I got a promo for inactive card users only. RM5 cashback for every rm25 spent. Max rm50 rebate. So I topped up 25 x 10 times to my TNB account.

10x points at a 400 points to rm1 ratio is ... a 2.5% cashback isn't it. Not bad if you reload ewallets 😁

Congrats.. TWE has income requirement of RM250,000... 😁

Finally got my TWE card approved. Going to milk it for all its worth 😁

Saved card costed me so many points... 😣

Once a quarter, spend above rm1k to be entitled. It's a stated benefit.

Hmm your statement came out earlier than mine today.. online eStatement also unavailable for me..

Checked my online eStatement today, and all points were awarded including TNG saved cards.

Just hope CIMB doesn't revise the points redemption rates in the near future.

Hmm, I might just topup RM10 on a saved TWE again and see if it gets 10x points or not next month... 👌

Consider it a campaign promo by CIMB, for annual fee waiver until 2025, without spend requirement. T&C below:

https://www.cimb.com.my/content/dam/cimb/pe...ign-tnc-eng.pdf

I would always go with the official T&Cs.

Also, if you already have the card, you can also call or email CIMB if still in doubt.

It depends. KrisFlyer is popular. Check the miles required for your destination for your preferred airlines and do a bit of comparison shopping.

Check out the cimb website for full details.. https://www.cimb.com.my/en/personal/day-to-...redit-card.html

Doubt the CIMB website missed any of its own product benefits ... haha... if you've read all of it, then I doubt I could tell you anything more.

Personally, I have already used the FlexiRoam SIM to get online the moment I land overseas (worth maybe rm15), as well as the airport lounge privilege (which is surprisingly limited use), and I believe all CIMB cards allow you to get a year of FoodPanda Pro membership (which sometimes is on offer for RM0.99 anyway).

I don't use the rm65 Grabcar perk because it's low value, conditional, and only given once a quarter (!!). It's better to use Citi PM and SCB WM travel cards for those.

Can't believe CIMB devalues it's own MC WE customers with all these cheap perks (as well as having its own entry level card that actually gives higher points that it's highest-tier MC card...)

Yes you are right.. It's not available for Cimb.. and the miles conversion is not always 1:1 ...

From the forex conversions in my statement, the TWE card seems to be charging 1.5% bank fee for overseas transactions.

CIMB eCard gives you 12X points on Foodpanda every day

When I applied eCard it was approved few days later and card popped up in my mailbox few days after that

The eligibility is tracked on a quarter year basis. I wouldn't suggest to risk the last few days before flight to meet Spend requirements. so far it takes a few days to reflect transactions in online banking. May take longer to feed that same data to PPL.

Mine is world elite no spend requirement.. can't help there paiseh

What's the welcome offer.. ?