will need to take them home someday and when you do, make sure your home is more impressive than the car you drive or you can say bye bye to the girl. Big house in an upmarket location will impress most girls. Why do you think the top 1% throw house parties and invited their friends over? To impress the girls. Girls are hardwired to want guys who can provide and nurture their future offsprings. A large comfortable home is more desirable than a luxury car. Just my two cents. This post has been edited by friedricetheman: Dec 18 2017, 12:57 PM |
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Dec 18 2017, 12:56 PM
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Junior Member
72 posts Joined: Nov 2013 From: PJ |
20K take 5K buy Kancil case settled. No need installment, petrol saving, space saving and easy to drive.
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Dec 18 2017, 12:57 PM
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Senior Member
4,234 posts Joined: Sep 2006 |
20k income tapi drive car with no safety features.
Bila accident say kehendak Tuhan. Amirite? |
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Dec 18 2017, 12:58 PM
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Junior Member
966 posts Joined: Sep 2008 From: Not sure |
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Dec 18 2017, 01:00 PM
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Newbie
42 posts Joined: Jan 2017 |
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Dec 18 2017, 01:02 PM
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Senior Member
4,351 posts Joined: Oct 2009 From: Bintulu, Sarawak |
Cars is not a measurement of wealth.
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Dec 18 2017, 01:04 PM
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Senior Member
3,459 posts Joined: Jan 2009 |
QUOTE(Nachiino Etamay @ Dec 18 2017, 09:00 AM) Personally, i think car ownership should be based on net assets. So a fresh graduate who has 0 assets have to work 10 years and if his average salary is RM5,000 and he save 1/2, only can save RM300,000 x 6% = RM18,000 <---- so he needs to work 10 years and save 50% of his gross pay, and then when he is about 35 years old, only then he can afford to buy a Axia ?I think a car should be approximately 6% of 6% of your net assets so if you have Rm12 million, 6% of 6% of RM12 million can buy a myvi |
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Dec 18 2017, 01:05 PM
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Junior Member
18 posts Joined: Jan 2013 |
maybe he has multiple housing loans. That's why the axia
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Dec 18 2017, 01:08 PM
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Junior Member
225 posts Joined: Jul 2008 From: Petaling Jaya |
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Dec 18 2017, 01:10 PM
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Junior Member
966 posts Joined: Sep 2008 From: Not sure |
QUOTE(mohdyakup @ Dec 18 2017, 01:02 PM) Yup.Large landed property in an upmarket address is a better indicator of wealth. I have lived in Cheras and have seen more luxury cars parked inside single story terrace houses and middle class apartments than you can shake a stick at. Even my next door neighbor drives a brand new Audi A4 while his wife drives a Vellfire. Both cars take up their whole driveway in their single story terrace house. The house looks run down and sorely needs a paint job but I guess that family prefer to spend on cars than to spend on their home. |
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Dec 18 2017, 01:14 PM
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42 posts Joined: Jan 2017 |
QUOTE(topearn @ Dec 18 2017, 01:04 PM) So a fresh graduate who has 0 assets have to work 10 years and if his average salary is RM5,000 and he save 1/2, only can save RM300,000 x 6% = RM18,000 <---- so he needs to work 10 years and save 50% of his gross pay, and then when he is about 35 years old, only then he can afford to buy a Axia ? no.now we can go bank for car loan. work 6month can buy civic. |
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Dec 18 2017, 01:16 PM
Show posts by this member only | IPv6 | Post
#94
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Senior Member
1,228 posts Joined: Nov 2012 |
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Dec 18 2017, 01:19 PM
Show posts by this member only | IPv6 | Post
#95
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2 posts Joined: Sep 2017 |
at least buy a car with good security features
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Dec 18 2017, 01:21 PM
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Newbie
42 posts Joined: Jan 2017 |
meaning when income up.
more money for safety car. |
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Dec 18 2017, 01:24 PM
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195 posts Joined: Nov 2010 |
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Dec 18 2017, 01:25 PM
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195 posts Joined: Nov 2010 |
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Dec 18 2017, 01:27 PM
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Senior Member
1,534 posts Joined: Jul 2006 |
kancil
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Dec 18 2017, 02:28 PM
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5,464 posts Joined: Mar 2005 |
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