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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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biertrinker
post Oct 10 2019, 11:42 AM

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Based on the past history, does CIMB always have a promotion for new credit card applications? Will they have a new one on November 1?

I don't like the current promotion because I will apply at the branch, not online. Also, maybe the prizes ran out already. It says first X customers only receive the reward.
biertrinker
post Oct 14 2019, 06:26 PM

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Just sharing. If you want to apply for a credit card by pledging a fixed deposit account, the minimum amounts are:

Generic cards like cash rebate platinum MC - minimum rm2,000
Premier cards - minimum rm25,000
biertrinker
post Jan 31 2020, 05:15 PM

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I got an SMS 10 days ago that my credit card is approved. How many days does it take to get my card?
biertrinker
post Feb 17 2020, 03:18 PM

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QUOTE(MNet @ Feb 15 2020, 11:01 PM)
any sign up free gift for new cc ?
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From Jan till March, new cc application get rm50.
biertrinker
post Feb 6 2021, 03:04 PM

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QUOTE(real55555 @ Jan 29 2021, 01:58 PM)
Yes we don't know, for a matter of fact, it may never be introduced again. But since I'm not using this card, cancelling it and does not get to enjoy this campaign anymore is not that big a loss to me. But from what I saw they have been having this campaign for the last 2 years.
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Read the terms and conditions. As far as I know, customers who recently received a new CIMB credit card in the past 1 year(?) are excluded from campaigns. That prevents people who think like you to do this.
biertrinker
post Feb 6 2021, 03:06 PM

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QUOTE(sl3ge @ Feb 2 2021, 09:17 AM)
Hi,
Anyone successful get cimb credit card by pledge fd?
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Me. I applied last year and pledged rm5k. The minimum FD pledge amount is rm3k. I'm an expat.
biertrinker
post Feb 9 2021, 10:59 AM

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QUOTE(sl3ge @ Feb 6 2021, 03:21 PM)
Do we need walk in branch to pledge fd or can do it online?
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I'm an expat so I need to go to the branch but I think even for locals you need to go to the branch to open your FD pledge.
biertrinker
post Feb 11 2021, 10:00 AM

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For the FD pledge, there is a fee. I think it was rm10 for every rm1,000 you placed in your FD. I should have opened a rm4,900 FD instead of rm5k. Then I could have saved rm10.
biertrinker
post Feb 13 2021, 02:04 PM

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QUOTE(ClarenceT @ Feb 11 2021, 10:54 AM)
May not work.
If I am not wrong, 0.5% stamp duty (LHDN) on the credit limit approved + misc charge by the bank.
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That's what the banker told me last year. There is a fee for every rm1,000 unless the rules have already changed. Anyway, it's worth a try.
biertrinker
post Feb 14 2021, 04:41 PM

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QUOTE(ClarenceT @ Feb 14 2021, 09:35 AM)
You can choose RM4000 or RM5000 but not RM4900.
Inland Revenue Board is charging RM5 stamp duty per RM1000.
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I see. I thought I can outsmart them.
biertrinker
post Feb 24 2021, 05:57 PM

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QUOTE(kclamtarc @ Feb 23 2021, 04:21 PM)
hahaha... so if CS not allowed, then bye bye for the card  rclxs0.gif
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Last time, I did that. CS didn't even try to convince me to keep my credit card and just cancelled it. Lol.
biertrinker
post Mar 10 2021, 09:58 PM

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QUOTE(GrumpyNooby @ Mar 8 2021, 05:48 PM)
Important Notice: Revision on Credit Card related Terms and Conditions effective on 1 April 2021
-Date: 8 March 2021

Dear Valued Customers,

Effective 1 April 2021, the Terms & Conditions listed in the table below will be updated with the addition of the clauses listed.

In summary, Any JomPAY or FPX transaction performed using a CIMB credit card will no longer be eligible for any cash rebate, rewards, bonus points and/or bonus miles.

Below are the new clauses of the following Terms and Conditions:

user posted image

Thank you
CIMB Bank Berhad / CIMB Islamic Bank Berhad

Announcement link: https://www.cimb.com.my/en/personal/importa...april-2021.html
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I'm a noob. What are examples of FPX transactions?
biertrinker
post Mar 11 2021, 03:14 PM

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QUOTE(ClarenceT @ Mar 11 2021, 08:37 AM)
Jompay and FPX are quite similar, both provided by Paynet (formerly known as MEPS), a service provider set up by Bank Negara and commercial banks.
Jompay - initialed at bank website/App
FPX - initialed at merchant's website/App

https://www.paynet.my/personal-fpx.html
https://www.paynet.my/fpx/FPX-CCA-Merchant.pdf

Eg at Shopee,
If you want to use a credit card or debit card to pay, provide your card number, expiry date and CVV, the transaction will be settled at Visa/Mastercard network.
You can choose FPX to pay as well, no need your card details, it will be directed to bank's website, you choose Savings account or credit card account (not all merchants) to pay, settled immediately at Paynet, not related to Visa/Mastercard network.

Notes: (1) Credit card =/= credit card account (a bank account), (2) There is no Debit card account, Debit card is not a bank account, you can't use a Debit card for Jompay or FPX, You must use the bank account which the debit card is linked to.
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Thanks for the explanation! So in layman terms, if I have to enter my credit card number and CVC, that means those transactions are still qualified for CIMB cash rebate or points.
biertrinker
post Mar 11 2021, 03:24 PM

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QUOTE(ClarenceT @ Mar 11 2021, 03:19 PM)
Should be but there are some transactions excluded from rewards/cashback especially Government-related transactions (eg paying roadtax at JPJ, cukai pintu at local council, income tax at hasil.gov.my etc) and charity.
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Understood. Yes, assuming the transaction doesn't fall in those categories. Thanks!
biertrinker
post Jul 23 2021, 12:03 PM

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I got this SMS. What is this FACEBK ADS? How do I request for a new credit card?

RM0 CIMB: We have blocked your credit card ending XXXX due to suspicious trxn at FACEBK ADS for EUR 2.00 on 23/07. Call the number at the back of your card.
biertrinker
post Jul 23 2021, 02:53 PM

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QUOTE(cybpsych @ Jul 23 2021, 12:20 PM)
the sms is clear. call the number at the back of your card.

FACEBK ADS is probably facebook ad charging to your card (fraud or error). bank auto blocked it, and sent you sms to notify.
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Any idea how my credit card number got hacked? Virus or I need to use a VPN?
biertrinker
post Jul 23 2021, 06:02 PM

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QUOTE(cybpsych @ Jul 23 2021, 03:11 PM)
not hacked

this is very normal for payment cards!
your card number is just a 16-digit number, easy to generate random numbers, and trial-and-error to attempt charge a number

if a number is valid, it get charged
if invalid number, continue next number
this is literally a 'tikam' a bunch of number and see which one hit
as long as bank proactively block suspicious transactions and cardholder diligently check their cards and report any suspicious transactions, then it should be fine.

your bank will assist to dispute the transactions upon receiving your complaint.
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Ok, hopefully it doesn't happen often. I have to update a bunch of accounts with my new credit card.
biertrinker
post Jul 30 2021, 12:11 AM

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QUOTE(spyrr @ Jul 28 2021, 10:40 AM)
No idea. I will have to wait for their investigation on the transaction.
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My credit card got cancelled and the Facebook ad charges are being disputed. The customer service told me it would take 1.5 months to be done with the investigation.

About the charges, they said I could:

1. Choose not to pay and, if my dispute is successful, the charges will be reversed and I can call CS again to reverse the finance charge.

2. Pay it so I don't get any finance charges and the charges will be reversed if successful.
biertrinker
post Jul 30 2021, 01:53 PM

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QUOTE(cklimm @ Jul 30 2021, 10:17 AM)
If you choose not to pay that $2, will 18% interest being imposed onto entire balance of your other purchases?
If so, are they going to reverse those too?
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I'm not sure how the CS will reverse the finance charge. The amount that I'm disputing is only €10 and it is simpler for me to just pay it first to avoid the finance charge.
biertrinker
post Aug 2 2021, 10:09 PM

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QUOTE(nplusr @ Aug 2 2021, 01:39 PM)
Hi, I’m facing the same issue whereby I was charged 8 times and each time was $2.00 for Facebook ads. I emailed the bank about it and was asked to cancel the card and fill up a dispute form, but I have been calling non-stop and the line is still busy. Just wondering if you know where I can get the Reference No (ARN) which is asked in the dispute form? Couldn’t find it anywhere in the e-statement *sighs*

Thank you in advance!
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I did not fill up a dispute form. The CS disputed the 5 fraudulent transactions for me. Try calling them.

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