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> 20k income, what car should they use?

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TSblacks8
post Dec 16 2017, 01:34 AM, updated 8y ago

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Just wonder...got boss here 20k but drive axia hmm...
junsheng
post Dec 16 2017, 01:38 AM

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god car

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Vervain
post Dec 16 2017, 01:41 AM

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Seriously if you earn 50k a month, you don't think about driving car but rather have someone chauffeur you.
daus89
post Dec 16 2017, 01:50 AM

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supirma s
owai
e_X
post Dec 16 2017, 01:52 AM

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QUOTE(blacks8 @ Dec 16 2017, 01:34 AM)
Just wonder...got boss here 20k but drive axia hmm...
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Make senses how he got 20k
jusbella
post Dec 16 2017, 01:53 AM

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I got ang mo businesswomen customer, very big she open the company here and around 100++ staff she hired, she is caring among all her staff, and the most surprise me is she drive Axia.
TSblacks8
post Dec 16 2017, 01:59 AM

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QUOTE(Vervain @ Dec 16 2017, 01:41 AM)
Seriously if you earn 50k a month, you don't think about driving car but rather have someone chauffeur you.
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U think 50k per month now so rich?
ikankering
post Dec 16 2017, 02:57 AM

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no more axia.
give to brother.

new myvi g spec auto red
Koichisan
post Dec 16 2017, 02:59 AM

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Should? Safe and comfortable cars.
SonnyCooL
post Dec 16 2017, 03:03 AM

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QUOTE(jusbella @ Dec 16 2017, 01:53 AM)
I got ang mo businesswomen customer, very big she open the company here and around 100++ staff she hired, she is caring among all her staff, and the most surprise me is she drive Axia.
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u should said, one of her car is AXIA .....
ikankering
post Dec 16 2017, 03:08 AM

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axia e is good.
no need to worry if banjir.
can buy another one.


otakotak
post Dec 16 2017, 03:14 AM

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bezza for uber
SUSKLboy92
post Dec 16 2017, 03:23 AM

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A 360k car is the highest limit

Rules*: never spend more than 25% of your salary on transport, never spend more than 1/2 your transport bill on purchase price, and never buy a car on instalment more than 3 years

Maths: 20k x 36 months x 1/2 = 360k

That should be enough for a decent BMW. Of course, the less you spend, the better your retirement, the more you have for famiy and reserve/emergency. There's absolutely nothing wrong with earning 20k and driving a Civic or CRV.

*rules are optional and based on your own budget balancing between necessity, future and immediate enjoyment. Some other rules could also be:

Never spend more than 10% annual salary on a car; 20k x 36 months x 10% = 72k car

Never spend more than 1 months salary on a car; 20k x 3 years = 60k car

Never take a loan for a car, pay for it within 1 years' salary; 20k x 12 months x 25% x 1/2 = 30k car

This post has been edited by KLboy92: Dec 16 2017, 03:28 AM
Mr_47
post Dec 16 2017, 03:25 AM

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new myv for sure then brag about tngo reader
hafiez
post Dec 16 2017, 03:28 AM

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U guys bagi dapat dulu 20k salary
SUSLancewood
post Dec 16 2017, 03:30 AM

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i know someone more than 200k/mth that i know of drive A45,Cayenne,X6,SL600 and a couple more cars i cant remember.
ikankering
post Dec 16 2017, 03:31 AM

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QUOTE(KLboy92 @ Dec 16 2017, 03:23 AM)
A 360k car is the highest limit

Rules*: never spend more than 25% of your salary on transport, never spend more than 1/2 your transport bill on purchase price, and never buy a car on instalment more than 3 years

Maths: 20k x 36 months x 1/2 = 360k

That should be enough for a decent BMW. Of course, the less you spend, the better your retirement, the more you have for famiy and reserve/emergency. There's absolutely nothing wrong with earning 20k and driving a Civic or CRV.

*rules are optional and based on your own budget balancing between necessity, future and immediate enjoyment. Some other rules could also be:

Never spend more than 10% annual salary on a car; 20k x 36 months x 10% = 72k car

Never spend more than 1 months salary on a car; 20k x 3 years = 60k car

Never take a loan for a car, pay for it within 1 years' salary; 20k x 12 months x 25% x 1/2 = 30k car
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omg!
u tulis panjang in /k.
we just play play je.
this is not serius kopitiam thread.
Hookah Stuff
post Dec 16 2017, 03:31 AM

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Beli kereta nak mahal mahal kat Malaysia dah lah bahaya kena marking jadi mangsa rompak dan macam-macam, langgar kereta biasa nanti kata orang kaya buli miskin.

Senang, bawak kereta nasional. Apa-apa hal semua deal macam orang biasa. Nak rompak pun tak sakit hati, kena langgar sikit boleh maafkan orang jadi orang yang mulia.
ikankering
post Dec 16 2017, 03:33 AM

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QUOTE(Lancewood @ Dec 16 2017, 03:30 AM)
i know someone more than 200k/mth that i know of drive A45,Cayenne,X6,SL600 and a couple more cars i cant remember.
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i open bmw website je.


zer0hour
post Dec 16 2017, 03:36 AM

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s90 t8 seems good.

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