probably account being refreshed.

now seems ok

ask CS

there is no such thing as exemption. all charge/credit cards will be taxed RM25 SST.

whether bank willing to absorb, you gotta try asking from CS.

Important Notice On Service Tax Implementation

Dear valued customers,

Effective 1 September 2018, Service Tax will be imposed on selected products and services
only.

Service Tax of RM25 will be charged on each new primary and supplementary Credit Cards and Charge Cards. For existing Credit and Charge Cardholders, Service Tax of RM25 will be charged upon annual renewal for each primary and supplementary Credit and Charge Cards.

Please note that the Bank is in the midst of updating applicable materials, rates and charges. These changes will be reflected in due course.

Thank you.

The Management
CIMB Bank Berhad & CIMB Islamic Bank Berhad

https://www.cimbbank.com.my/content/dam/cim...9Aug2018-v2.pdf

next statement balance would be reduced lor

Lazada App Spend and Save Campaign [ CIMB ]
Campaign period: 3 September until 30 September 2018

Terms & conditions
Payment must be made with a CIMB Bank debit, credit or prepaid card only.
The discount is applicable for spending via LAZADA's App only.
*New Lazada app users are entitled to RM15 OFF, with a minimum spend of RM120 on the total nett purchase price in a single transaction (excluding shipping/courier charges). For the first two thousand (2000) redemptions from 1 to 30 September 2018 on a first come first serve basis.
**Existing Lazada app users are entitled to RM15 OFF, with minimum spend of RM200 on the total nett purchase price in a single transaction (excluding shipping/courier charges). For the first one thousand (1000) redemptions from the 1 to 30 September 2018 on a first come first serve basis.
**The discount is applicable to women’s fashion, men’s fashion, health & beauty and home & lifestyle, babies & toys categories only.
The voucher code must be entered upon checkout to be effective.
The discount is only for one (1) time redemption per Lazada registered customer and is not valid in conjunction with any other vouchers, offers or promotions (product exclusion may apply).
Lazada reserves the right to alter, cancel, terminate or suspend the order or any part thereof or any part of these applicable terms and conditions from time to time, with prior notice to the customer.

likely mixture grocery or departmental terminal

RM25 Welcome Bonus* for all Credit Card customers
1 September 2018

Promotion valid from 1st Sept to 31st Dec 2018. Apply online now!

*Terms and Conditions apply.


Click to find out more: CIMB Bank Credit Card or CIMB Islamic Credit Card

isnt this obvious?

banks always do this "welcome/activation cashback" to offset certain fees/charges.


if u read the t&c, it's for "new card" but not "new-to-bank".

statement balance= all outstanding up to statement date, so u pay according to this amount by due date.

outstanding balance = all outstanding to date. this amount changes according to spending (+) or payment (-).

it want to maximize the Cc, you spend just after statement date, so that it get statement-ed by next statement date, then you pay + 20days later (due date, assuming u pay full previous month). at most, max is about 50 days.

yes, target to hit 0 for outstanding balance

if u constantly clear it, yes

make it a practice to review the statement once it's out.

Hotels.com: Up to 10% OFF! [ CIMB ]

Exclusively for CIMB Bank debit, credit and prepaid cardholders!

Additional 10% OFF (via Hotels.com mobile app)
Additional 8% OFF (via Hotels.com website)

Booking period: From 20 September 2018 till 28 February 2019
Staying period: From 20 September 2018 till 31 May 2019

Terms & Conditions
Payment must be made with a CIMB Bank debit, credit or prepaid card.
Booking period is from 20 September 2018 until 28 February 2019.
Staying period is from 20 September 2018 until 31 May 2019.
Promo codes are valid on Hotels.com ONLY. CIMB Bank cardholders are required to key in promo code CIMB10 (for mobile app) or CIMB8 (for website) upon checkout.
Offers are only applicable to first room booking for a maximum of 28 days’ stay upon booking. Cardholders will need to pay full price for other rooms. Discounts are applicable for room rates before taxes, fees and other surcharges.
For full Terms and Conditions, please refer to ms.hotels.com/cimb

Fave: Up to 30% OFF!

Exclusively for CIMB Bank debit, credit and prepaid cardholders!

NEW USER
10% Cashback on FavePay
30% Cashback on FaveDeals

EXISTING USER
5% Cashback on FavePay
10% Cashback on FaveDeals


To enjoy this deal, visit FaveDeals or download Fave app and start using FavePay now!

Terms & Conditions
Payment must be made with a CIMB Bank debit, credit or prepaid card.
Each cardholder is eligible for THREE (3) redemption per month (ANY DAY) for FaveDeals and FavePay respectively.
Cashback is capped at RM10 per redemption.
Redemption is limited to first 100 CIMB Bank cardmembers per day (EVERYDAY) for FaveDeals & FavePay respectively.
For FavePay, the Cashback will be credited instantly into cardholder's account upon transaction/purchase at Fave merchants.
Cardholders are required to key in promo code FAVEXCIMBN (New User) and FAVEXCIMBE (Existing User) upon checkout/purchase.
For FaveDeals, the Cashback will be granted after 3 days of purchase date, in the form of Fave credit.
The Cashback are valid for 30 days from the day it is credited into user's account.
The Cashback will be calculated based on the final transacted amount upon checkout (on FaveDeals) or purchase (on FavePay), i.e. after deducting from promo discount and existing credits used.
Promotion is not valid with other ongoing promotions, discounts, vouchers or privilege cards.
Promotion is valid from 1 September 2018 until 28 February 2019.

https://www.cimbbank.com.my/content/dam/cim...rds-II-21-9.pdf

you can refer this non-exhaustive list of merchant vs MCC as a guide >> https://forum.lowyat.net/topic/3711577

7% Cash Rebate For All at PETRONAS [ CIMB | T&Cs ]

Exclusive for CIMB PETRONAS Platinum-i Credit Cardholders

#LiveMore with cash rebates every time you drive. For a limited time only, enjoy 7% cash rebate on all your PETRONAS spend with no statement balance required!

Important Notes:
The campaign is open to all existing and new principal and supplementary CIMB PETRONAS Platinum-i Credit Cardholders. No registration is required to participate in this campaign.
During the campaign period, the cash rebate is subject to a maximum capping of RM50 per card per billing cycle.
The campaign cash rebate will be fully credited into cardholders’ credit card account within 4 to 6 weeks after the campaign period ends.
For full campaign terms and conditions, please select below.

17 October 2018
Winner announcement: CIMB Clicks JomPAY Nationwide Campaign (1st Duration: 23 April - 31 July 2018)
Congratulations to all winners. Click here for winner list.

17 October 2018
Winner announcement: CIMB Clicks JomPAY TM Campaign (Month 2 - May 2018)
Congratulations to all winners. Click here for winner list.

http://www.customs.gov.my/en/Documents/Pan...arge%20Card.pdf

different than the existing welcome bonus though...