...still driving a waja...
20k income, what car should they use?
20k income, what car should they use?
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Dec 16 2017, 03:43 AM
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Senior Member
1,678 posts Joined: Mar 2016 |
...still driving a waja...
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Dec 16 2017, 04:02 AM
Show posts by this member only | IPv6 | Post
#22
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Junior Member
79 posts Joined: Feb 2015 |
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Dec 16 2017, 04:03 AM
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Junior Member
154 posts Joined: Jul 2008 From: Petaling Jaya |
Here comes all the self consolation comments
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Dec 16 2017, 04:10 AM
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Junior Member
189 posts Joined: Aug 2015 From: Cherasboy |
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Dec 16 2017, 04:11 AM
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Junior Member
189 posts Joined: Aug 2015 From: Cherasboy |
QUOTE(Hookah Stuff @ Dec 16 2017, 03:31 AM) Beli kereta nak mahal mahal kat Malaysia dah lah bahaya kena marking jadi mangsa rompak dan macam-macam, langgar kereta biasa nanti kata orang kaya buli miskin. ^ ni aku sappork, well said Senang, bawak kereta nasional. Apa-apa hal semua deal macam orang biasa. Nak rompak pun tak sakit hati, kena langgar sikit boleh maafkan orang jadi orang yang mulia. |
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Dec 16 2017, 05:54 AM
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Senior Member
3,772 posts Joined: Jan 2003 |
Mostly car provided by company
My company senior levels, 40-50k quite normal , expats 60k , all use what ever given , Camry , accord , BMW max |
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Dec 16 2017, 06:45 AM
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#27
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Senior Member
675 posts Joined: Nov 2011 |
I earn 2k what can I drive
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Dec 16 2017, 07:02 AM
Show posts by this member only | IPv6 | Post
#28
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Elite
2,558 posts Joined: Jan 2003 |
Walk... healthier.
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Dec 16 2017, 08:23 AM
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All Stars
11,058 posts Joined: Jun 2008 |
QUOTE(KLboy92 @ Dec 16 2017, 03:23 AM) A 360k car is the highest limit wasn't there a forummer that did a chart on car ownership and maintenance? Rules*: never spend more than 25% of your salary on transport, never spend more than 1/2 your transport bill on purchase price, and never buy a car on instalment more than 3 years Maths: 20k x 36 months x 1/2 = 360k That should be enough for a decent BMW. Of course, the less you spend, the better your retirement, the more you have for famiy and reserve/emergency. There's absolutely nothing wrong with earning 20k and driving a Civic or CRV. *rules are optional and based on your own budget balancing between necessity, future and immediate enjoyment. Some other rules could also be: Never spend more than 10% annual salary on a car; 20k x 36 months x 10% = 72k car Never spend more than 1 months salary on a car; 20k x 3 years = 60k car Never take a loan for a car, pay for it within 1 years' salary; 20k x 12 months x 25% x 1/2 = 30k car |
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Dec 16 2017, 09:20 AM
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Senior Member
1,206 posts Joined: Sep 2006 |
Not everybody wants attention or kena rob
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Dec 16 2017, 09:22 AM
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Senior Member
954 posts Joined: Dec 2006 |
C Segment is alright. Comfortable enough.
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Dec 16 2017, 12:40 PM
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Junior Member
189 posts Joined: Aug 2015 From: Cherasboy |
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Dec 16 2017, 12:52 PM
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Junior Member
257 posts Joined: Dec 2011 |
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Dec 16 2017, 01:02 PM
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Junior Member
200 posts Joined: May 2011 From: District of Nigeria, Malaysia |
QUOTE(KLboy92 @ Dec 16 2017, 03:23 AM) A 360k car is the highest limit Say for example, If I earn 5k, what will be the price range of a car for me? I'm trying to understand this rule.Rules*: never spend more than 25% of your salary on transport, never spend more than 1/2 your transport bill on purchase price, and never buy a car on instalment more than 3 years Maths: 20k x 36 months x 1/2 = 360k That should be enough for a decent BMW. Of course, the less you spend, the better your retirement, the more you have for famiy and reserve/emergency. There's absolutely nothing wrong with earning 20k and driving a Civic or CRV. *rules are optional and based on your own budget balancing between necessity, future and immediate enjoyment. Some other rules could also be: Never spend more than 10% annual salary on a car; 20k x 36 months x 10% = 72k car Never spend more than 1 months salary on a car; 20k x 3 years = 60k car Never take a loan for a car, pay for it within 1 years' salary; 20k x 12 months x 25% x 1/2 = 30k car |
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Dec 16 2017, 01:33 PM
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#35
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Senior Member
2,491 posts Joined: Dec 2004 From: initrd |
because rich ppl dun wanna waste money going into service center always.. rather spend the time to do productive work and earn more $$$$$$$$
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Dec 16 2017, 01:39 PM
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Senior Member
3,653 posts Joined: Jan 2003 From: London, Hong Kong, Subang Jaya & Cyberjaya |
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Dec 16 2017, 01:40 PM
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All Stars
11,058 posts Joined: Jun 2008 |
QUOTE(KLboy92 @ Dec 16 2017, 12:40 PM) QUOTE(arsengal @ Dec 16 2017, 01:02 PM) Say for example, If I earn 5k, what will be the price range of a car for me? I'm trying to understand this rule. found his thread maxizanc >> https://forum.lowyat.net/topic/4471362 |
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Dec 16 2017, 01:41 PM
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Senior Member
3,653 posts Joined: Jan 2003 From: London, Hong Kong, Subang Jaya & Cyberjaya |
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Dec 16 2017, 01:42 PM
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Senior Member
9,533 posts Joined: Jun 2013 |
Buy a comfortable car like theana..accord.. camry..mazda 6..high cars like crv.. etc
Each cars out there are meant for certain earning class to sustain.. be happy and comfortable with d repayments of loan.. I think anything less than 250k.. |
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Dec 16 2017, 01:46 PM
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Junior Member
58 posts Joined: Apr 2016 |
if got money, i certainly buy car for its safety...not because of flaunting it
this could be the car I'll buy.. cos too many sohai on the road.. ![]() |
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