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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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cybpsych
post Apr 1 2018, 05:05 PM

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QUOTE(cybpsych @ Feb 1 2018, 07:33 AM)
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Choose Your Voucher for Credit Card Application [ CIMB | T&Cs (EN) | T&Cs (BM) ]
1 February 2018 - 31 March 2018

Important Notes
1.Eligible applicant must meet the following Qualifying Criteria to receive one (1) of Three (3) gifts: Petronas Voucher OR Guardian Voucher OR Tesco Voucher

i) The Applicant(s) submits an application for first CIMB Bank principal credit card via any one of the following channels: CIMB Bank Website, CIMB Clicks or CIMB ATM, during the Campaign Period; AND
ii) The Application must be successfully approved by CIMB Bank by 21st  April 2018 and the credit card must be activated within sixty (60) days from the card approval date;  AND
iii) (a) Tier 1: To receive RM100 Voucher, the Applicant achieves a minimum Eligible Cumulative Retail Spending of RM500 within thirty (30) days from the card approval date; or
iii) (b) Tier 2: To receive RM150 Voucher, the Applicant achieves a minimum Eligible Cumulative Retail Spending of RM1,000 within sixty (60) days from the card approval date.

2. This Campaign is open exclusively to New-to-Card Applicants  (customers who do not own a credit card issued by CIMB Bank)
3. The Gift(s) will be delivered to the Applicant’s mailing address based on CIMB’s Bank record within  twelve (12)  to fourteen (14) weeks after the end of the Campaign Period.

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Campaign Period: 1st Apr to 30th Apr 2018

Important Notes

1.Eligible applicant must meet the following Qualifying Criteria to receive one (1) of Three (3) gifts: Petronas Voucher OR Guardian Voucher OR Tesco Voucher

i) The Applicant(s) submits an application for first CIMB Bank principal credit card via any one of the following channels: CIMB Bank Website, CIMB Clicks or CIMB ATM, during the Campaign Period; AND

ii) The Application must be successfully approved by CIMB Bank by 21st May 2018 and the credit card must be activated within sixty (60) days from the card approval date; AND

iii) (a) Tier 1: To receive RM100 Voucher, the Applicant achieves a minimum Eligible Cumulative Retail Spending of RM500 within thirty (30) days from the card approval date; or

iii) (b) Tier 2: To receive RM150 Voucher, the Applicant achieves a minimum Eligible Cumulative Retail Spending of RM1,000 within sixty (60) days from the card approval date.

2. This Campaign is open exclusively to New-to-Card Applicants (customers who do not own a credit card issued by CIMB Bank)

3. The Gift(s) will be delivered to the Applicant’s mailing address based on CIMB’s Bank record within twelve (12) to fourteen (14) weeks after the end of the Campaign Period.

https://www.cimbbank.com.my/content/dam/cim...p-Apr-FINAL.pdf

This post has been edited by cybpsych: Apr 1 2018, 05:06 PM
cybpsych
post Apr 4 2018, 09:05 AM

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QUOTE(neobie @ Apr 4 2018, 08:59 AM)
Hi guys. Is CIMB VI no longer offer 0.5% unlimited cashback?
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cybpsych
post Apr 5 2018, 03:14 PM

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QUOTE(wu ming @ Apr 5 2018, 11:48 AM)
Does Mercato falls under groceries?
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likely yes.

Mercato - Pavillion was reported to be Grocery
cybpsych
post Apr 9 2018, 06:10 PM

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IMPORTANT NOTICE: CLOSURE OF CARD SERVICE CENTER, SUNWAY PYRAMID SHOPPING MALL
https://www.cimbbank.com.my/content/dam/cim...id_Approved.pdf

Dear valued customers,

We wish to inform you that we are in the midst of consolidating our services from Card Service Center located at Sunway Pyramid Shopping Mall to Card Service Center at Suria KLCC.

Therefore, services at Card Service Center, Sunway Pyramid Shopping Mall will no longer be available effective 1st May 2018.

Card Service Centre at Suria KLCC is open seven (7) days a week from 9.30AM to 5.30PM (Monday - Saturday) & 9.30AM to 4.30PM (Sunday & Public Holiday). Location:

Card Service Center, Suria KLCC
Lot C04-C05 Concourse Floor
Lot C Suria KLCC
50888 Kuala Lumpur

Alternatively, you may use CIMB Clicks or contact us via Customer Contact Center at phone number at back of your card. We sincerely apologize for all inconvenience caused.

Thank you.

The Management,
CIMB Bank Berhad & CIMB Islamic Bank Berhad


cybpsych
post Apr 16 2018, 07:49 PM

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Breath life into your home with Senheng and senQ*

Exclusively for CIMB Bank credit cardmembers:

- Buy selected products at Senheng & senQ outlets nationwide with your CIMB Bank credit card via 0% EasyPay up to 24 months and get up to RM100 gift card
- Purchase products using CIMB Bank Bonus Points

Terms & Conditions:
Payment must be made with a CIMB Bank credit card (except CIMB Platinum Business Card, Partners Credit Card and Fuel Tanker Card).
RM50 & RM100 gift card redemption only for the selected items, on a first-come-first-serve basis.
Promotion is available at all Senheng and senQ outlets nationwide.
Promotion is valid for Easy Pay Payment (EPP) up to 24 months only.
Offers are not exchangeable for cash or other items and cannot be used in conjunction with any other existing discounts, privileges, promotions, discount cards, nett price and loyalty programmes unless otherwise stated.
CIMB Bank is not liable for warranty for products and/or services offered by merchant or responsible for any changes, claims, loss or damages resulting from this promotion.
Promotion is valid from 14 April to 31 May 2018.
For more information on product listing, please click HERE.
cybpsych
post Apr 18 2018, 09:08 PM

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AirAsia Convert & Win Campaign [ CIMB | T&Cs ]
Campaign Period: 17 Apr - 30 Apr 2018

Stand to win a 3D2N trip to Perth! Just convert your credit card Bonus Points to AirAsia BIG Points.

Notes
1. This “Convert To Win Campaign (“Campaign”) is organised by Think Big Digital Sdn. Bhd. (“BIG”) (referred to as the “Organisers”).
2. The Campaign is open to all BIG Members who are the citizens or permanent residents of Malaysia who hold credit cards (with bonus point features) offered by CIMB Bank Berhad or CIMB Islamic Bank Berhad.
3. To qualify and participate in this Campaign, Participants must do the following (“Campaign Requirements”):
a) Must be an existing BIG.
b) Subject to a minimum of 1,000 BIG Points, convert their respective credit card bonus points to BIG Points.
4. A total of 2 Participants who fulfilled all the Campaign Requirements throughout the Campaign, will be selected on random basis after the Campaign Period.
cybpsych
post May 1 2018, 08:11 AM

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Cash Rewards for Credit Card Application [ CIMB | T&Cs ]
Campaign Period: 1st May to 31st July 2018

Apply for CIMB Bank Credit Card and start spending to enjoy privileges and rewards now!

Notes
1.Eligible applicant must meet the following Qualifying Criteria to be entitled for Cash back:

i.The Applicant(s) submits an application for any CIMB Bank principal credit card via any one of the following channels: CIMB Bank Website, CIMB Clicks, CIMB ATM and Inbound during the Campaign Period’ AND

ii.The principal credit card must be successfully approved by CIMB Bank before 21st Aug 2018 and the credit card must be activated within sixty (60) days from the Card Approval Date; AND

a) Tier 1: The Applicant(s) achieves a minimum Eligible Cumulative Retail Spending of RM800 within sixty (60) days from the Card Approval Date; or

b) Tier 2: The Applicant(s) achieves a minimum Eligible Cumulative Retail Spending of RM2,000 within sixty (60) days from the Card Approval Date.

ADDITIONAL GIFT

Application completed and submitted via Online Channels, i.e CIMB Website and CIMB Clicks, is entitled for an additional RM50 Petronas Gift Card.

Online Channel refers to the complete submission of CIMB Bank principal credit card application by the Applicant including the upload of all supporting document(s) as detailed in the online application form, i.e. income document via CIMB Clicks and/or CIMB Bank Website.

2. This Campaign is open exclusively to New-to-Card Applicants (customers who do not own a credit card issued by CIMB Bank)

3. The Gift(s) will be delivered to the Applicant’s mailing address based on CIMB’s Bank record within twelve (12) to fourteen (14) weeks after the end of the Campaign Period.
cybpsych
post May 8 2018, 09:11 PM

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Live Your Dream Campaign Winners [ CIMB ]
Campaign Period: 1 November 2017 - 28 February 2018

CONGRATULATIONS!

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» Click to show Spoiler - click again to hide... «


This post has been edited by cybpsych: May 16 2018, 07:52 PM
cybpsych
post May 9 2018, 03:34 PM

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QUOTE(radi0head @ May 9 2018, 03:14 PM)
Just got my new CIMB CC... were wondering what's the default credit usage notification (SMS) threshold at ?  hmm.gif
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if not mistaken, rm500.

give CS a call to know the current threshold and adjust it to your liking.
cybpsych
post May 17 2018, 08:19 PM

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QUOTE(coolguy99 @ May 17 2018, 07:57 PM)
5 posts above?
cybpsych
post May 23 2018, 07:37 PM

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Notice to all CIMB Bank and CIMB Islamic Bank Credit Cardholders

https://www.cimbbank.com.my/en/personal/pre...ardholders.html

We wish to inform you that we have amended to the following and shall take effect and be binding with effect from 1 June 2018.

i.CMB Bank Cardholder Terms and Conditions
ii.CIMB Islamic Cardholder Terms & Conditions
iii.Terms & Conditions CIMB Cash Rebate Platinum Credit Card
iv.Terms & Conditions CIMB Tesco Credit Card
v.Terms & Conditions CIMB PETRONAS Platinum
vi.Terms and Conditions CIMB Islamic PETRONAS
vii.CIMB Enrich Mastercard CO-Brand Plan Terms & Conditions
viii.CIMB Enrich World Elite Mastercard Terms & Conditions
ix.Member Rewards Programme Terms and Conditions – CIMB Bank Berhad
x.Member Rewards Programme Terms and Conditions - CIMB Islamic Bank Berhad

Please click HERE for full details of change amendment made.


Added on

specific: Terms & Conditions CIMB Cash Rebate Platinum Credit Card. more trap!

https://www.cimbbank.com.my/content/dam/cim...BM_1Jul2018.pdf

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This post has been edited by cybpsych: May 23 2018, 07:37 PM
cybpsych
post May 24 2018, 09:06 PM

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QUOTE(djhenry91 @ May 24 2018, 04:26 PM)
oh..for foreign currency only
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above are 2 separate images/changes laugh.gif
cybpsych
post May 26 2018, 09:13 PM

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CIMB Tesco Riang Raya Campaign 2018 [ CIMB | T&Cs ]
Campaign Period: 25 May 2018 - 24 August 2018

Stand a chance to win Tesco Vouchers worth up to RM300 when you spend with or apply for a CIMB Tesco Credit or Debit Card.

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Notes:
1. *Winners will be selected (150 winners for Credit Card and 150 winners for Debit Card) after the campaign period. Each customer is only entitled to one (1) prize for this campaign.
2. This campaign is open to all principal and supplementary CIMB Tesco Platinum Credit Card and CIMB Tesco Debit Mastercard customers. No registration is required to participate in this campaign.


cybpsych
post May 29 2018, 06:58 PM

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QUOTE(Pain4UrsinZ @ May 29 2018, 06:15 PM)
i have statement balance @ RM 2,589.16, due 16 May, then 18 May only i pay the balance.

on the same day bank charged me late charges RM 25
then end of the statement cycle bank charge me 'finance charge' RM56

late charges RM 25 is not interest ? anyone can show me how to calculate ?
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try calling the bank to waive the charges. at least try.

// Late payment charges: If you do not make the minimum payment due by the due date, we will charge you a late payment charge of 1% on the unpaid balance arising from retail transactions and cash advance, subject to a minimum of RM10.00 and a maximum of RM100.00.

The Bank shall however grant the Cardholder a grace period of four (4) calendar days after the payment due date where the payment due dates fall on a weekend or a public holiday. //



for 18 May payment, was it reflected in your cimb card on 18 May itself or the day after (19 May)?
cybpsych
post Jun 4 2018, 09:58 PM

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IMPORTANT NOTICE: PAYMENT FOR CREDIT CARDS AND LOANS/FINANCING

https://www.cimbbank.com.my/content/dam/cim...inalrevised.pdf

Effective from 1 December 2018, a service fee shall apply for payments made for credit cards and loan/financing over the counter and via Cash and Cheque Deposit Machines.

The applicable service fee per transaction is as set out below:

Transactions reflectedPayment by CashPayment by Cheque
Over the counterRM2.00RM2.00
Cash & Cheque Deposit MachinesRM0.50RM0.50

Alternative payment channels are available via the following channels:
1. CIMB Clicks (https://www.cimbclicks.com.my)
2. Auto Fund Transfer (AFT) or Standing Instruction (SI)
3. Automated Teller Machine (ATM)
4. Interbank GIRO (IBG/IBFT) from other bank

Kindly approach our friendly Customer Service Officers for any enquiries.

*The service fee is not applicable to SME and Enterprise Banking products.

The Management
CIMB Bank Berhad and CIMB Islamic Bank Berhad
cybpsych
post Jun 4 2018, 11:04 PM

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purposely to discourage use of kiosks, reduces maintenance or deployment of kiosks, also part of bnm payment reform by doing transaction online.

not good for senior citizen but still manageable by their young ones nonetheless.
cybpsych
post Jun 8 2018, 11:34 AM

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QUOTE(darkdevilrey @ Jun 8 2018, 11:23 AM)
Dear all,

need your savvy advise on financial charges calculation.

recently being charged financial charge, but i felt cheated due to the dishonest way of calculations, so please advise me if this is only CIMB or all bank using the same formula ?

In summary

Apr2018
Debit - rm18,121.66
Credit - rm18,020.07
Statement Balance - rm101.59

say interest rate applied @ 15% per annum.

can sifu illustrate to me the financial charge for the following senario:

1. i dint pay a cent at all upon payment due date on May2018
2. i pay partial payment before payment due date on May 2018
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can try this https://www.imoney.my/articles/credit-card-numbers or use this? >> https://www.cimbbank.com.my/en/personal/ban...calculator.html or http://www.akpk.org.my/tools/calculators/calc/content_3
cybpsych
post Jun 22 2018, 06:42 PM

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QUOTE(darkdevilrey @ Jun 22 2018, 06:33 PM)
clarified with cimb.

as long you did not settle full amount of your statement balance, hence all transaction will be charge interest, not outstanding.

in summary
Spent rm10,000.00
paid rm 9,900.00 ( before statement )
Statement balance = rm100.

paid rm 60 cash, hutang rm40.

interest charge is daily interest x rm10,000.00 x no. of days untils the ( rm40 ) fully paid.

vmad.gif  vmad.gif

crazy
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that's is why always pay full by due date. simple.
cybpsych
post Jun 22 2018, 09:37 PM

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American Tourister Roadshow - June

Promotion details

Date: 20 June - 24 June 2018
Day: Wednesday - Sunday
Location: East Entrance, Ground Floor, Mid Valley Megamall
Time: 10AM - 10PM
Offer: Get ADDITIONAL 10% DISCOUNT on top of UP TO 50% OFF when you spend with CIMB card(s)

Terms and Conditions apply.

Terms & Conditions
Payment must be made with a CIMB Bank debit, credit or prepaid card.
This offer is valid for American Tourister and Kamiliant models ONLY.
Offer is not applicable for on-going promotions, gift certificate redemption, offers and/or additional discounts.
*Additional 10% DISCOUNT is only applicable throughout the sales period at East Entrance, Ground Floor, Mid Valley Megamall.
cybpsych
post Jun 23 2018, 10:36 AM

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QUOTE(darkdevilrey @ Jun 23 2018, 10:04 AM)
infact, i settle full payment before due date.

reason being the hutang rm40 is because it's reflected in the statement cash back, so i assume outstanding i owe is only rm60.

but this bank win, because cash back cannot consider part of the payment.

its for ultilisation for next month bill.

wtf
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that's not full, in terms of cimb*. it was current outstanding that u referred to.

what I was referring is the statement balance, which is fixed regardless of any payment or cb credited later (where current outstanding would fluctuate).

always pay according to statement balance is easier and less headache to manage/remember. *yes, cimb is the odd one that doesnt treat cb as payment. probably because it was system-triggered, not actual payment from user. sweat.gif

This post has been edited by cybpsych: Jun 23 2018, 10:37 AM

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