20K income, no need to show off by driving an expensive car as car is a liability; the money is better used to buy money-making assets like properties or invest in stock market.

I know someone who has 4 houses and tons of money in his EPF ac n drive an axia; b4 this he drives a viva.

So a fresh graduate who has 0 assets have to work 10 years and if his average salary is RM5,000 and he save 1/2, only can save RM300,000 x 6% = RM18,000 <---- so he needs to work 10 years and save 50% of his gross pay, and then when he is about 35 years old, only then he can afford to buy a Axia ?